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OneSavings Bank

LSE:OSB
Snowflake Description

Good value with adequate balance sheet.

The Snowflake is generated from 30 checks in 5 different areas, read more below.
OSB
LSE
£1B
Market Cap
  1. Home
  2. GB
  3. Banks
Company description

OneSavings Bank plc operates as a specialist lending and retail savings company in the United Kingdom and the Channel Islands. The last earnings update was 52 days ago. More info.


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OSB Share Price and Events
7 Day Returns
-2.9%
LSE:OSB
-0.1%
GB Mortgage
1.3%
GB Market
1 Year Returns
-1.3%
LSE:OSB
-3.7%
GB Mortgage
-5%
GB Market
OSB Shareholder Return
  7 Day 30 Day 90 Day 1 Year 3 Year 5 Year
OneSavings Bank (OSB) -2.9% -6.7% 11.2% -1.3% 30.2% -
GB Mortgage -0.1% -1.2% 8% -3.7% 19.7% 8.2%
GB Market 1.3% -1.6% 1.9% -5% 15.8% 2.5%
1 Year Return vs Industry and Market
  • OSB outperformed the Mortgage industry which returned -3.7% over the past year.
  • OSB outperformed the Market in United Kingdom of Great Britain and Northern Ireland which returned -5% over the past year.
Price Volatility
OSB
Industry
5yr Volatility vs Market

Value

 Is OneSavings Bank undervalued based on future cash flows and its price relative to the stock market?

Value is all about what a company is worth versus what price it is available for. If you went into a grocery store and all the bananas were on sale at half price, they could be considered undervalued.
INTRINSIC VALUE BASED ON FUTURE CASH FLOWS
Here we compare the current share price of OneSavings Bank to its discounted cash flow analysis.value.

The discounted cash flow value is simply looking at what the company is worth today, based on estimates of how much money it is expected to make in the future.
Raw Data

Below are the data sources, inputs and calculation used to determine the intrinsic value for OneSavings Bank.

LSE:OSB Discounted Cash Flow Data Sources
Data Point Source Value
Valuation Model Excess Returns Model
Stable EPS Weighted future Return on Equity estimates from 9 analysts.
= Stable Book Value * Return on Equity
= £3.40 * 19.7%
£0.67
Book Value of Equity per Share Weighted future Book Value estimates from 6 analysts. £3.40
Discount Rate (Cost of Equity) See below 12.7%
Perpetual Growth Rate 10-Year GB Government Bond Rate 1.2%

An important part of a discounted cash flow is the discount rate, below we explain how it has been calculated.

Calculation of Discount Rate/ Cost of Equity for LSE:OSB
Data Point Calculation/ Source Result
Risk-Free Rate 10-Year GB Govt Bond Rate 1.2%
Equity Risk Premium S&P Global 6.7%
Mortgage Unlevered Beta Simply Wall St/ S&P Global 0.9
Re-levered Beta = Unlevered beta (1 + (1- tax rate) (Debt/Equity))
= 0.902 (1 + (1- 19%) (161.17%))
1.723
Levered Beta Levered Beta limited to 0.8 to 2.0
(practical range for a stable firm)
1.72
Discount Rate/ Cost of Equity = Cost of Equity = Risk Free Rate + (Levered Beta * Equity Risk Premium)
= 1.23% + (1.723 * 6.65%)
12.68%

Discounted Cash Flow Calculation for LSE:OSB using Excess Returns Model Model

The calculations below outline how an intrinsic value for OneSavings Bank is arrived at using the Excess Return Model. This approach is used for finance firms where free cash flow is difficult to estimate.

In the Excess Return Model the value of a firm can be written as the sum of capital invested currently in the firm and the present value of excess returns that the firm expects to make in the future.

The model is sensitive to the Return on Equity of the company versus the Cost of Equity, how these are calculated is detailed below the main calculation.

Note the calculations below are per share.

See our documentation to learn about this calculation.

LSE:OSB Value of Excess Returns
Calculation Result
Excess Returns = (Stable Return on equity – Cost of equity) (Book Value of Equity per share)
= (19.7% – 12.68%) * £3.40)
£0.24
Terminal Value of Excess Returns = Excess Returns / (Cost of Equity - Expected Growth Rate)
= £0.24 / (12.68% - 1.23%)
£2.08
Value of Equity = Book Value per share + Terminal Value of Excess Returns
= £3.40 + £2.08
£5.48
LSE:OSB Discount to Share Price
Calculation Result
Value per share (GBP) From above. £5.48
Current discount Discount to share price of £4.14
= -1 x (£4.14 - £5.48) / £5.48
24.5%

Learn more about our DCF calculations in Simply Wall St’s analysis model .

Current Discount
Amount off the current price OneSavings Bank is available for.
Intrinsic value
24%
Share price is £4.14 vs Future cash flow value of £5.48
Current Discount Checks
For OneSavings Bank to be considered undervalued it must be available for at least 20% below the current price. Less than 40% is even better.
  • OneSavings Bank's share price is below the future cash flow value, and at a moderate discount (> 20%).
  • OneSavings Bank's share price is below the future cash flow value, but not at a substantial discount (< 40%).
PRICE RELATIVE TO MARKET
We can also value a company based on what the stock market is willing to pay for it. This is similar to the price of fruit (e.g. Mangoes or Avocados) increasing when they are out of season, or how much your home is worth.

The amount the stock market is willing to pay for OneSavings Bank's earnings, growth and assets is considered below, and whether this is a fair price.
Price based on past earnings
Are OneSavings Bank's earnings available for a low price, and how does this compare to other companies in the same industry?
Raw Data
LSE:OSB PE (Price to Earnings) Ratio Data Sources
Data Point Source Value
Earnings Per Share * Company Filings (2018-12-31) in GBP £0.56
LSE:OSB Share Price ** LSE (2019-05-20) in GBP £4.14
United Kingdom of Great Britain and Northern Ireland Mortgage Industry PE Ratio Median Figure of 6 Publicly-Listed Mortgage Companies 7.93x
United Kingdom of Great Britain and Northern Ireland Market PE Ratio Median Figure of 788 Publicly-Listed Companies 16.24x

* Trailing twelve months (TTM) annual GAAP earnings per share excluding extraordinary items.

** Primary Listing of OneSavings Bank.

LSE:OSB PE (Price to Earnings) Ratio Calculation
Calculation Outcome
PE Ratio

= LSE:OSB Share Price ÷ EPS (both in GBP)

= 4.14 ÷ 0.56

7.45x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • OneSavings Bank is good value based on earnings compared to the GB Mortgage industry average.
  • OneSavings Bank is good value based on earnings compared to the United Kingdom of Great Britain and Northern Ireland market.
Price based on expected Growth
Does OneSavings Bank's expected growth come at a high price?
Raw Data
LSE:OSB PEG (Price to Earnings to Growth) Ratio Data Sources
Data Point Source Value
PE Ratio See PE Ratio Section 7.45x
Net Income Annual Growth Rate See Future Growth Section.
Line of Best Fit* through Consensus Estimate Earnings of 9 Analysts
9.6%per year
Europe Mortgage Industry PEG Ratio Median Figure of 6 Publicly-Listed Mortgage Companies 1x
United Kingdom of Great Britain and Northern Ireland Market PEG Ratio Median Figure of 574 Publicly-Listed Companies 1.5x

*Line of best fit is calculated by linear regression .

LSE:OSB PEG (Price to Earnings to Growth) Ratio Calculation
Calculation Outcome
PEG Ratio

= PE Ratio ÷ Net Income Annual Growth Rate

= 7.45x ÷ 9.6%

0.77x

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • OneSavings Bank is good value based on expected growth next year.
Price based on value of assets
What value do investors place on OneSavings Bank's assets?
Raw Data
LSE:OSB PB (Price to Book) Ratio Data Sources
Data Point Source Value
Book Value per Share Company Filings (2018-12-31) in GBP £2.78
LSE:OSB Share Price * LSE (2019-05-20) in GBP £4.14
United Kingdom of Great Britain and Northern Ireland Mortgage Industry PB Ratio Median Figure of 7 Publicly-Listed Mortgage Companies 1.1x
United Kingdom of Great Britain and Northern Ireland Market PB Ratio Median Figure of 1,368 Publicly-Listed Companies 1.51x
LSE:OSB PB (Price to Book) Ratio Calculation
Calculation Outcome
PB Ratio

= LSE:OSB Share Price ÷ Book Value per Share (both in GBP)

= 4.14 ÷ 2.78

1.49x

* Primary Listing of OneSavings Bank.

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • OneSavings Bank is overvalued based on assets compared to the GB Mortgage industry average.
X
Value checks
We assess OneSavings Bank's value by looking at:
  1. Is the discounted cash flow value less than 20%, or 40% of the share price? (2 checks) ( Click here or on bar chart for details of DCF calculation. )
  2. Is the PE ratio less than the market average, and/ or less than the Mortgage industry average (and greater than 0)? (2 checks)
  3. Is the PEG ratio within a reasonable range (0 to 1)? (1 check)
  4. Is the PB ratio less than the Mortgage industry average (and greater than 0)? (1 check)
  5. OneSavings Bank has a total score of 4/6, see the detailed checks below.

    Note: We use GAAP Earnings per Share in all our calculations including PE and PEG Ratio.

