Fintel Plc

AIM:FNTL Stock Report

Market Cap: UK£276.1m

Fintel Balance Sheet Health

Financial Health criteria checks 4/6

Fintel has a total shareholder equity of £98.9M and total debt of £15.8M, which brings its debt-to-equity ratio to 16%. Its total assets and total liabilities are £151.1M and £52.2M respectively. Fintel's EBIT is £14.5M making its interest coverage ratio 16.1. It has cash and short-term investments of £7.4M.

Key information

16.0%

Debt to equity ratio

UK£15.80m

Debt

Interest coverage ratio16.1x
CashUK£7.40m
EquityUK£98.90m
Total liabilitiesUK£52.20m
Total assetsUK£151.10m

Recent financial health updates

Here's Why Fintel (LON:FNTL) Can Manage Its Debt Responsibly

Apr 16
Here's Why Fintel (LON:FNTL) Can Manage Its Debt Responsibly

Recent updates

Fintel (LON:FNTL) Has Announced A Dividend Of £0.012

Sep 20
Fintel (LON:FNTL) Has Announced A Dividend Of £0.012

We Think You Can Look Beyond Fintel's (LON:FNTL) Lackluster Earnings

Mar 29
We Think You Can Look Beyond Fintel's (LON:FNTL) Lackluster Earnings

Fintel's (LON:FNTL) Shareholders Will Receive A Bigger Dividend Than Last Year

Sep 22
Fintel's (LON:FNTL) Shareholders Will Receive A Bigger Dividend Than Last Year

Fintel (LON:FNTL) Has Affirmed Its Dividend Of £0.01

Sep 23
Fintel (LON:FNTL) Has Affirmed Its Dividend Of £0.01

Are Investors Undervaluing Fintel Plc (LON:FNTL) By 43%?

Sep 09
Are Investors Undervaluing Fintel Plc (LON:FNTL) By 43%?

Why Fintel Plc (LON:FNTL) Could Be Worth Watching

Mar 08
Why Fintel Plc (LON:FNTL) Could Be Worth Watching

A Look At The Fair Value Of Fintel Plc (LON:FNTL)

May 15
A Look At The Fair Value Of Fintel Plc (LON:FNTL)

Read This Before Buying Fintel Plc (LON:FNTL) For Its Dividend

Apr 30
Read This Before Buying Fintel Plc (LON:FNTL) For Its Dividend

Here's Why Fintel (LON:FNTL) Can Manage Its Debt Responsibly

Apr 16
Here's Why Fintel (LON:FNTL) Can Manage Its Debt Responsibly

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Nov 24
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Financial Position Analysis

Short Term Liabilities: FNTL's short term assets (£20.7M) do not cover its short term liabilities (£27.5M).

Long Term Liabilities: FNTL's short term assets (£20.7M) do not cover its long term liabilities (£24.7M).

Debt to Equity History and Analysis

Debt Level: FNTL's net debt to equity ratio (8.5%) is considered satisfactory.

Reducing Debt: FNTL's debt to equity ratio has reduced from 65.7% to 16% over the past 5 years.

Debt Coverage: FNTL's debt is well covered by operating cash flow (88.6%).

Interest Coverage: FNTL's interest payments on its debt are well covered by EBIT (16.1x coverage).

Balance Sheet

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/19 16:25
End of Day Share Price 2024/12/19 00:00
Earnings2024/06/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Fintel Plc is covered by 4 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Rahim KarimInvestec Bank plc (UK)
Rahim KarimPanmure Liberum
Gautam PillaiPeel Hunt LLP