Fintel Balance Sheet Health

Financial Health criteria checks 5/6

Fintel has a total shareholder equity of £102.9M and total debt of £10.7M, which brings its debt-to-equity ratio to 10.4%. Its total assets and total liabilities are £147.2M and £44.3M respectively. Fintel's EBIT is £14.7M making its interest coverage ratio 29.4. It has cash and short-term investments of £12.7M.

Key information

10.4%

Debt to equity ratio

UK£10.70m

Debt

Interest coverage ratio	29.4x
Cash	UK£12.70m
Equity	UK£102.90m
Total liabilities	UK£44.30m
Total assets	UK£147.20m

Recent financial health updates

Here's Why Fintel (LON:FNTL) Can Manage Its Debt Responsibly

Apr 16

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Financial Position Analysis

Short Term Liabilities: FNTL's short term assets (£22.9M) exceed its short term liabilities (£21.3M).

Long Term Liabilities: FNTL's short term assets (£22.9M) do not cover its long term liabilities (£23.0M).

Debt to Equity History and Analysis

Debt Level: FNTL has more cash than its total debt.

Reducing Debt: FNTL's debt to equity ratio has reduced from 28% to 10.4% over the past 5 years.

Debt Coverage: FNTL's debt is well covered by operating cash flow (116.8%).

Interest Coverage: FNTL's interest payments on its debt are well covered by EBIT (29.4x coverage).

Fintel Balance Sheet Health

Financial Health criteria checks 5/6

Key information

Recent financial health updates

Here's Why Fintel (LON:FNTL) Can Manage Its Debt Responsibly

Recent updates

Fintel Plc, Annual General Meeting, May 21, 2024

We Think You Can Look Beyond Fintel's (LON:FNTL) Lackluster Earnings

Fintel Plc Announces Dividend Payment for the Full Year 2023

Full year 2023 earnings: EPS misses analyst expectations

Now 21% undervalued

Now 23% undervalued

Fintel Plc to Report Fiscal Year 2023 Results on Mar 19, 2024

Now 24% undervalued

Consensus EPS estimates fall by 17%

Fintel's (LON:FNTL) Shareholders Will Receive A Bigger Dividend Than Last Year

First half 2023 earnings released: EPS: UK£0.032 (vs UK£0.046 in 1H 2022)

Fintel Plc Proposes Interim Dividend for the Half year ended June 30, 2023, Payable on or Around 3 November 2023

Fintel Plc (AIM:FNTL) acquired Competent Adviser Training Limited.

Consensus EPS estimates fall by 11%

Fintel plc Approves to Declare Final Dividend

Upcoming dividend of UK£0.022 per share at 1.6% yield

Joint CEO & Director recently bought UK£148k worth of stock

Full year 2022 earnings: Revenues exceed analysts expectations while EPS lags behind

Fintel Plc to Report Fiscal Year 2022 Results on Mar 21, 2023

Less than half of directors are independent

Fintel (LON:FNTL) Has Affirmed Its Dividend Of £0.01

First half 2022 earnings released: EPS: UK£0.046 (vs UK£0.032 in 1H 2021)

Fintel plc Announces an Interim Dividend, Payable on or Around 4 November 2022

Are Investors Undervaluing Fintel Plc (LON:FNTL) By 43%?

Joint CEO & Director recently bought UK£95k worth of stock

Fintel Plc Expands Key Product Lines

Fintel plc Approves to Declare Final Dividend

Fintel Appoints Phil Smith as Independent Non-Executive Director

Price target increased to UK£2.80

Less than half of directors are independent

Upcoming dividend of UK£0.02 per share

Fintel Plc, Annual General Meeting, May 17, 2022

Why Fintel Plc (LON:FNTL) Could Be Worth Watching

Now 22% undervalued

Fintel Plc to Report Fiscal Year 2021 Results on Mar 22, 2022

Deputy Chairman & Senior Independent Non-Executive Director Gary Hughes has left the company

First half 2021 earnings released: EPS UK£0.032 (vs UK£0.028 in 1H 2020)

FPE Capital LLP agreed to acquire Zest Technology Ltd. from Fintel Plc (AIM:FNTL) for £11.5 million.

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Here's Why Fintel (LON:FNTL) Can Manage Its Debt Responsibly

Group Finance Director & Director has left the company

Independent Non-Executive Director recently bought UK£76k worth of stock

Upcoming dividend of UK£0.029 per share

Full year 2020 earnings released: EPS UK£0.083 (vs UK£0.093 in FY 2019)

Price target increased to UK£2.35

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Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

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