    Full details on the Value part of the Simply Wall St company analysis model.

Future Performance

 How is OneSavings Bank expected to perform in the next 1 to 3 years based on estimates from 9 analysts?

The future performance of a company is measured in the same way as past performance, by looking at estimated growth and how much profit it is expected to make.

Future estimates come from professional analysts. Just like forecasting the weather, they don’t always get it right!
Annual Growth Rate
9.6%
Expected annual growth in earnings.
Earnings growth vs Low Risk Savings
Is OneSavings Bank expected to grow at an attractive rate?
  • OneSavings Bank's earnings growth is expected to exceed the low risk savings rate of 1.2%.
Growth vs Market Checks
  • OneSavings Bank's earnings growth is positive but not above the United Kingdom of Great Britain and Northern Ireland market average.
  • OneSavings Bank's revenue growth is expected to exceed the United Kingdom of Great Britain and Northern Ireland market average.
Annual Growth Rates Comparison
Raw Data
LSE:OSB Future Growth Rates Data Sources
Data Point Source Value (per year)
LSE:OSB Future Earnings Growth Rate Line of Best Fit* through Consensus Estimate Earnings of 9 Analysts 9.6%
LSE:OSB Future Revenue Growth Rate Line of Best Fit* through Consensus Estimate Revenue of 9 Analysts 11.3%
United Kingdom of Great Britain and Northern Ireland Mortgage Industry Earnings Growth Rate Market Cap Weighted Average 14.1%
United Kingdom of Great Britain and Northern Ireland Mortgage Industry Revenue Growth Rate Market Cap Weighted Average 10.5%
United Kingdom of Great Britain and Northern Ireland Market Earnings Growth Rate Market Cap Weighted Average 10.8%
United Kingdom of Great Britain and Northern Ireland Market Revenue Growth Rate Market Cap Weighted Average 4.9%

*Line of best fit is calculated by linear regression .

Industry and Market average data is calculated daily.

Learn more about our growth rate calculations in Simply Wall St’s analysis model.

Analysts growth expectations
Raw Data
LSE:OSB Analysts Growth Expectations Data Sources
Data Point Source Value
Past Financials Company Filings (4 months ago) See Below
Future Estimates Average of up to 9 Analyst Estimates (S&P Global) See Below
All numbers in GBP Millions and using Trailing twelve months (TTM) annual period rather than quarterly.
LSE:OSB Future Estimates Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income * Avg. No. Analysts
2022-12-31
2021-12-31 390 184 4
2020-12-31 347 167 6
2019-12-31 320 161 9
LSE:OSB Past Financials Data
Date (Data in GBP Millions) Revenue Cash Flow Net Income *
2018-12-31 274 -1,507 136
2018-09-30 264 -1,446 134
2018-06-30 253 -1,409 133
2018-03-31 243 -1,320 128
2017-12-31 234 -1,209 124
2017-09-30 222 -1,116 115
2017-06-30 210 -1,023 105
2017-03-31 219 -966 113
2016-12-31 227 -910 120
2016-09-30 217 -918 120
2016-06-30 207 -926 120
2016-03-31 179 -1,019 101

*GAAP earnings excluding extraordinary items.

Super high growth metrics
High Growth Checks
  • OneSavings Bank's earnings are expected to grow by 9.6% yearly, however this is not considered high growth (20% yearly).
  • OneSavings Bank's revenue is expected to grow by 11.3% yearly, however this is not considered high growth (20% yearly).
Past and Future Earnings per Share
The accuracy of the analysts who estimate the future performance data can be gauged below. We look back 3 years and see if they were any good at predicting what actually occurred. We also show the highest and lowest estimates looking forward to see if there is a wide range.
Raw Data
LSE:OSB Past and Future Earnings per Share
Data Point Source Value
Past Financials Company Filings (4 months ago) See Below
Future Estimates Average of up to 9 Analyst Estimates (S&P Global) See Below

All data from OneSavings Bank Company Filings, last reported 4 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:OSB Future Estimates Data
Date (Data in GBP Millions) EPS * EPS High Estimate EPS Low Estimate Avg. No. Analysts
2022-12-31
2021-12-31 0.73 0.82 0.66 3.00
2020-12-31 0.68 0.75 0.65 4.00
2019-12-31 0.61 0.67 0.56 5.00
LSE:OSB Past Financials Data
Date (Data in GBP Millions) EPS *
2018-12-31 0.56
2018-09-30 0.55
2018-06-30 0.54
2018-03-31 0.53
2017-12-31 0.51
2017-09-30 0.47
2017-06-30 0.43
2017-03-31 0.46
2016-12-31 0.49
2016-09-30 0.49
2016-06-30 0.49
2016-03-31 0.42

*GAAP earnings excluding extraordinary items.

Performance in 3 years
In the same way as past performance we look at the future estimated return (profit) compared to the available funds. We do this looking forward 3 years.
  • OneSavings Bank is not expected to efficiently use shareholders’ funds in the future (Return on Equity less than 20%).
X
Future performance checks
We assess OneSavings Bank's future performance by looking at:
  1. Is the annual earnings growth rate expected to beat the low risk savings rate, plus a premium to keep pace with inflation?
  2. Is the annual earnings growth rate expected to beat the average growth rate in earnings of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  3. Is the annual revenue growth rate expected to beat the average growth rate in revenue of the United Kingdom of Great Britain and Northern Ireland market? (1 check)
  4. Is the annual earnings growth rate expected to be above 20%? (1 check)
  5. Is the annual revenue growth rate expected to be above 20%? (1 check)
  6. Is the Return on Equity in 3 years expected to be over 20%? (1 check)
Some of the above checks will fail if the company is expected to be loss making in the relevant year.
OneSavings Bank has a total score of 2/6, see the detailed checks below.

Note 1: We use GAAP Net Income Excluding Exceptional Items for our Earnings in all our calculations.

Full details on the Future part of the Simply Wall St company analysis model.

Past Performance

  How has OneSavings Bank performed over the past 5 years?

The past performance of a company can be measured by how much growth it has experienced and how much profit it makes relative to the funds and assets it has available.
Past earnings growth
Below we compare OneSavings Bank's growth in the last year to its industry (Mortgage).
Past Earnings growth analysis
We also check if the company has grown in the past 5 years, and whether it has maintained that growth in the year.
  • OneSavings Bank has delivered over 20% year on year earnings growth in the past 5 years.
  • OneSavings Bank's 1-year earnings growth is less than its 5-year average (9.2% vs 25.7%)
  • OneSavings Bank's earnings growth has not exceeded the GB Mortgage industry average in the past year (9.2% vs 9.4%).
Earnings and Revenue History
OneSavings Bank's revenue and profit over the past 5 years is shown below, any years where they have experienced a loss will show up in red.
Raw Data

All data from OneSavings Bank Company Filings, last reported 4 months ago, and in Trailing twelve months (TTM) annual period rather than quarterly.

LSE:OSB Past Revenue, Cash Flow and Net Income Data
Date (Data in GBP Millions) Revenue Net Income * G+A Expenses R&D Expenses
2018-12-31 274.00 135.60 79.60
2018-09-30 263.55 134.15 75.00
2018-06-30 253.10 132.70 70.40
2018-03-31 243.40 128.45 67.75
2017-12-31 233.70 124.20 65.10
2017-09-30 221.95 114.65 62.00
2017-06-30 210.20 105.10 58.90
2017-03-31 218.65 112.55 56.30
2016-12-31 227.10 120.00 53.70
2016-09-30 217.00 120.00 50.30
2016-06-30 206.90 120.00 46.90
2016-03-31 179.40 101.45 44.00
2015-12-31 151.90 82.90 41.10
2015-09-30 140.95 75.04 39.28
2015-06-30 129.99 67.19 37.47
2015-03-31 118.61 58.79 35.38
2014-12-31 107.23 50.40 33.29
2014-09-30 96.49 42.31 31.27
2014-06-30 85.76 34.22 29.25
2014-03-31 71.93 29.77 26.89
2013-12-31 58.10 25.32 24.53
2013-09-30 40.59 23.46 23.20
2013-06-30 23.07 21.60 21.87
2013-03-31 16.88 15.33 20.58
2012-12-31 10.69 9.07 19.30
2012-06-30 14.78 -8.20 18.72

*GAAP earnings excluding extraordinary items.

Performance last year
We want to ensure a company is making the most of what it has available. This is done by comparing the return (profit) to a company's available funds, assets and capital.
  • OneSavings Bank has efficiently used shareholders’ funds last year (Return on Equity greater than 20%).
  • OneSavings Bank used its assets less efficiently than the GB Mortgage industry average last year based on Return on Assets.
  • Unable to establish if OneSavings Bank improved its use of capital last year versus 3 years ago (Return on Capital Employed) due to insufficient past data.
X
Past performance checks
We assess OneSavings Bank's performance over the past 5 years by checking for:
  1. Has earnings increased in past 5 years? (1 check)
  2. Has the earnings growth in the last year exceeded that of the Mortgage industry? (1 check)
  3. Is the recent earnings growth over the last year higher than the average annual growth over the past 5 years? (1 check)
  4. Is the Return on Equity (ROE) higher than 20%? (1 check)
  5. Is the Return on Assets (ROA) above industry average? (1 check)
  6. Has the Return on Capital Employed (ROCE) increased from 3 years ago? (1 check)
The above checks will fail if the company has reported a loss in the most recent earnings report. Some checks require at least 3 or 5 years worth of data.
OneSavings Bank has a total score of 2/6, see the detailed checks below.

