0O2M Stock Overview

Operates as a commercial bank for private individuals and companies in Finland and Sweden. More details

0O2M fundamental analysis
Snowflake Score
Valuation	1/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	5/6

Rewards

Trading at 11.1% below our estimate of its fair value

Earnings grew by 36% over the past year

Pays a high and reliable dividend of 6.78%

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Ålandsbanken Abp Competitors

Close Brothers Group

LSE:CBG

UK£475.9m

TBC Bank Group

LSE:TBCG

UK£1.8b

Arbuthnot Banking Group

AIM:ARBB

UK£151.9m

Bank of Georgia Group

LSE:BGEO

UK£2.0b

Price History & Performance

Summary of share price highs, lows and changes for Ålandsbanken Abp
Historical stock prices
Current Share Price	€39.10
52 Week High	€39.10
52 Week Low	€39.10
Beta	0.19
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	153.90%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	0O2M	GB Banks	GB Market
7D	0%	2.5%	2.0%
1Y	n/a	53.6%	10.8%

Return vs Industry: Insufficient data to determine how 0O2M performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0O2M performed against the UK Market.

Price Volatility

Is 0O2M's price volatile compared to industry and market?
0O2M volatility
0O2M Average Weekly Movement	n/a
Banks Industry Average Movement	3.8%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.8%
10% least volatile stocks in GB Market	2.7%

Stable Share Price: 0O2M's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0O2M's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1919	968	Peter Wiklof	www.alandsbanken.fi

Ålandsbanken Abp, together with its subsidiaries, operates as a commercial bank for private individuals and companies in Finland and Sweden. Its deposit products include savings accounts, time deposits, and certificates of deposit. The company also provides personal loans, such as home loans, and securities and other investments, as well as corporate loans for various industries; covered bonds; treasury products and services; bank safety deposit boxes; and credit and debit cards.

Ålandsbanken Abp Fundamentals Summary

How do Ålandsbanken Abp's earnings and revenue compare to its market cap?
0O2M fundamental statistics
Market cap	€585.73m
Earnings (TTM)	€55.97m
Revenue (TTM)	€215.21m

10.7x

P/E Ratio

1.8x

P/B Ratio

Is 0O2M overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0O2M income statement (TTM)
Revenue	€215.21m
Cost of Revenue	€0
Gross Profit	€215.21m
Other Expenses	€159.24m
Earnings	€55.97m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

Feb 05, 2025

Earnings per share (EPS)	3.64
Gross Margin	100.00%
Net Profit Margin	26.01%
Debt/Equity Ratio	276.6%

How did 0O2M perform over the long term?

See historical performance and comparison

Dividends

6.8%

Current Dividend Yield

66%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/02/01 01:45
End of Day Share Price	2025/01/24 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Ålandsbanken Abp is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution