OSB Group Balance Sheet Health
Financial Health criteria checks 4/6
OSB Group has total assets of £30.7B and total equity of £2.2B. Total deposits are £24.3B, and total loans are £26.1B earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are £3.6B.
Key information
14.1x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | UK£24.33b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.6% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£3.60b |
Recent financial health updates
No updates
Recent updates
OSB Group (LON:OSB) Is Increasing Its Dividend To £0.102
Aug 13
Does OSB Group (LON:OSB) Deserve A Spot On Your Watchlist?
Aug 10Do OSB Group's (LON:OSB) Earnings Warrant Your Attention?
Apr 23OSB Group's (LON:OSB) Upcoming Dividend Will Be Larger Than Last Year's
Mar 19Do OSB Group's (LON:OSB) Earnings Warrant Your Attention?
Dec 15OSB Group's (LON:OSB) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 14Should You Be Adding OSB Group (LON:OSB) To Your Watchlist Today?
Jul 24Is Now The Time To Put OSB Group (LON:OSB) On Your Watchlist?
Apr 25I Ran A Stock Scan For Earnings Growth And OSB Group (LON:OSB) Passed With Ease
Jan 13Here's Why I Think OSB Group (LON:OSB) Might Deserve Your Attention Today
Sep 28Earnings Report: OSB Group Plc Missed Revenue Estimates By 31%
Apr 10Can You Imagine How Jubilant OSB Group's (LON:OSB) Shareholders Feel About Its 120% Share Price Gain?
Mar 18What Does OSB Group's (LON:OSB) CEO Pay Reveal?
Dec 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OSB's Assets to Equity ratio (14.1x) is moderate.
Allowance for Bad Loans: OSB has a low allowance for bad loans (14%).
Low Risk Liabilities: 85% of OSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: OSB has an appropriate level of Loans to Assets ratio (85%).
Low Risk Deposits: OSB's Loans to Deposits ratio (107%) is appropriate.
Level of Bad Loans: OSB has a high level of bad loans (3.6%).
Discover healthy companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/24 18:53 |
| End of Day Share Price | 2024/12/24 00:00 |
| Earnings | 2024/06/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
OSB Group Plc is covered by 22 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Daniel Garrod | Barclays |
| Grace Dargan | Barclays |
| Peter Richardson | Berenberg |