Note: We use GAAP Net Income excluding extraordinary items in all our calculations.

Full details on the Past part of the Simply Wall St company analysis model.

Health

 How is OneSavings Bank's financial position? (This company is analysed differently as a bank or financial institution)

This company is a bank or financial institution.

Fundamentally a bank's business is based upon borrowing and lending money, for this reason they typically have high levels of debt and we analyse them differently.
Net Worth
Balance sheet
This treemap shows a more detailed breakdown of OneSavings Bank's finances. If any of them are yellow this indicates they may be out of proportion and red means they relate to one of the checks below.
Assets
Liabilities and shares
The 'shares' portion represents any funds contributed by the owners (shareholders) and any profits.
Historical Debt
Nearly all companies have debt. Debt in itself isn’t bad, however if the debt is too high, or the company can’t afford to pay the interest on its debts this may have impacts in the future.

The graphic below shows equity (available funds) and debt, we ideally want to see the red area (debt) decreasing.

If there is any debt we look at the companies capability to repay it, and whether the level has increased over the past 5 years.
Raw Data

All data from OneSavings Bank Company Filings, last reported 4 months ago.

LSE:OSB Past Debt and Equity Data
Date (Data in GBP Millions) Total Equity Total Debt Cash & Short Term Investments
2018-12-31 680.70 1,635.00 1,414.60
2018-09-30 680.70 1,635.00 1,414.60
2018-06-30 621.20 1,554.80 1,486.20
2018-03-31 621.20 1,554.80 1,486.20
2017-12-31 578.80 1,298.30 1,223.00
2017-09-30 578.80 1,298.30 1,223.00
2017-06-30 519.50 596.60 591.80
2017-03-31 519.50 596.60 591.80
2016-12-31 418.40 164.90 534.00
2016-09-30 418.40 164.90 534.00
2016-06-30 377.20 74.20 517.20
2016-03-31 377.20 74.20 517.20
2015-12-31 319.30 251.00 375.30
2015-09-30 319.30 251.00 375.30
2015-06-30 277.08 278.22 447.01
2015-03-31 277.08 278.22 447.01
2014-12-31 249.60 332.78 837.28
2014-09-30 249.60 332.78 837.28
2014-06-30 216.01 325.09 463.13
2014-03-31 216.01 325.09 463.13
2013-12-31 155.18 340.61 337.99
2013-09-30 155.18 340.61 337.99
2013-06-30 124.65 90.51 254.99
2013-03-31 124.65 90.51 254.99
2012-12-31 115.93 113.38 291.46
2012-06-30 101.28 141.49 197.73
BANK ANALYSIS

This company is a bank or financial institution, which is analysed accordingly below.

Below we check the amount of loans the bank has, how many of those are bad, and its ability to cover any bad loans.
  • OneSavings Bank has an acceptable proportion of non-loan assets held.
  • OneSavings Bank's liabilities are made up of primarily low risk sources of funding.
  • Loans at OneSavings Bank are broadly funded by customer deposits.
  • OneSavings Bank's level of assets compared to its equity is moderate (i.e. an appropriate level of borrowing to fund lending).
  • OneSavings Bank has a low allowance for bad loans.
  • OneSavings Bank has a high level of bad loans (greater than 2%).
X
Financial health checks
We assess OneSavings Bank's financial health by checking for:
  1. Are short term assets greater than short term liabilities? (1 check)
  2. Are short term assets greater than long term liabilities? (1 check)
  3. Has the debt to equity ratio increased in the past 5 years? (1 check)
  4. Is the debt to equity ratio over 40%? (1 check)
  5. Is the debt covered by operating cash flow? (1 check)
  6. Are earnings greater than 5x the interest on debt (if company pays interest at all)? (1 check)
  7. OneSavings Bank has a total score of 4/6, see the detailed checks below.
For companies that are loss making and have been so on average in the past we replace the last 2 checks with:
  1. Does cash and short term investments cover stable operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)
  2. Does cash and short term investments cover growing operating expenses (recurring G&A and R&D) for more than 3 years? (1 check)


Full details on the Health part of the Simply Wall St company analysis model.

Dividends

 What is OneSavings Bank's current dividend yield, its reliability and sustainability?

Dividends are regular cash payments to you from the company, similar to a bank paying you interest on a savings account.
Annual Dividend Income
Dividend payments
3.53%
Current annual income from OneSavings Bank dividends. Estimated to be 4.5% next year.
If you bought £2,000 of OneSavings Bank shares you are expected to receive £71 in your first year as a dividend.
Dividend Amount
Here we look how much dividend is being paid, if any. Is it above what you can get in a savings account? It is up there with the best dividend paying companies?
  • OneSavings Bank's pays a higher dividend yield than the bottom 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (1.99%).
  • OneSavings Bank's dividend is below the markets top 25% of dividend payers in United Kingdom of Great Britain and Northern Ireland (5.21%).
Annualized Historical and Future Dividends
It is important to see if the dividend for a company is stable, and not wildly increasing/decreasing each year. This graph shows you the historical rate to count toward your assessment of the stock.

We also check to see if the dividend has increased in the past 10 years.
Raw Data
LSE:OSB Annualized Past and Future Dividends
Data Point Source Value
Past Annualized Dividend Yield S&P Global Market Data See Below
Past Dividends per Share Company Filings/ Annualized Dividend Payments See Below
Future Dividends per Share Estimates Average of up to 9 Analyst Estimates (S&P Global) See Below
United Kingdom of Great Britain and Northern Ireland Mortgage Industry Average Dividend Yield Market Cap Weighted Average of 7 Stocks 4.6%
United Kingdom of Great Britain and Northern Ireland Market Average Dividend Yield Market Cap Weighted Average of 705 Stocks 4.3%
United Kingdom of Great Britain and Northern Ireland Minimum Threshold Dividend Yield 10th Percentile 1%
United Kingdom of Great Britain and Northern Ireland Bottom 25% Dividend Yield 25th Percentile 2%
United Kingdom of Great Britain and Northern Ireland Top 25% Dividend Yield 75th Percentile 5.2%

Industry and Market average data is calculated daily.

Note all dividend per share amounts are annualized and not quarterly or other period.

LSE:OSB Future Dividends Estimate Data
Date (Data in £) Dividend per Share (annual) Avg. No. Analysts
2022-12-31 0.18 1.00
2021-12-31 0.20 7.00
2020-12-31 0.19 11.00
2019-12-31 0.17 10.00
LSE:OSB Past Annualized Dividends Data
Date (Data in £) Dividend per share (annual) Avg. Yield (%)
2019-03-29 0.146 3.451
2019-03-14 0.146 3.784
2018-08-23 0.136 3.616
2018-03-15 0.128 3.130
2017-03-16 0.105 2.611
2016-04-01 0.134 4.676
2016-03-17 0.134 4.260
2015-08-26 0.040 1.186
2015-03-17 0.039 1.315
2015-03-16 0.039 1.725

Learn more about our ratios and growth rates in Simply Wall St’s analysis model >

  • OneSavings Bank has been paying a dividend for less than 10 years and during this time payments have been volatile (annual drop of over 20%).
  • Dividend payments have increased, but OneSavings Bank only paid a dividend in the past 4 years.
Current Payout to shareholders
What portion of OneSavings Bank's earnings are paid to the shareholders as a dividend.
  • Dividends paid are well covered by earnings (3.8x coverage).
Future Payout to shareholders
  • Dividends after 3 years are expected to be well covered by earnings (3.6x coverage).
X
Income/ dividend checks
We assess OneSavings Bank's dividend by checking for:
  1. Firstly is the company paying a notable dividend (greater than 1%) - if not then the rest of the checks are ignored.
  2. Is current dividend yield above the bottom 25% of dividend payers? (1 check)
  3. Is current dividend yield above the top 25% of dividend payers? (1 check)
  4. Have they paid a dividend for 10 years, and during this period has the dividend been volatile (drop of more than 25%)? (1 check)
  5. If they have paid a dividend for 10 years has it increased in this time? (1 check)
  6. How sustainable is the dividend, can OneSavings Bank afford to pay it from its earnings today and in 3 years (Payout ratio less than 90%)? (2 checks)
  7. OneSavings Bank has a total score of 3/6, see the detailed checks below.


Full details on the Dividends part of the Simply Wall St company analysis model.

Management

 What is the CEO of OneSavings Bank's salary, the management and board of directors tenure and is there insider trading?

