MONETA Money Bank Balance Sheet Health
Financial Health criteria checks 6/6
MONETA Money Bank has total assets of CZK468.0B and total equity of CZK33.5B. Total deposits are CZK406.5B, and total loans are CZK266.7B. It earns a Net Interest Margin of 2.1%. It has sufficient allowance for bad loans, which are currently at 1.4% of total loans. Cash and short-term investments are CZK88.5B.
Key information
14x
Asset to equity ratio
2.1%
Net interest margin
Total deposits | Kč406.49b |
Loan to deposit ratio | Appropriate |
Bad loans | 1.4% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | Kč88.50b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: 0RGC's Assets to Equity ratio (14x) is moderate.
Allowance for Bad Loans: 0RGC has a sufficient allowance for bad loans (122%).
Low Risk Liabilities: 94% of 0RGC's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0RGC has an appropriate level of Loans to Assets ratio (57%).
Low Risk Deposits: 0RGC's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: 0RGC has an appropriate level of bad loans (1.4%).