OSB Group Balance Sheet Health
Financial Health criteria checks 4/6
OSB Group has total assets of £29.6B and total equity of £2.1B. Total deposits are £22.2B, and total loans are £25.8B earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 3% of total loans. Cash and short-term investments are £2.8B.
Key information
13.8x
Asset to equity ratio
2.3%
Net interest margin
| Total deposits | UK£22.19b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.0% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£2.80b |
Recent financial health updates
No updates
Recent updates
OSB Group (LON:OSB) Is Increasing Its Dividend To £0.102
Aug 13
Does OSB Group (LON:OSB) Deserve A Spot On Your Watchlist?
Aug 10Do OSB Group's (LON:OSB) Earnings Warrant Your Attention?
Apr 23OSB Group's (LON:OSB) Upcoming Dividend Will Be Larger Than Last Year's
Mar 19Do OSB Group's (LON:OSB) Earnings Warrant Your Attention?
Dec 15OSB Group's (LON:OSB) Shareholders Will Receive A Bigger Dividend Than Last Year
Aug 14Should You Be Adding OSB Group (LON:OSB) To Your Watchlist Today?
Jul 24Is Now The Time To Put OSB Group (LON:OSB) On Your Watchlist?
Apr 25I Ran A Stock Scan For Earnings Growth And OSB Group (LON:OSB) Passed With Ease
Jan 13Here's Why I Think OSB Group (LON:OSB) Might Deserve Your Attention Today
Sep 28Earnings Report: OSB Group Plc Missed Revenue Estimates By 31%
Apr 10Can You Imagine How Jubilant OSB Group's (LON:OSB) Shareholders Feel About Its 120% Share Price Gain?
Mar 18What Does OSB Group's (LON:OSB) CEO Pay Reveal?
Dec 03Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OSB's Assets to Equity ratio (13.8x) is moderate.
Allowance for Bad Loans: OSB has a low allowance for bad loans (19%).
Low Risk Liabilities: 81% of OSB's liabilities are made up of primarily low risk sources of funding.
Loan Level: OSB has an appropriate level of Loans to Assets ratio (87%).
Low Risk Deposits: OSB's Loans to Deposits ratio (116%) is appropriate.
Level of Bad Loans: OSB has a high level of bad loans (3%).