Management is one of the most important areas of a company. We look at unreasonable CEO compensation, how long the team and board of directors have been around for and insider trading.
CEO
Andy Golding
COMPENSATION £1,574,000
TENURE AS CEO 7.3 years
CEO Bio

Mr. Andrew John Golding, also known as Andy, has been the Director of OneSavings Bank Plc & Kent Reliance since December 31, 2011. Mr. Golding served as the Chief Executive of Saffron Building Society from February 2004 to December 2011. He was responsible for despite difficult market conditions. Mr. Golding has over 30 years of experience in Financial Services. He served as the Head of FS T&D at Bradford & Bingley from 2002 to 2004. He served as Sales Director of John Charcol from 1997 to 2002. He served as RSM of Nat West from 1985 to 1999. He serves as Chief Executive Officer of OneSavings Bank Plc since January 03, 2012. He has been a Member of Advisory Board at Kreditech Holding SSL GmbH since April 2017. He holds a number of positions with industry institutions including membership of Building Societies Association's Council and the Council of Mortgage Lenders Executive Committee. He is also a Director of the Building Societies Trust. He served as a Director of Saffron Building Society from November 2011 to December 2011. He served as a Non-Executive Director for Northamptonshire NHS. He is passionate about simplicity and fairness in financial services and is a published author on the subject of financial education. He studied at Maidstone Grammar School.

CEO Compensation
  • Andy's compensation has been consistent with company performance over the past year, both up more than 20%.
  • Andy's remuneration is about average for companies of similar size in United Kingdom of Great Britain and Northern Ireland.
Management Team Tenure

Average tenure of the OneSavings Bank management team in years:

5.3
Average Tenure
  • The average tenure for the OneSavings Bank management team is over 5 years, this suggests they are a seasoned and experienced team.
Management Team

Andy Golding

TITLE
Group CEO & Director
COMPENSATION
£2M
TENURE
7.3 yrs

April Talintyre

TITLE
CFO & Director
COMPENSATION
£1M
TENURE
7 yrs

Clive Kornitzer

TITLE
Group Chief Operating Officer

Richard Davis

TITLE
Chief Information Officer
TENURE
2.3 yrs

Alastair Pate

TITLE
Head of Investor Relations and Head of Marketing & Communications

Jason Elphick

TITLE
Group General Counsel & Company Secretary

Richard Wilson

TITLE
Group Chief Credit Officer

Hasan Kazmi

TITLE
Chief Risk Officer
TENURE
3.7 yrs

Nicholas Hurst

TITLE
Head of Portfolio Credit Risk

Craig Richardson

TITLE
Head of Underwriting
Board of Directors Tenure

Average tenure and age of the OneSavings Bank board of directors in years:

5
Average Tenure
65
Average Age
  • The tenure for the OneSavings Bank board of directors is about average.
Board of Directors

David Weymouth

TITLE
Non-Executive Chairman
AGE
63
TENURE
1.7 yrs

Andy Golding

TITLE
Group CEO & Director
COMPENSATION
£2M
TENURE
7.4 yrs

April Talintyre

TITLE
CFO & Director
COMPENSATION
£1M
TENURE
6.9 yrs

Rod Duke

TITLE
Senior Independent Director
AGE
67
TENURE
5.3 yrs

Mary McNamara

TITLE
Independent Non-Executive Director
TENURE
5 yrs

John Allatt

TITLE
Independent Non-Executive Director
TENURE
5 yrs

Eric Anstee

TITLE
Non-Executive Director
AGE
67
TENURE
3.4 yrs

Margaret Hassall

TITLE
Non-Executive Director
TENURE
2.8 yrs

Sarah Hedger

TITLE
Non-Executive Director
AGE
53
TENURE
0.3 yrs
Who owns this company?
Recent Insider Trading
  • OneSavings Bank insiders have sold more shares than they have bought in the past 3 months, but not in substantial volumes.
Recent Insider Transactions
Announced Type Name Entity Role Start End Shares Max Price (£) Value (£)
17. May 19 Buy BlackRock, Inc. Company 16. May 19 16. May 19 1,466 £4.29 £6,284
17. May 19 Sell Aviva Investors Global Services Limited Company 16. May 19 16. May 19 -51,353 £4.28 £-219,858
17. May 19 Buy Legal & General Investment Management Limited Company 16. May 19 16. May 19 1,311 £4.28 £5,613
17. May 19 Sell J.P. Morgan Asset Management, Inc. Company 16. May 19 16. May 19 -5,075 £4.27 £-21,691
16. May 19 Sell Aviva Investors Global Services Limited Company 15. May 19 15. May 19 -78,354 £4.30 £-337,165
16. May 19 Buy Legal & General Investment Management Limited Company 15. May 19 15. May 19 449 £4.31 £1,933
16. May 19 Buy BlackRock, Inc. Company 15. May 19 15. May 19 62,362 £4.31 £268,603
16. May 19 Buy Janus Henderson Group plc Company 15. May 19 15. May 19 103,138 £4.30 £443,947
16. May 19 Sell Standard Life Aberdeen plc Company 15. May 19 15. May 19 -3,248 £4.31 £-13,986
16. May 19 Sell Polar Capital Holdings plc Company 15. May 19 15. May 19 -265,760 £4.31 £-1,144,743
15. May 19 Sell Aviva Investors Global Services Limited Company 14. May 19 14. May 19 -89,436 £4.30 £-383,829
15. May 19 Buy Legal & General Investment Management Limited Company 14. May 19 14. May 19 1,841 £4.29 £7,902
15. May 19 Sell Standard Life Aberdeen plc Company 14. May 19 14. May 19 -8,151 £4.29 £-34,935
15. May 19 Sell Polar Capital Holdings plc Company 14. May 19 14. May 19 -120,699 £4.30 £-518,635
15. May 19 Sell J.P. Morgan Asset Management, Inc. Company 14. May 19 14. May 19 -2,756 £4.29 £-11,812
14. May 19 Sell Barclays Bank PLC, Securities Investments Company 13. May 19 13. May 19 -51,373 £4.29 £-220,565
14. May 19 Buy Barclays Bank PLC, Securities Investments Company 13. May 19 13. May 19 30,305 £4.29 £130,093
14. May 19 Buy Legal & General Investment Management Limited Company 13. May 19 13. May 19 1,068 £4.28 £4,572
14. May 19 Sell BlackRock, Inc. Company 13. May 19 13. May 19 -9,648 £4.26 £-41,100
14. May 19 Buy BlackRock, Inc. Company 13. May 19 13. May 19 19,350 £4.29 £82,926
14. May 19 Sell Aviva Investors Global Services Limited Company 13. May 19 13. May 19 -101,307 £4.26 £-431,488
14. May 19 Sell Janus Henderson Group plc Company 13. May 19 13. May 19 -29,958 £4.28 £-128,267
14. May 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 13. May 19 13. May 19 -4,064 £4.30 £-17,467
14. May 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 13. May 19 13. May 19 4,064 £4.30 £17,467
14. May 19 Buy Merian Global Investors (UK) Limited Company 13. May 19 13. May 19 26,664 £4.28 £114,069
13. May 19 Sell Barclays Bank PLC, Securities Investments Company 10. May 19 10. May 19 -15,794 £4.34 £-68,609
13. May 19 Buy Barclays Bank PLC, Securities Investments Company 10. May 19 10. May 19 24,137 £4.34 £104,851
13. May 19 Sell BlackRock, Inc. Company 10. May 19 10. May 19 -3,213 £4.29 £-13,784
13. May 19 Buy BlackRock, Inc. Company 10. May 19 10. May 19 27,618 £4.34 £119,442
13. May 19 Sell State Street Global Advisors, Inc. Company 10. May 19 10. May 19 -779 £4.29 £-3,342
13. May 19 Buy Legal & General Investment Management Limited Company 10. May 19 10. May 19 2,697 £4.32 £11,658
13. May 19 Sell Aviva Investors Global Services Limited Company 10. May 19 10. May 19 -28,542 £4.33 £-123,593
13. May 19 Sell Janus Henderson Group plc Company 10. May 19 10. May 19 -50,000 £4.35 £-217,300
13. May 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 10. May 19 10. May 19 -6,988 £4.37 £-30,566
13. May 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 10. May 19 10. May 19 6,988 £4.38 £30,579
10. May 19 Sell Aviva Investors Global Services Limited Company 09. May 19 09. May 19 -115,762 £4.35 £-503,935
10. May 19 Sell State Street Global Advisors, Inc. Company 09. May 19 09. May 19 -8,490 £4.36 £-37,042
10. May 19 Sell BlackRock, Inc. Company 09. May 19 09. May 19 -3,217 £4.31 £-13,852
10. May 19 Buy BlackRock, Inc. Company 09. May 19 09. May 19 16,842 £4.37 £73,307
10. May 19 Buy Legal & General Investment Management Limited Company 09. May 19 09. May 19 2,456 £4.37 £10,736
10. May 19 Sell Barclays Bank PLC, Securities Investments Company 09. May 19 09. May 19 -12,659 £4.38 £-55,446
10. May 19 Buy Barclays Bank PLC, Securities Investments Company 09. May 19 09. May 19 71,602 £4.38 £313,617
10. May 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 09. May 19 09. May 19 -33,043 £4.41 £-145,720
10. May 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 09. May 19 09. May 19 33,043 £4.41 £145,720
09. May 19 Buy Legal & General Investment Management Limited Company 08. May 19 08. May 19 7,150 £4.34 £30,915
09. May 19 Sell BlackRock, Inc. Company 08. May 19 08. May 19 -3,214 £4.35 £-13,974
09. May 19 Buy BlackRock, Inc. Company 08. May 19 08. May 19 23,697 £4.36 £103,200
09. May 19 Sell Barclays Bank PLC, Securities Investments Company 08. May 19 08. May 19 -36,302 £4.36 £-158,422
09. May 19 Buy Barclays Bank PLC, Securities Investments Company 08. May 19 08. May 19 56,173 £4.35 £244,240
09. May 19 Sell Standard Life Aberdeen plc Company 08. May 19 08. May 19 -50,687 £4.35 £-220,488
08. May 19 Sell BlackRock, Inc. Company 07. May 19 07. May 19 -12,860 £4.26 £-54,784
08. May 19 Buy BlackRock, Inc. Company 07. May 19 07. May 19 35,354 £4.30 £150,972
08. May 19 Buy Legal & General Investment Management Limited Company 07. May 19 07. May 19 5,320 £4.28 £22,789
08. May 19 Buy State Street Global Advisors, Inc. Company 07. May 19 07. May 19 409 £4.26 £1,742
08. May 19 Sell Barclays Bank PLC, Securities Investments Company 07. May 19 07. May 19 -28,158 £4.38 £-123,228
08. May 19 Buy Barclays Bank PLC, Securities Investments Company 07. May 19 07. May 19 37,375 £4.37 £163,478
08. May 19 Sell Standard Life Aberdeen plc Company 07. May 19 07. May 19 -36,473 £4.36 £-159,059
08. May 19 Sell J.P. Morgan Asset Management, Inc. Company 07. May 19 07. May 19 -65,000 £4.34 £-282,230
07. May 19 Buy Legal & General Investment Management Limited Company 03. May 19 03. May 19 2,865 £4.35 £12,468
07. May 19 Buy BlackRock, Inc. Company 03. May 19 03. May 19 36,265 £4.36 £157,952
07. May 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 03. May 19 03. May 19 -16 £4.35 £-70
07. May 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 03. May 19 03. May 19 16 £4.35 £70
07. May 19 Sell Barclays Bank PLC, Securities Investments Company 03. May 19 03. May 19 -52,658 £4.37 £-230,115
07. May 19 Buy Barclays Bank PLC, Securities Investments Company 03. May 19 03. May 19 18,686 £4.36 £81,396
07. May 19 Sell Standard Life Aberdeen plc Company 03. May 19 03. May 19 -62,840 £4.36 £-273,668
07. May 19 Sell J.P. Morgan Asset Management, Inc. Company 03. May 19 03. May 19 -60,829 £4.35 £-264,303
03. May 19 Buy BlackRock, Inc. Company 02. May 19 02. May 19 239 £4.38 £1,046
03. May 19 Buy Legal & General Investment Management Limited Company 02. May 19 02. May 19 12,277 £4.35 £53,443
03. May 19 Sell Barclays Bank PLC, Securities Investments Company 02. May 19 02. May 19 -56,172 £4.37 £-245,472
03. May 19 Buy Barclays Bank PLC, Securities Investments Company 02. May 19 02. May 19 9,827 £4.38 £43,001
03. May 19 Sell Standard Life Aberdeen plc Company 02. May 19 02. May 19 -92,301 £4.37 £-402,894
03. May 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 02. May 19 02. May 19 -4,668 £4.36 £-20,371
03. May 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 02. May 19 02. May 19 4,668 £4.36 £20,371
02. May 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 01. May 19 01. May 19 -1,200 £4.40 £0
02. May 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 01. May 19 01. May 19 1,200 £4.34 £5,204
02. May 19 Buy BlackRock, Inc. Company 01. May 19 01. May 19 13,880 £4.35 £60,372
02. May 19 Buy Legal & General Investment Management Limited Company 01. May 19 01. May 19 20,462 £4.34 £88,830
02. May 19 Buy Aviva Investors Global Services Limited Company 01. May 19 01. May 19 920 £4.35 £4,002
02. May 19 Sell Barclays Bank PLC, Securities Investments Company 01. May 19 01. May 19 -84,112 £4.35 £-365,854
02. May 19 Buy Barclays Bank PLC, Securities Investments Company 01. May 19 01. May 19 54,500 £4.36 £237,402
02. May 19 Sell Standard Life Aberdeen plc Company 01. May 19 01. May 19 -32,549 £4.35 £-141,718
01. May 19 Sell Barclays Bank PLC, Securities Investments Company 30. Apr 19 30. Apr 19 -25,675 £4.35 £-111,686
01. May 19 Buy Barclays Bank PLC, Securities Investments Company 30. Apr 19 30. Apr 19 38,141 £4.36 £166,180
01. May 19 Sell Barclays Bank PLC, Securities Investments Company 29. Apr 19 29. Apr 19 -35,390 £4.35 £-153,946
01. May 19 Buy Barclays Bank PLC, Securities Investments Company 29. Apr 19 29. Apr 19 44,623 £4.35 £194,110
01. May 19 Sell Janus Henderson Group plc Company 30. Apr 19 30. Apr 19 -3,083 £4.33 £-13,347
01. May 19 Buy State Street Global Advisors, Inc. Company 30. Apr 19 30. Apr 19 3,797 £4.35 £16,517
01. May 19 Buy BlackRock, Inc. Company 30. Apr 19 30. Apr 19 15,403 £4.35 £66,906
01. May 19 Buy Legal & General Investment Management Limited Company 30. Apr 19 30. Apr 19 32,819 £4.34 £142,297
01. May 19 Buy Aviva Investors Global Services Limited Company 30. Apr 19 30. Apr 19 7,415 £4.35 £32,255
01. May 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 30. Apr 19 30. Apr 19 -14,680 £4.36 £-64,034
01. May 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 30. Apr 19 30. Apr 19 14,680 £4.36 £64,034
01. May 19 Sell Standard Life Aberdeen plc Company 30. Apr 19 30. Apr 19 -76,754 £4.35 £-333,785
30. Apr 19 Sell Merian Global Investors (UK) Limited Company 29. Apr 19 29. Apr 19 -46,283 £4.32 £-199,943
30. Apr 19 Buy Merian Global Investors (UK) Limited Company 29. Apr 19 29. Apr 19 17,053 £4.32 £73,669
30. Apr 19 Buy J.P. Morgan Asset Management, Inc. Company 29. Apr 19 29. Apr 19 232,227 £4.35 £1,009,173
30. Apr 19 Sell Standard Life Aberdeen plc Company 29. Apr 19 29. Apr 19 -23,724 £4.35 £-103,199
29. Apr 19 Sell J.P. Morgan Asset Management, Inc. Company 26. Apr 19 26. Apr 19 -66,477 £4.33 £-287,237
29. Apr 19 Buy J.P. Morgan Asset Management, Inc. Company 26. Apr 19 26. Apr 19 333,673 £4.31 £1,438,798
29. Apr 19 Buy Aviva Investors Global Services Limited Company 26. Apr 19 26. Apr 19 3,346 £4.32 £14,461
29. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 26. Apr 19 26. Apr 19 -6,104 £4.32 £-26,345
29. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 26. Apr 19 26. Apr 19 6,104 £4.32 £26,345
29. Apr 19 Sell Standard Life Aberdeen plc Company 26. Apr 19 26. Apr 19 -5,699 £4.35 £-24,802
29. Apr 19 Buy BlackRock, Inc. Company 26. Apr 19 26. Apr 19 3,462 £4.32 £14,963
29. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 26. Apr 19 26. Apr 19 -29,292 £4.33 £-6,040
29. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 26. Apr 19 26. Apr 19 336,353 £4.36 £0
26. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 25. Apr 19 25. Apr 19 -23,421 £4.34 £-101,731
26. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 25. Apr 19 25. Apr 19 24,574 £4.34 £106,740
26. Apr 19 Buy Legal & General Investment Management Limited Company 25. Apr 19 25. Apr 19 914 £4.35 £3,980
26. Apr 19 Buy Janus Henderson Group plc Company 25. Apr 19 25. Apr 19 5,552 £4.36 £24,230
26. Apr 19 Sell Standard Life Aberdeen plc Company 25. Apr 19 25. Apr 19 -109,916 £4.33 £-475,497
26. Apr 19 Sell J.P. Morgan Asset Management, Inc. Company 25. Apr 19 25. Apr 19 -10,954 £4.33 £-47,387
26. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 25. Apr 19 25. Apr 19 -670 £4.36 £-2,920
26. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 25. Apr 19 25. Apr 19 670 £4.36 £2,920
25. Apr 19 Sell BlackRock, Inc. Company 24. Apr 19 24. Apr 19 -25,616 £4.37 £-112,044
25. Apr 19 Sell Standard Life Aberdeen plc Company 24. Apr 19 24. Apr 19 -23,366 £4.37 £-102,086
25. Apr 19 Sell Janus Henderson Group plc Company 24. Apr 19 24. Apr 19 -34,947 £4.34 £-151,820
25. Apr 19 Buy Aviva Investors Global Services Limited Company 24. Apr 19 24. Apr 19 2,553 £4.37 £11,167
25. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 24. Apr 19 24. Apr 19 -24,843 £4.37 £-108,663
25. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 24. Apr 19 24. Apr 19 24,043 £4.38 £105,337
25. Apr 19 Sell Merian Global Investors (UK) Limited Company 24. Apr 19 24. Apr 19 -18,328 £4.36 £-79,910
24. Apr 19 Sell Standard Life Aberdeen plc Company 23. Apr 19 23. Apr 19 -288,670 £4.37 £-1,261,199
24. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 15. Apr 19 15. Apr 19 -162,113 £4.51 £-71,806
24. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 15. Apr 19 15. Apr 19 77,598 £4.51 £0
23. Apr 19 Sell J.P. Morgan Asset Management, Inc. Company 18. Apr 19 18. Apr 19 -120,000 £4.44 £-531,650
23. Apr 19 Sell Richard Davis Individual 17. Apr 19 17. Apr 19 -4,458 £4.49 £-20,004
23. Apr 19 Buy Richard Davis Individual 17. Apr 19 17. Apr 19 4,432 £4.49 £19,886
23. Apr 19 Sell BlackRock, Inc. Company 18. Apr 19 18. Apr 19 -3,199 £4.44 £-14,191
23. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 17. Apr 19 17. Apr 19 -46,218 £4.49 £-207,704
23. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 17. Apr 19 17. Apr 19 32,126 £4.50 £144,438
23. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 18. Apr 19 18. Apr 19 -47,472 £4.48 £-212,689
23. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 18. Apr 19 18. Apr 19 35,417 £4.48 £158,668
23. Apr 19 Sell Standard Life Aberdeen plc Company 18. Apr 19 18. Apr 19 -125,694 £4.44 £-557,579
23. Apr 19 Sell Janus Henderson Group plc Company 18. Apr 19 18. Apr 19 -39,852 £4.44 £-177,015
18. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 16. Apr 19 16. Apr 19 -176,808 £4.53 £-7,619
18. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 16. Apr 19 16. Apr 19 69,528 £4.53 £0
18. Apr 19 Sell State Street Global Advisors, Inc. Company 17. Apr 19 17. Apr 19 -2,914 £4.45 £-12,973
18. Apr 19 Sell Standard Life Aberdeen plc Company 17. Apr 19 17. Apr 19 -178,292 £4.49 £-799,818
18. Apr 19 Sell Janus Henderson Group plc Company 17. Apr 19 17. Apr 19 -6,432 £4.48 £-28,817
18. Apr 19 Buy J.P. Morgan Asset Management, Inc. Company 17. Apr 19 17. Apr 19 85,141 £4.50 £382,675
17. Apr 19 Buy BlackRock, Inc. Company 16. Apr 19 16. Apr 19 5,218 £4.54 £23,710
17. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 16. Apr 19 16. Apr 19 -8,000 £4.47 £-35,768
17. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 16. Apr 19 16. Apr 19 8,000 £4.47 £35,768
17. Apr 19 Sell Janus Henderson Group plc Company 16. Apr 19 16. Apr 19 -60,275 £4.47 £-269,610
17. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 12. Apr 19 12. Apr 19 -881,383 £4.40 £-1,254,340
16. Apr 19 Buy Legal & General Investment Management Limited Company 15. Apr 19 15. Apr 19 2,000 £4.49 £8,975
16. Apr 19 Buy BlackRock, Inc. Company 15. Apr 19 15. Apr 19 27,591 £4.46 £123,172
16. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 15. Apr 19 15. Apr 19 -16,288 £4.55 £-74,045
16. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 15. Apr 19 15. Apr 19 16,288 £4.55 £74,045
16. Apr 19 Buy Janus Henderson Group plc Company 15. Apr 19 15. Apr 19 32,970 £4.52 £149,015
15. Apr 19 Buy BlackRock, Inc. Company 12. Apr 19 12. Apr 19 388 £4.40 £1,706
15. Apr 19 Sell J.P. Morgan Asset Management, Inc. Company 12. Apr 19 12. Apr 19 -74,000 £4.34 £-320,959
12. Apr 19 Sell State Street Global Advisors, Inc. Company 11. Apr 19 11. Apr 19 -2,494 £4.14 £-10,325
12. Apr 19 Sell J.P. Morgan Asset Management, Inc. Company 11. Apr 19 11. Apr 19 -145,627 £4.16 £-606,251
12. Apr 19 Buy J.P. Morgan Asset Management, Inc. Company 11. Apr 19 11. Apr 19 4,285 £4.15 £17,786
12. Apr 19 Buy BlackRock, Inc. Company 11. Apr 19 11. Apr 19 3,431 £4.14 £14,204
12. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 11. Apr 19 11. Apr 19 -22,117 £4.20 £-92,847
12. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 11. Apr 19 11. Apr 19 22,117 £4.20 £92,847
12. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 11. Apr 19 11. Apr 19 -90,167 £4.18 £-8,738
12. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 11. Apr 19 11. Apr 19 31,363 £4.18 £0
12. Apr 19 Sell Aviva Investors Global Services Limited Company 11. Apr 19 11. Apr 19 -1,017 £4.14 £-4,210
11. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 10. Apr 19 10. Apr 19 -64 £4.09 £-262
11. Apr 19 Buy Legal & General Investment Management Limited Company 10. Apr 19 10. Apr 19 2,811 £4.09 £11,486
11. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 10. Apr 19 10. Apr 19 -221,218 £4.09 £-905,326
11. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 10. Apr 19 10. Apr 19 66,511 £4.09 £271,764
11. Apr 19 Sell J.P. Morgan Asset Management, Inc. Company 10. Apr 19 10. Apr 19 -135,000 £4.08 £-550,503
10. Apr 19 Buy BlackRock, Inc. Company 09. Apr 19 09. Apr 19 3,425 £4.07 £13,940
10. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 09. Apr 19 09. Apr 19 -15,101 £4.13 £-62,307
10. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 09. Apr 19 09. Apr 19 15,160 £4.13 £62,550
09. Apr 19 Sell Standard Life Aberdeen plc Company 08. Apr 19 08. Apr 19 -126,010 £4.06 £-511,097
09. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 08. Apr 19 08. Apr 19 -81,884 £4.12 £-337,690
09. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 08. Apr 19 08. Apr 19 97,348 £4.12 £400,694
09. Apr 19 Buy Janus Henderson Group plc Company 08. Apr 19 08. Apr 19 22,265 £4.06 £90,354
09. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 08. Apr 19 08. Apr 19 -11,501 £4.13 £-47,499
09. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 08. Apr 19 08. Apr 19 11,506 £4.13 £47,520
09. Apr 19 Buy J.P. Morgan Asset Management, Inc. Company 08. Apr 19 08. Apr 19 116,829 £4.12 £475,170
08. Apr 19 Sell Standard Life Aberdeen plc Company 05. Apr 19 05. Apr 19 -60,942 £4.03 £-245,596
08. Apr 19 Sell Janus Henderson Group plc Company 05. Apr 19 05. Apr 19 -46,875 £4.03 £-189,094
08. Apr 19 Sell Alken Asset Management LLP Company 05. Apr 19 05. Apr 19 -8,683 £4.01 £-34,834
08. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 05. Apr 19 05. Apr 19 -3,065 £4.05 £-12,426
08. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 05. Apr 19 05. Apr 19 3,065 £4.05 £12,426
08. Apr 19 Sell Affm Sa Company 05. Apr 19 05. Apr 19 -8,683 £4.01 £-34,819
05. Apr 19 Sell Affm Sa Company 04. Apr 19 04. Apr 19 -1,137 £4.02 £-4,571
05. Apr 19 Sell Janus Henderson Group plc Company 04. Apr 19 04. Apr 19 -49,761 £4.01 £-199,557
05. Apr 19 Sell Alken Asset Management LLP Company 04. Apr 19 04. Apr 19 -1,137 £4.02 £-4,567
04. Apr 19 Buy J.P. Morgan Asset Management, Inc. Company 03. Apr 19 03. Apr 19 289,865 £3.97 £1,150,799
04. Apr 19 Sell Standard Life Aberdeen plc Company 03. Apr 19 03. Apr 19 -15,151 £3.99 £-60,513
04. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 03. Apr 19 03. Apr 19 -295,283 £3.99 £-1,179,449
04. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 03. Apr 19 03. Apr 19 43,320 £3.99 £173,020
03. Apr 19 Buy State Street Global Advisors, Inc. Company 02. Apr 19 02. Apr 19 20,214 £3.95 £79,779
03. Apr 19 Buy Legal & General Investment Management Limited Company 02. Apr 19 02. Apr 19 5,731 £3.90 £22,343
03. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 02. Apr 19 02. Apr 19 -15,956 £3.95 £-62,994
03. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 02. Apr 19 02. Apr 19 15,956 £3.95 £62,962
03. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 02. Apr 19 02. Apr 19 -36,469 £3.95 £-143,980
03. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 02. Apr 19 02. Apr 19 10,193 £3.95 £40,242
03. Apr 19 Sell Affm Sa Company 02. Apr 19 02. Apr 19 -21,501 £3.86 £-82,994
03. Apr 19 Sell Alken Asset Management LLP Company 02. Apr 19 02. Apr 19 -21,501 £3.87 £-83,200
02. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 01. Apr 19 01. Apr 19 -20,341 £3.88 £-78,984
02. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 01. Apr 19 01. Apr 19 20,000 £3.89 £77,720
02. Apr 19 Sell Standard Life Aberdeen plc Company 01. Apr 19 01. Apr 19 -196,298 £3.84 £-753,981
01. Apr 19 Buy BlackRock, Inc. Company 29. Mar 19 29. Mar 19 65,734 £3.84 £252,064
01. Apr 19 Sell Barclays Bank PLC, Securities Investments Company 29. Mar 19 29. Mar 19 -38,988 £3.84 £-149,819
01. Apr 19 Buy Barclays Bank PLC, Securities Investments Company 29. Mar 19 29. Mar 19 80,371 £3.84 £308,303
01. Apr 19 Sell Affm Sa Company 29. Mar 19 29. Mar 19 -23,935 £3.77 £-90,235
01. Apr 19 Buy Aviva Investors Global Services Limited Company 29. Mar 19 29. Mar 19 549 £3.84 £2,106
01. Apr 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 29. Mar 19 29. Mar 19 -50 £3.85 £-192
01. Apr 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 29. Mar 19 29. Mar 19 391 £3.85 £1,505
01. Apr 19 Sell Alken Asset Management LLP Company 29. Mar 19 29. Mar 19 -24,200 £3.78 £-91,440
29. Mar 19 Sell Barclays Bank PLC, Securities Investments Company 28. Mar 19 28. Mar 19 -42,801 £3.77 £-161,445
29. Mar 19 Buy Barclays Bank PLC, Securities Investments Company 28. Mar 19 28. Mar 19 63,163 £3.78 £238,504
29. Mar 19 Sell Alken Asset Management LLP Company 28. Mar 19 28. Mar 19 -1,166,096 £3.75 £-4,369,829
29. Mar 19 Sell Affm Sa Company 28. Mar 19 28. Mar 19 -1,153,302 £3.76 £-4,336,416
29. Mar 19 Buy Santander Asset Management, S.A., S.G.I.I.C. Company 27. Mar 19 27. Mar 19 195,841 £3.68 £720,891
28. Mar 19 Sell Affm Sa Company 27. Mar 19 27. Mar 19 -147,741 £3.72 £-549,597
28. Mar 19 Sell J.P. Morgan Asset Management, Inc. Company 27. Mar 19 27. Mar 19 -240,000 £3.73 £-894,119
28. Mar 19 Sell BMO Global Asset Management Company 27. Mar 19 27. Mar 19 -14,675 £3.70 £-54,297
28. Mar 19 Sell Alken Asset Management LLP Company 27. Mar 19 27. Mar 19 -149,381 £3.72 £-555,115
27. Mar 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 26. Mar 19 26. Mar 19 -7 £3.73 £-26
27. Mar 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 26. Mar 19 26. Mar 19 7 £3.71 £26
27. Mar 19 Sell Affm Sa Company 26. Mar 19 26. Mar 19 -394,100 £3.70 £-1,458,170
27. Mar 19 Sell Barclays Bank PLC, Securities Investments Company 26. Mar 19 26. Mar 19 -162,505 £3.73 £-606,144
27. Mar 19 Buy Barclays Bank PLC, Securities Investments Company 26. Mar 19 26. Mar 19 87,530 £3.74 £326,960
27. Mar 19 Sell Alken Asset Management LLP Company 26. Mar 19 26. Mar 19 -398,473 £3.69 £-1,469,608
26. Mar 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 25. Mar 19 25. Mar 19 -7 £3.67 £-26
26. Mar 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 25. Mar 19 25. Mar 19 7 £3.69 £26
26. Mar 19 Sell Affm Sa Company 25. Mar 19 25. Mar 19 -78,152 £3.69 £-288,381
26. Mar 19 Sell Alken Asset Management LLP Company 25. Mar 19 25. Mar 19 -73,965 £3.74 £-276,547
21. Mar 19 Sell Barclays Bank PLC, Securities Investments Company 20. Mar 19 20. Mar 19 -75,376 £4.11 £-310,165
21. Mar 19 Buy Barclays Bank PLC, Securities Investments Company 20. Mar 19 20. Mar 19 37,453 £4.11 £154,082
25. Mar 19 Sell Affm Sa Company 22. Mar 19 22. Mar 19 -181,782 £3.85 £-699,861
25. Mar 19 Sell Barclays Bank PLC, Securities Investments Company 22. Mar 19 22. Mar 19 -204,129 £3.97 £-809,576
25. Mar 19 Buy Barclays Bank PLC, Securities Investments Company 22. Mar 19 22. Mar 19 109,725 £3.88 £425,217
25. Mar 19 Sell Alken Asset Management LLP Company 22. Mar 19 22. Mar 19 -181,508 £3.85 £-699,708
25. Mar 19 Sell Alken Asset Management LLP Company 21. Mar 19 21. Mar 19 -71,335 £3.89 £-277,478
25. Mar 19 Buy J.P. Morgan Asset Management, Inc. Company 22. Mar 19 22. Mar 19 93,781 £3.83 £359,074
22. Mar 19 Sell Affm Sa Company 21. Mar 19 21. Mar 19 -71,335 £3.89 £-277,493
21. Mar 19 Sell State Street Global Advisors, Inc. Company 20. Mar 19 20. Mar 19 -3,017 £4.01 £-12,110
21. Mar 19 Buy State Street Global Advisors, Inc. Company 20. Mar 19 20. Mar 19 769 £4.01 £3,087
21. Mar 19 Sell Janus Henderson Group plc Company 20. Mar 19 20. Mar 19 -10,555 £4.11 £-43,283
20. Mar 19 Buy BlackRock, Inc. Company 19. Mar 19 19. Mar 19 26,679 £4.06 £108,231
20. Mar 19 Buy Janus Henderson Group plc Company 19. Mar 19 19. Mar 19 20,000 £4.04 £80,729
20. Mar 19 Sell Standard Life Aberdeen plc Company 19. Mar 19 19. Mar 19 -594 £4.06 £-2,413
20. Mar 19 Sell Barclays Bank PLC, Securities Investments Company 19. Mar 19 19. Mar 19 -69,663 £4.06 £-282,971
20. Mar 19 Buy Barclays Bank PLC, Securities Investments Company 19. Mar 19 19. Mar 19 53,451 £4.06 £217,107
20. Mar 19 Sell J.P. Morgan Asset Management, Inc. Company 19. Mar 19 19. Mar 19 -90,000 £4.04 £-363,207
19. Mar 19 Sell Barclays Bank PLC, Securities Investments Company 18. Mar 19 18. Mar 19 -63,497 £3.98 £-252,724
19. Mar 19 Buy Barclays Bank PLC, Securities Investments Company 18. Mar 19 18. Mar 19 96,554 £3.99 £385,569
19. Mar 19 Buy Janus Henderson Group plc Company 18. Mar 19 18. Mar 19 14,463 £3.99 £57,707
19. Mar 19 Sell J.P. Morgan Asset Management, Inc. Company 18. Mar 19 18. Mar 19 -75,000 £3.97 £-298,050
19. Mar 19 Buy J.P. Morgan Asset Management, Inc. Company 18. Mar 19 18. Mar 19 8,312 £3.96 £32,949
19. Mar 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 18. Mar 19 18. Mar 19 -8,186 £3.98 £-32,580
19. Mar 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 18. Mar 19 18. Mar 19 8,000 £3.98 £31,840
18. Mar 19 Sell J.P. Morgan Asset Management, Inc. Company 15. Mar 19 15. Mar 19 -16,710 £3.93 £-65,660
18. Mar 19 Sell BlackRock, Inc. Company 15. Mar 19 15. Mar 19 -343 £4.03 £-1,383
18. Mar 19 Buy BlackRock, Inc. Company 15. Mar 19 15. Mar 19 13,674 £4.03 £55,134
18. Mar 19 Buy Janus Henderson Group plc Company 15. Mar 19 15. Mar 19 116,812 £3.95 £461,150
18. Mar 19 Buy Standard Life Aberdeen plc Company 15. Mar 19 15. Mar 19 60,544 £4.03 £244,113
18. Mar 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 15. Mar 19 15. Mar 19 -1,626 £4.02 £-6,538
18. Mar 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 15. Mar 19 15. Mar 19 1,812 £4.03 £7,306
15. Mar 19 Buy Janus Henderson Group plc Company 14. Mar 19 14. Mar 19 387,954 £3.97 £1,540,371
15. Mar 19 Buy BlackRock, Inc. Company 14. Mar 19 14. Mar 19 32,975 £3.96 £130,485
15. Mar 19 Buy J.P. Morgan Asset Management, Inc. Company 14. Mar 19 14. Mar 19 4,209 £3.96 £16,661
14. Mar 19 Sell Aviva Investors Global Services Limited Company 13. Mar 19 13. Mar 19 -552 £3.97 £-2,193
14. Mar 19 Buy BlackRock, Inc. Company 13. Mar 19 13. Mar 19 9,618 £3.97 £38,203
13. Mar 19 Buy J.P. Morgan Asset Management, Inc. Company 12. Mar 19 12. Mar 19 65,586 £4.05 £265,464
13. Mar 19 Buy State Street Global Advisors, Inc. Company 12. Mar 19 12. Mar 19 14,450 £3.99 £57,655
13. Mar 19 Buy Legal & General Investment Management Limited Company 12. Mar 19 12. Mar 19 37,616 £4.01 £150,652
13. Mar 19 Buy BlackRock, Inc. Company 12. Mar 19 12. Mar 19 12,577 £4.03 £50,651
13. Mar 19 Sell Janus Henderson Group plc Company 12. Mar 19 12. Mar 19 -14,806 £4.07 £-60,256
13. Mar 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 12. Mar 19 12. Mar 19 -26,656 £4.08 £-108,703
13. Mar 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 12. Mar 19 12. Mar 19 26,656 £4.07 £108,517
13. Mar 19 Sell Standard Life Aberdeen plc Company 12. Mar 19 12. Mar 19 -16,594 £3.97 £-65,895
12. Mar 19 Sell Janus Henderson Group plc Company 11. Mar 19 11. Mar 19 -12,730 £4.10 £-52,232
12. Mar 19 Sell Standard Life Aberdeen plc Company 11. Mar 19 11. Mar 19 -8,411 £4.10 £-34,519
12. Mar 19 Sell Credit Suisse, Investment Banking and Securities Investments Company 11. Mar 19 11. Mar 19 -22,180 £4.10 £-91,027
12. Mar 19 Buy Credit Suisse, Investment Banking and Securities Investments Company 11. Mar 19 11. Mar 19 22,180 £4.10 £91,027
12. Mar 19 Sell J.P. Morgan Asset Management, Inc. Company 11. Mar 19 11. Mar 19 -6,493 £4.08 £-26,483
12. Mar 19 Buy J.P. Morgan Asset Management, Inc. Company 11. Mar 19 11. Mar 19 120,282 £4.08 £490,279
17. Sep 18 Sell Jens Bech Individual 14. Sep 18 14. Sep 18 -154,415 £4.09 £-632,005
17. Sep 18 Sell April Talintyre Individual 14. Sep 18 14. Sep 18 -164,708 £4.09 £-674,133
17. Sep 18 Sell Andrew Golding Individual 14. Sep 18 14. Sep 18 -550,000 £4.09 £-2,251,095
17. Sep 18 Sell Clive Kornitzer Individual 14. Sep 18 14. Sep 18 -150,055 £4.09 £-614,160
17. Sep 18 Sell Rodney Duke Individual 13. Sep 18 13. Sep 18 -14,537 £4.08 £-59,369
11. Sep 18 Sell Richard Davis Individual 11. Sep 18 11. Sep 18 -34,000 £4.12 £-140,121
07. Sep 18 Sell Richard Wilson Individual 07. Sep 18 07. Sep 18 -38,816 £4.11 £-159,448
X
Management checks
We assess OneSavings Bank's management by checking for:
  1. Is the CEO's compensation unreasonable compared to market cap? (1 check)
  2. Has the CEO's compensation increased more than 20% whilst the EPS is down more then 20%? (1 check)
  3. Is the average tenure of the management team less than 2 years? (1 check)
  4. Is the average tenure of the board of directors team less than 3 years? (1 check)
  5. OneSavings Bank has a total score of 0/6, this is not included on the snowflake, see the detailed checks below.


