MONETA Money Bank Future Growth

Future criteria checks 2/6

MONETA Money Bank is forecast to grow earnings and revenue by 2.4% and 4.7% per annum respectively. EPS is expected to grow by 1.8% per annum. Return on equity is forecast to be 16.6% in 3 years.

Key information

2.4%

Earnings growth rate

1.8%

EPS growth rate

Banks earnings growth	2.1%
Revenue growth rate	4.7%
Future return on equity	16.6%
Analyst coverage	Good
Last updated	25 Oct 2024

Recent future growth updates

No updates

Recent updates

Earnings and Revenue Growth Forecasts

LSE:0RGC - Analysts future estimates and past financials data (CZK Millions)
Date	Revenue	Earnings	Free Cash Flow	Cash from Op	Avg. No. Analysts
12/31/2026	13,743	5,644	N/A	N/A	7
12/31/2025	13,143	5,457	N/A	N/A	8
12/31/2024	12,956	5,337	N/A	N/A	2
9/30/2024	12,078	5,464	-636	203	N/A
6/30/2024	11,985	5,426	2,205	2,989	N/A
3/31/2024	11,864	5,271	5,215	5,999	N/A
12/31/2023	11,842	5,200	9,708	10,502	N/A
9/30/2023	11,668	5,036	6,435	7,246	N/A
6/30/2023	11,528	4,793	-10,535	-9,676	N/A
3/31/2023	11,867	5,112	-18,977	-18,062	N/A
12/31/2022	12,026	5,187	-13,161	-12,133	N/A
9/30/2022	11,997	5,210	-26,818	-25,560	N/A
6/30/2022	12,179	5,425	-6,467	-5,266	N/A
3/31/2022	11,328	4,676	-6,323	-5,085	N/A
12/31/2021	10,473	3,984	-13,620	-12,262	N/A
9/30/2021	9,953	3,582	52,450	53,964	N/A
6/30/2021	9,080	2,832	34,022	35,795	N/A
3/31/2021	7,430	2,468	-14,866	-13,082	N/A
12/31/2020	7,406	2,601	-16,796	-15,143	N/A
9/30/2020	7,636	2,865	-72,312	-71,136	N/A
6/30/2020	7,906	3,207	-63,808	-62,724	N/A
3/31/2020	9,678	3,767	-9,037	-10,041	N/A
12/31/2019	10,002	4,019	-15,819	-14,769	N/A
9/30/2019	9,896	3,907	-17,451	-16,235	N/A
6/30/2019	10,023	4,091	-18,954	-17,610	N/A
3/31/2019	9,786	4,010	-18,498	-14,871	N/A
12/31/2018	9,888	4,200	-33,485	-31,928	N/A
9/30/2018	10,125	4,167	14,709	16,419	N/A
6/30/2018	9,833	3,849	N/A	-3,248	N/A
3/31/2018	10,168	4,056	N/A	-4,200	N/A
12/31/2017	9,954	3,923	N/A	19,217	N/A
9/30/2017	9,749	3,986	N/A	-26,521	N/A
6/30/2017	9,874	3,971	N/A	568	N/A
3/31/2017	9,958	4,015	N/A	2,575	N/A
12/31/2016	10,029	4,054	N/A	2,830	N/A
9/30/2016	10,336	4,190	N/A	3,278	N/A
6/30/2016	10,603	4,414	N/A	4,713	N/A
3/31/2016	10,889	4,402	N/A	4,097	N/A
12/31/2015	11,253	4,506	N/A	4,061	N/A
9/30/2015	12,401	4,611	N/A	N/A	N/A
6/30/2015	11,563	4,561	N/A	N/A	N/A
3/31/2015	11,219	4,413	N/A	N/A	N/A
12/31/2014	10,889	4,180	N/A	-1,745	N/A
12/31/2013	11,020	4,259	N/A	7,833	N/A

Analyst Future Growth Forecasts

Earnings vs Savings Rate: 0RGC's forecast earnings growth (2.4% per year) is above the savings rate (1.9%).

Earnings vs Market: 0RGC's earnings (2.4% per year) are forecast to grow slower than the UK market (14.4% per year).

High Growth Earnings: 0RGC's earnings are forecast to grow, but not significantly.

Revenue vs Market: 0RGC's revenue (4.7% per year) is forecast to grow faster than the UK market (3.6% per year).

High Growth Revenue: 0RGC's revenue (4.7% per year) is forecast to grow slower than 20% per year.

Earnings per Share Growth Forecasts

Future Return on Equity

Future ROE: 0RGC's Return on Equity is forecast to be low in 3 years time (16.6%).

MONETA Money Bank Future Growth

Future criteria checks 2/6

Key information

Recent future growth updates

Recent updates

MONETA Money Bank, a.s. to Report Fiscal Year 2024 Results on Jan 31, 2025

Investor sentiment deteriorates as stock falls 16%

Investor sentiment deteriorates as stock falls 15%

First quarter 2024 earnings released: EPS: Kč2.52 (vs Kč2.38 in 1Q 2023)

Full year 2023 earnings released: EPS: Kč10.18 (vs Kč10.15 in FY 2022)

MONETA Money Bank, a.s., Annual General Meeting, Apr 23, 2024

Full year 2023 earnings released: EPS: Kč10.18 (vs Kč10.15 in FY 2022)

Investor sentiment deteriorates as stock falls 16%

Now 29% undervalued after recent price drop

MONETA Money Bank, a.s. to Report First Half, 2024 Results on Jul 25, 2024

Third quarter 2023 earnings released: EPS: Kč2.92 (vs Kč2.45 in 3Q 2022)

First quarter 2023 earnings released

Now 21% undervalued

Upcoming dividend of Kč8.00 per share at 9.4% yield

Full year 2022 earnings released

Now 20% undervalued

Full year 2022 earnings released: EPS: Kč10.20 (vs Kč7.80 in FY 2021)

Full year 2022 earnings released: EPS: Kč10.15 (vs Kč7.80 in FY 2021)

MONETA Money Bank, a.s., Annual General Meeting, Apr 25, 2023

MONETA Money Bank, a.s. to Report Q1, 2023 Results on Apr 27, 2023

Third quarter 2022 earnings released: EPS: Kč2.45 (vs Kč2.87 in 3Q 2021)

Second quarter 2022 earnings released: EPS: Kč3.10 (vs Kč1.63 in 2Q 2021)

Laub Capital acquired Non-performing Loan Portfolio of MONETA Money Bank, a.s from MONETA Money Bank, a.s. (SEP:MONET).

Full year 2021 earnings: Revenues and EPS in line with analyst expectations

Second quarter 2021 earnings released: EPS Kč1.63 (vs Kč0.92 in 2Q 2020)

Petrus Advisers Says Merger Deal to Acquire Air Bank Overvalues

COO & Member of the Management Board has left the company

MONETA Money Bank, a.s. (SEP:MONET) entered into a framework agreement to acquire Air Bank a.s., Zonky s.r.o. and Czech and Slovak businesses of Home Credit from Tanemo a.s., Home Credit Group B.V. and Home Credit International A.S. for CZK 24.9 billion

First quarter 2021 earnings released: EPS Kč1.17 (vs Kč1.43 in 1Q 2020)

Full year 2020 earnings released: EPS Kč5.09 (vs Kč7.87 in FY 2019)

Full year 2020 earnings released: EPS Kč5.09 (vs Kč7.87 in FY 2019)

MONETA Money Bank, a.s. (SEP:MONET) acquired additional 7.23% minority stake in MONETA Money Bank, a.s. (SEP:MONET) from The Goldman Sachs Group, Inc. (NYSE:GS).

Investor sentiment improved over the past week

Investor sentiment improved over the past week

MONETA Money Bank, a.s. to Report Fiscal Year 2021 Results on Feb 04, 2022

MONETA Money Bank, a.s. to Report Q3, 2021 Results on Oct 29, 2021

Market bids up stock over the past week

Earnings and Revenue Growth Forecasts

Analyst Future Growth Forecasts

Earnings per Share Growth Forecasts

Future Return on Equity

Discover growth companies