0MK6 Stock Overview

Operates as a cooperative bank in France. More details

0MK6 fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	5/6
Financial Health	5/6
Dividends	2/6

Rewards

Trading at 39% below our estimate of its fair value

Earnings grew by 25.4% over the past year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Caisse Regionale de Credit Agricole Mutuel Toulouse 31 Competitors

Close Brothers Group

LSE:CBG

UK£332.2m

Arbuthnot Banking Group

AIM:ARBB

UK£142.5m

Secure Trust Bank

LSE:STB

UK£64.7m

TBC Bank Group

LSE:TBCG

UK£1.7b

Price History & Performance

Summary of share price highs, lows and changes for Caisse Regionale de Credit Agricole Mutuel Toulouse 31
Historical stock prices
Current Share Price	€70.95
52 Week High	€70.99
52 Week Low	€66.01
Beta	0.41
1 Month Change	n/a
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	37.77%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	0MK6	GB Banks	GB Market
7D	1.4%	-1.6%	-2.6%
1Y	n/a	32.4%	2.4%

Return vs Industry: Insufficient data to determine how 0MK6 performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0MK6 performed against the UK Market.

Price Volatility

Is 0MK6's price volatile compared to industry and market?
0MK6 volatility
0MK6 Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.6%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0MK6's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0MK6's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1992	1,396	Nicolas Langevin	www.credit-agricole.fr/ca-toulouse31/particulier.html

Caisse Regionale de Credit Agricole Mutuel Toulouse 31 operates as a cooperative bank in France. The company offers bank accounts and card; savings products, including real estate investments, stock market and financial investments, retirement savings solutions; life insurance; limited savings account; savings booklets and term savings; and real estate investments. It also provides home insurance comprising young’s people home insurance, non-occupying owner insurance, tenant insurance, and remote monitoring protection product; car and 2-wheeler insurance services, consisting of young driver, motorcycle, scooter, and electric scooter insurance products; and health and welfare insurance products that include supplementary health, death, funeral, and remote assistance insurance services.

Caisse Regionale de Credit Agricole Mutuel Toulouse 31 Fundamentals Summary

How do Caisse Regionale de Credit Agricole Mutuel Toulouse 31's earnings and revenue compare to its market cap?
0MK6 fundamental statistics
Market cap	€335.52m
Earnings (TTM)	€67.28m
Revenue (TTM)	€249.69m

5.0x

P/E Ratio

0.2x

P/B Ratio

Is 0MK6 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0MK6 income statement (TTM)
Revenue	€249.69m
Cost of Revenue	€0
Gross Profit	€249.69m
Other Expenses	€182.41m
Earnings	€67.28m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	14.69
Gross Margin	100.00%
Net Profit Margin	26.95%
Debt/Equity Ratio	14.9%

How did 0MK6 perform over the long term?

See historical performance and comparison

Dividends

4.4%

Current Dividend Yield

15%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/22 03:44
End of Day Share Price	2024/12/17 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Caisse Regionale de Credit Agricole Mutuel Toulouse 31 is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution