MONETA Money Bank Valuation
Is 0RGC undervalued compared to its fair value, analyst forecasts and its price relative to the market?
Valuation Score
2/6Valuation Score 2/6
Below Fair Value
Significantly Below Fair Value
Price-To-Earnings vs Peers
Price-To-Earnings vs Industry
Price-To-Earnings vs Fair Ratio
Analyst Forecast
Share Price vs Fair Value
What is the Fair Price of 0RGC when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.
Below Fair Value: 0RGC (CZK96.4) is trading below our estimate of fair value (CZK150.23)
Significantly Below Fair Value: 0RGC is trading below fair value by more than 20%.
Key Valuation Metric
Which metric is best to use when looking at relative valuation for 0RGC?
Other financial metrics that can be useful for relative valuation.
| What is 0RGC's n/a Ratio? | |
|---|---|
| n/a | 0x |
| n/a | n/a |
| Market Cap | Kč49.57b |
| Key Statistics | |
|---|---|
| Enterprise Value/Revenue | n/a |
| Enterprise Value/EBITDA | n/a |
| PEG Ratio | 3.3x |
Price to Earnings Ratio vs Peers
How does 0RGC's PE Ratio compare to its peers?
| Company | Forward PE | Estimated Growth | Market Cap |
|---|---|---|---|
| Peer Average | 7.7x | ||
TBCG TBC Bank Group | 5.6x | 14.9% | UK£1.9b |
VMUK Virgin Money UK | 14.5x | 15.7% | UK£2.8b |
BGEO Bank of Georgia Group | 5.7x | 8.0% | UK£2.4b |
CBG Close Brothers Group | 5x | -12.4% | UK£711.9m |
0RGC MONETA Money Bank | 9.4x | 2.9% | Kč49.6b |
Price-To-Earnings vs Peers: 0RGC is expensive based on its Price-To-Earnings Ratio (9.4x) compared to the peer average (7.7x).
Price to Earnings Ratio vs Industry
How does 0RGC's PE Ratio compare vs other companies in the European Banks Industry?
Price-To-Earnings vs Industry: 0RGC is expensive based on its Price-To-Earnings Ratio (9.4x) compared to the European Banks industry average (7.8x).
Price to Earnings Ratio vs Fair Ratio
What is 0RGC's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.
| Fair Ratio | |
|---|---|
| Current PE Ratio | 9.4x |
| Fair PE Ratio | n/a |
Price-To-Earnings vs Fair Ratio: Insufficient data to calculate 0RGC's Price-To-Earnings Fair Ratio for valuation analysis.
Analyst Price Targets
What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?
| Date | Share Price | Average 1Y Price Target | Dispersion | High | Low | 1Y Actual price | Analysts |
|---|---|---|---|---|---|---|---|
| Current | Kč96.40 | Kč102.91 +6.8% | 5.9% | Kč111.00 | Kč90.10 | n/a | 8 |
| Apr ’25 | n/a | Kč103.70 0% | 7.3% | Kč117.00 | Kč90.10 | n/a | 9 |
| Mar ’25 | Kč102.66 | Kč103.70 +1.0% | 7.3% | Kč117.00 | Kč90.10 | n/a | 9 |
| Feb ’25 | Kč98.92 | Kč102.02 +3.1% | 6.7% | Kč117.00 | Kč90.10 | n/a | 10 |
| Jan ’25 | Kč93.33 | Kč99.42 +6.5% | 9.5% | Kč117.00 | Kč84.80 | n/a | 9 |
| Dec ’24 | Kč89.21 | Kč98.31 +10.2% | 9.2% | Kč117.00 | Kč84.80 | n/a | 9 |
| Nov ’24 | Kč89.85 | Kč96.25 +7.1% | 6.7% | Kč104.60 | Kč84.80 | n/a | 9 |
| Oct ’24 | Kč84.08 | Kč94.04 +11.9% | 7.2% | Kč104.60 | Kč84.80 | n/a | 10 |
| Sep ’24 | Kč83.70 | Kč93.99 +12.3% | 7.1% | Kč104.60 | Kč84.80 | n/a | 10 |
| Aug ’24 | n/a | Kč92.64 0% | 6.8% | Kč104.60 | Kč84.80 | n/a | 10 |
| Jul ’24 | Kč79.71 | Kč90.15 +13.1% | 9.0% | Kč104.60 | Kč80.00 | n/a | 10 |
| Jun ’24 | Kč79.00 | Kč91.28 +15.5% | 8.5% | Kč104.60 | Kč80.00 | n/a | 9 |
| May ’24 | Kč85.66 | Kč91.61 +7.0% | 8.0% | Kč104.60 | Kč83.00 | n/a | 9 |
| Apr ’24 | n/a | Kč90.91 0% | 7.6% | Kč104.00 | Kč83.00 | n/a | 8 |
| Mar ’24 | Kč84.67 | Kč90.91 +7.4% | 7.6% | Kč104.00 | Kč83.00 | Kč102.66 | 8 |
| Feb ’24 | n/a | Kč89.39 0% | 8.9% | Kč104.00 | Kč81.00 | Kč98.92 | 8 |
| Jan ’24 | n/a | Kč91.14 0% | 10.9% | Kč109.00 | Kč81.00 | Kč93.33 | 8 |
| Dec ’23 | Kč72.33 | Kč94.98 +31.3% | 13.7% | Kč115.00 | Kč81.00 | Kč89.21 | 9 |
| Nov ’23 | n/a | Kč95.76 0% | 13.1% | Kč115.00 | Kč81.00 | Kč89.85 | 9 |
| Oct ’23 | n/a | Kč99.78 0% | 11.3% | Kč117.00 | Kč83.00 | Kč84.08 | 10 |
| Sep ’23 | Kč77.43 | Kč99.78 +28.9% | 11.3% | Kč117.00 | Kč83.00 | Kč83.70 | 10 |
| Aug ’23 | Kč82.47 | Kč102.56 +24.4% | 9.0% | Kč117.00 | Kč88.40 | n/a | 10 |
| Jul ’23 | Kč85.17 | Kč107.53 +26.3% | 6.5% | Kč117.00 | Kč92.00 | Kč79.71 | 9 |
| Jun ’23 | Kč76.64 | Kč107.53 +40.3% | 6.5% | Kč117.00 | Kč92.00 | Kč79.00 | 9 |
| May ’23 | Kč87.50 | Kč109.31 +24.9% | 5.8% | Kč120.00 | Kč100.00 | Kč85.66 | 9 |
| Apr ’23 | n/a | Kč109.27 0% | 5.9% | Kč120.00 | Kč100.00 | n/a | 9 |
Analyst Forecast: Target price is less than 20% higher than the current share price.