MONETA Money Bank Balance Sheet Health
Financial Health criteria checks 6/6
MONETA Money Bank has total assets of CZK488.2B and total equity of CZK31.8B. Total deposits are CZK422.4B, and total loans are CZK270.4B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CZK100.3B.
Key information
15.3x
Asset to equity ratio
2.1%
Net interest margin
| Total deposits | Kč422.39b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 1.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | Kč100.30b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0RGC's Assets to Equity ratio (15.3x) is moderate.
Allowance for Bad Loans: 0RGC has a sufficient allowance for bad loans (112%).
Low Risk Liabilities: 93% of 0RGC's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0RGC has an appropriate level of Loans to Assets ratio (55%).
Low Risk Deposits: 0RGC's Loans to Deposits ratio (64%) is appropriate.
Level of Bad Loans: 0RGC has an appropriate level of bad loans (1.4%).