OSB Group Balance Sheet Health

Financial Health criteria checks 4/6

OSB Group has total assets of £30.7B and total equity of £2.2B. Total deposits are £24.3B, and total loans are £26.1B earning a Net Interest Margin of 2.3%. It has insufficient allowance for bad loans, which are currently at 3.6% of total loans. Cash and short-term investments are £3.6B.

Key information

14.1x

Asset to equity ratio

2.3%

Net interest margin

Total deposits	UK£24.33b
Loan to deposit ratio	Appropriate
Bad loans	3.6%
Allowance for bad loans	Low
Current ratio	Low
Cash & equivalents	UK£3.60b

Recent financial health updates

No updates

Recent updates

OSB Group's (LON:OSB) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 14

Should You Be Adding OSB Group (LON:OSB) To Your Watchlist Today?

Jul 24

Is Now The Time To Put OSB Group (LON:OSB) On Your Watchlist?

Apr 25

I Ran A Stock Scan For Earnings Growth And OSB Group (LON:OSB) Passed With Ease

Jan 13

Here's Why I Think OSB Group (LON:OSB) Might Deserve Your Attention Today

Sep 28

Earnings Report: OSB Group Plc Missed Revenue Estimates By 31%

Apr 10

Can You Imagine How Jubilant OSB Group's (LON:OSB) Shareholders Feel About Its 120% Share Price Gain?

Mar 18

What Does OSB Group's (LON:OSB) CEO Pay Reveal?

Dec 03

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

Asset Level: OSB's Assets to Equity ratio (14.1x) is moderate.

Allowance for Bad Loans: OSB has a low allowance for bad loans (14%).

Low Risk Liabilities: 85% of OSB's liabilities are made up of primarily low risk sources of funding.

Loan Level: OSB has an appropriate level of Loans to Assets ratio (85%).

Low Risk Deposits: OSB's Loans to Deposits ratio (107%) is appropriate.

Level of Bad Loans: OSB has a high level of bad loans (3.6%).

OSB Group Balance Sheet Health

Financial Health criteria checks 4/6

Key information

Recent financial health updates

Recent updates

Price target decreased by 7.2% to UK£5.53

First half dividend increased to UK£0.11

First half 2024 earnings released: EPS: UK£0.44 (vs UK£0.13 in 1H 2023)

Investor sentiment deteriorates as stock falls 18%

Osb Group plc Declares Interim Dividend for 2024, Payable on 20 September 2024

OSB GROUP PLC Appoints Henry Daubeney as Non-Executive Director and Join the Group Audit Committee and the Group Risk Committee, Effect from 1 July 2024

OSB Group Plc Announces Directors Changes

Upcoming dividend of UK£0.22 per share

Final dividend of UK£0.22 announced

New minor risk - Share price stability

OSB Group Plc to Report First Half, 2024 Results on Aug 15, 2024

OSB Group Plc Announces Retirement of April Talintyre as Chief Financial Officer

Upcoming dividend of UK£0.10 per share at 8.1% yield

OSB Group (LON:OSB) Is Increasing Its Dividend To £0.102

OSB Group Plc Declares an Interim Dividend for 2023, Payable on 20 September 2023

First half 2023 earnings released: EPS: UK£0.13 (vs UK£0.46 in 1H 2022)

Does OSB Group (LON:OSB) Deserve A Spot On Your Watchlist?

Price target decreased by 7.4% to UK£6.82

Consensus revenue estimates decrease by 11%

New minor risk - Share price stability

Investor sentiment deteriorates as stock falls 30%

Insider recently sold UK£289k worth of stock

Do OSB Group's (LON:OSB) Earnings Warrant Your Attention?

Group Chief Credit & Compliance Officer exercised options and sold UK£94k worth of stock

OSB Group's (LON:OSB) Upcoming Dividend Will Be Larger Than Last Year's

Upcoming dividend of UK£0.34 per share at 6.2% yield

Full year 2022 earnings: EPS and revenues exceed analyst expectations

OSB Group plc Appoints Kal Atwal as Non-Executive Director

Do OSB Group's (LON:OSB) Earnings Warrant Your Attention?

Insufficient new directors

OSB Group Plc to Report Q4, 2022 Results on Mar 16, 2023

Insufficient new directors

Investor sentiment deteriorated over the past week

Upcoming dividend of UK£0.087 per share

OSB Group's (LON:OSB) Shareholders Will Receive A Bigger Dividend Than Last Year

Osb Group plc Declare Interim Dividends, Payable on 21 September 2022

Should You Be Adding OSB Group (LON:OSB) To Your Watchlist Today?

CFO & Director recently sold UK£907k worth of stock

Is Now The Time To Put OSB Group (LON:OSB) On Your Watchlist?

OSB Group Plc, Annual General Meeting, May 12, 2022

Group Chief Credit & Compliance Officer recently sold UK£154k worth of stock

Full year 2021 earnings: EPS exceeds analyst expectations while revenues lag behind

Investor sentiment improved over the past week

I Ran A Stock Scan For Earnings Growth And OSB Group (LON:OSB) Passed With Ease

Here's Why I Think OSB Group (LON:OSB) Might Deserve Your Attention Today

Price target increased to UK£6.13

Insider recently sold UK£747k worth of stock

First half 2021 earnings released: EPS UK£0.35 (vs UK£0.15 in 1H 2020)

Price target increased to UK£5.50

Price target increased to UK£5.41

Insider recently sold UK£4.8m worth of stock

Full year 2020 earnings released: EPS UK£0.43 (vs UK£0.53 in FY 2019)

Group CEO & Director exercised options and sold UK£232k worth of stock

Earnings Report: OSB Group Plc Missed Revenue Estimates By 31%

Osb Group plc Recommends Dividend for 2020

Can You Imagine How Jubilant OSB Group's (LON:OSB) Shareholders Feel About Its 120% Share Price Gain?

OSB Group Plc to Report Fiscal Year 2020 Results on Mar 18, 2021

New 90-day high: UK£4.45

OSB Group Plc, Annual General Meeting, Jan 28, 2021

New 90-day high: UK£4.40

Insider recently sold UK£107k worth of stock

New 90-day high: UK£4.10

What Does OSB Group's (LON:OSB) CEO Pay Reveal?

Financial Position Analysis

Debt to Equity History and Analysis

Balance Sheet

Financial Institutions Analysis

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