Note: We use the top 6 management executives and board members in our calculations.

Note 2: Insider trading include any internal stakeholders and these transactions .

Full details on the Management part of the Simply Wall St company analysis model.

News

Simply Wall St News

Could OneSavings Bank Plc (LON:OSB) Have The Makings Of Another Dividend Aristocrat?

Is OneSavings Bank Plc (LON:OSB) a good dividend stock? … A dividend paying company with growing earnings can be rewarding in the long term. … With a goodly-sized dividend yield despite a relatively short payment history, investors might be wondering if OneSavings Bank is a new dividend aristocrat in the making.

Simply Wall St -

How Many OneSavings Bank Plc (LON:OSB) Shares Have Insiders Sold, In The Last Year?

So before you buy or sell OneSavings Bank Plc (LON:OSB), you may well want to know whether insiders have been buying or selling. … As Peter Lynch said, 'insiders might sell their shares for any number of reasons, but they buy them for only one: they think the price will rise.'. … The Last 12 Months Of Insider Transactions At OneSavings Bank.

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Do OneSavings Bank's (LON:OSB) Earnings Warrant Your Attention?

In contrast to all that, I prefer to spend time on companies like OneSavings Bank (LON:OSB), which has not only revenues, but also profits. … How Quickly Is OneSavings Bank Increasing Earnings Per Share. … OneSavings Bank maintained stable EBIT margins over the last year, all while growing revenue 17% to UK£274m.

Simply Wall St -

What Are Analysts Saying About OneSavings Bank Plc's (LON:OSB) Earnings Trajectory?

OneSavings Bank Plc's (LON:OSB) most recent earnings update in December 2018a … signalled

Simply Wall St -

OneSavings Bank Plc (LON:OSB): Ex-Dividend Is In 2 Days

OneSavings Bank Plc (LON:OSB) will be distributing its dividend of UK£0.10 per share on the 15 May 2019, and will start trading ex-dividend in 2 days time on the 21 March 2019. … 5 questions I ask before picking a dividend stock? … Has it consistently paid a stable dividend without missing a payment or drastically cutting payout?

Simply Wall St -

OneSavings Bank Shareholders Have Enjoyed A 34% Share Price Gain

Just take a look at OneSavings Bank Plc (LON:OSB), which is up 34%, over three years, soundly beating the market return of 17% (not including dividends). … One way to examine how market sentiment has changed over time is to look at the interaction between a company's share price and its earnings per share (EPS). … OneSavings Bank was able to grow its EPS at 25% per year over three years, sending the share price higher.

Simply Wall St -

Do You Like OneSavings Bank Plc (LON:OSB) At This P/E Ratio?

The goal of this article is to teach you how to use price to earnings ratios (P/E ratios). … OneSavings Bank has a price to earnings ratio of 6.85, based on the last twelve months. … Price to Earnings Ratio = Share Price ÷ Earnings per Share (EPS)

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Is OneSavings Bank Plc (LON:OSB) A Smart Pick For Income Investors?

OneSavings Bank Plc (LON:OSB) has recently paid dividends to shareholders, and currently yields 3.6%. … Let's take a look at OneSavings Bank in more detail. … Check out our latest analysis for OneSavings Bank?

Simply Wall St -

Who Has Been Selling OneSavings Bank Plc (LON:OSB) Shares?

So shareholders might well want to know whether insiders have been buying or selling shares in OneSavings Bank Plc (LON:OSB). … So we know that an insider sold shares at around the present share price of UK£3.37. … All up, insiders sold more shares in OneSavings Bank than they bought, over the last year

Simply Wall St -

Is OneSavings Bank Plc's (LON:OSB) CEO Being Overpaid?

This analysis aims first to contrast CEO compensation with other companies that have similar market capitalization. … Our data indicates that OneSavings Bank Plc is worth UK£906m, and total annual CEO compensation is UK£2m. … Thus we can conclude that Andy Golding receives more in total compensation than the median of a group of companies in the same market, and of similar size to OneSavings Bank Plc

Simply Wall St -

Company Info

Description

OneSavings Bank plc operates as a specialist lending and retail savings company in the United Kingdom and the Channel Islands. The company operates through two segments, Buy-to-Let/SME and Residential Mortgages. It offers fixed, notice, easy access, and regular savings products, including ISAs. The company also provides buy to let and commercial mortgages, as well as development loans to small and medium sized developers of residential property; funding lines to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases; asset finance; first charge, second charge, and shared ownership residential mortgage loans; and funding lines to non-bank lenders operating in specialist sub-segments, such as residential bridge finance. It sells its products primarily under the Kent Reliance, InterBay Commercial, Heritable Development Finance, Prestige Finance, osbIndia, and InterBay Asset Finance brands. OneSavings Bank plc was founded in 1847 and is headquartered in Chatham, the United Kingdom.

Details
Name: OneSavings Bank Plc
OSB
Exchange: LSE
Founded: 1847
£1,014,451,526
245,155,033
Website: http://www.osb.co.uk
Address: OneSavings Bank Plc
Reliance House,
Sun Pier,
Chatham,
Kent, ME4 4ET,
United Kingdom
Listings
Exchange Symbol Ticker Symbol Security Exchange Country Currency Listed on
LSE OSB Ordinary Shares London Stock Exchange GB GBP 05. Jun 2014
OTCPK OSVB.F Ordinary Shares Pink Sheets LLC US USD 05. Jun 2014
DB 2OS Ordinary Shares Deutsche Boerse AG DE EUR 05. Jun 2014
BATS-CHIXE OSBL Ordinary Shares BATS 'Chi-X Europe' GB GBP 05. Jun 2014
LSE 1SBA 6.591%-VAR SUB BDS PERP GBP1000 'REGS' London Stock Exchange GB GBP 02. Mar 2011
LSE 1SBB 7.875%-STP SUB NTS PERP GBP1000 London Stock Exchange GB GBP 02. Mar 2011
Number of employees
Current staff
Staff numbers
1,000
OneSavings Bank employees.
Industry
Thrifts and Mortgage Finance
Banks
Company Analysis and Financial Data Status
Area Date (UTC time)
Company Analysis updated: 2019/05/20 22:12
End of day share price update: 2019/05/20 00:00
Last estimates confirmation: 2019/05/16
Last earnings filing: 2019/03/29
Last earnings reported: 2018/12/31
Last annual earnings reported: 2018/12/31


All dates and times in UTC. All financial data provided by Standard & Poor’s Capital IQ.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.