The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States.
Flawless balance sheet established dividend payer.
Share Price & News
How has PNC Financial Services Group's share price performed over time and what events caused price changes?
Latest Share Price and Events
Stable Share Price: 0KEF has not had significant price volatility in the past 3 months.
7 Day Return
1 Year Return
Return vs Industry: 0KEF exceeded the UK Banks industry which returned -6.7% over the past year.
Return vs Market: 0KEF exceeded the UK Market which returned 6% over the past year.
Price Volatility Vs. Market
How volatile is PNC Financial Services Group's share price compared to the market and industry in the last 5 years?
Simply Wall St News
No news available
Is PNC Financial Services Group undervalued compared to its fair value and its price relative to the market?
Undervalued compared to fair value
Share Price vs. Fair Value
Below Fair Value: 0KEF ($149.43) is trading below our estimate of fair value ($210.02)
Significantly Below Fair Value: 0KEF is trading below fair value by more than 20%.
Price To Earnings Ratio
PE vs Industry: 0KEF is poor value based on its PE Ratio (13x) compared to the Banks industry average (8.9x).
PE vs Market: 0KEF is good value based on its PE Ratio (13x) compared to the UK market (18.6x).
Price to Earnings Growth Ratio
PEG Ratio: 0KEF's earnings are forecast to decline next year, so we can't calculate its PEG ratio.
Price to Book Ratio
PB vs Industry: 0KEF is overvalued based on its PB Ratio (1.3x) compared to the GB Banks industry average (0.8x).
How is PNC Financial Services Group forecast to perform in the next 1 to 3 years based on estimates from 16 analysts?
Forecasted annual earnings growth
Earnings and Revenue Growth Forecasts
Analyst Future Growth Forecasts
Earnings vs Savings Rate: 0KEF's earnings are forecast to decline over the next 3 years (-0.4% per year).
Earnings vs Market: 0KEF's earnings are forecast to decline over the next 3 years (-0.4% per year).
High Growth Earnings: 0KEF's earnings are forecast to decline over the next 3 years.
Revenue vs Market: 0KEF's revenue (3.9% per year) is forecast to grow faster than the UK market (3.8% per year).
High Growth Revenue: 0KEF's revenue (3.9% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: 0KEF's Return on Equity is forecast to be low in 3 years time (12.3%).
How has PNC Financial Services Group performed over the past 5 years?
Historical annual earnings growth
Earnings and Revenue History
Quality Earnings: 0KEF has high quality earnings.
Growing Profit Margin: 0KEF's current net profit margins (30%) are lower than last year (30.1%).
Past Earnings Growth Analysis
Earnings Trend: 0KEF's earnings have grown by 8.5% per year over the past 5 years.
Accelerating Growth: 0KEF's earnings growth over the past year (1.3%) is below its 5-year average (8.5% per year).
Earnings vs Industry: 0KEF earnings growth over the past year (1.3%) underperformed the Banks industry 26.6%.
Return on Equity
High ROE: 0KEF's Return on Equity (11%) is considered low.
How is PNC Financial Services Group's financial position? (This company is analysed differently as a bank or financial institution)
Financial Position Analysis
Debt to Equity History and Analysis
Inventory Level: 0KEF has a low level of unsold assets or inventory.
Debt Coverage by Assets: 0KEF's debt is not covered by short term assets (assets are 0.5x debt).
Financial Institutions Analysis
Asset Level: 0KEF's level of assets compared to its equity is low.
Allowance for Bad Loans: 0KEF has a sufficient allowance for bad loans.
Low Risk Liabilities: 0KEF's liabilities are made up of primarily low risk sources of funding.
Loan Level: 0KEF has an acceptable proportion of non-loan assets held.
Low Risk Deposits: 0KEF's loans are broadly funded by customer deposits.
Level of Bad Loans: 0KEF has an appropriate level of bad loans (0.68%)
What is PNC Financial Services Group's current dividend yield, its reliability and sustainability?
Current Dividend Yield
Dividend Yield vs Market
Notable Dividend: 0KEF's dividend (3.09%) is higher than the bottom 25% of dividend payers in the UK market (1.8%).
High Dividend: 0KEF's dividend (3.09%) is low compared to the top 25% of dividend payers in the UK market (5.03%).
Stability and Growth of Payments
Stable Dividend: 0KEF's dividends per share have been stable in the past 10 years.
Growing Dividend: 0KEF's dividend payments have increased over the past 10 years.
Current Payout to Shareholders
Dividend Coverage: With its reasonably low payout ratio (36.8%), 0KEF's dividend payments are well covered by earnings.
Future Payout to Shareholders
Future Dividend Coverage: 0KEF's dividends in 3 years are forecast to be well covered by earnings (42.1% payout ratio).
How experienced are the management team and are they aligned to shareholders interests?
Average management tenure
Bill Demchak (57yo)
Mr. William S. Demchak, also known as Bill, has been the President of The PNC Financial Services Group, Inc., since April 2012 and has been its Chief Executive Officer since April 2013 and its Chairman of ...
CEO Compensation Analysis
Compensation vs Market: Bill's total compensation ($USD15.68M) is above average for companies of similar size in the UK market ($USD4.67M).
Compensation vs Earnings: Bill's compensation has been consistent with company performance over the past year.
|Executive VP & CFO||6.5yrs||US$4.91m||0.027% $18.2m|
|Executive VP & COO||2yrs||US$9.28m||0.024% $15.9m|
|Executive VP||8.3yrs||US$8.65m||0.036% $24.2m|
|Executive VP & Chief Risk Officer||5.1yrs||US$4.29m||0.0059% $3.9m|
|Chief Investment Officer||2yrs||no data||no data|
|Executive VP and Head of Technology & Innovation||2.8yrs||US$3.52m||0.0076% $5.0m|
|Executive VP||4yrs||no data||0.013% $8.8m|
|EVP, Director of Investor Relations||0yrs||no data||no data|
|Executive VP & Chief Human Resources Officer||5.7yrs||no data||0.0032% $2.1m|
Experienced Management: 0KEF's management team is seasoned and experienced (5.1 years average tenure).
|Independent Director||18.1yrs||US$398.66k||0.000030% $20.0k|
|Independent Director||4.1yrs||US$265.05k||0.00023% $153.2k|
|Independent Director||12.8yrs||US$350.31k||0.0011% $732.5k|
|Independent Director||2.5yrs||US$262.94k||no data|
|Independent Director||4.1yrs||US$296.61k||0.00025% $166.5k|
|Independent Director||2.1yrs||US$284.87k||0.00036% $239.7k|
|Lead Director||0.8yrs||US$338.90k||0.019% $12.9m|
|Independent Director||5.3yrs||US$322.21k||0.000050% $33.3k|
|Independent Director||2.1yrs||US$261.22k||no data|
Experienced Board: 0KEF's board of directors are considered experienced (4.1 years average tenure).
Who are the major shareholders and have insiders been buying or selling?
Insider Trading Volume
Insider Buying: 0KEF insiders have sold more shares than they have bought in the past 3 months.
Recent Insider Transactions
Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.
The PNC Financial Services Group, Inc.'s company bio, employee growth, exchange listings and data sources
- Name: The PNC Financial Services Group, Inc.
- Ticker: 0KEF
- Exchange: LSE
- Founded: 1852
- Industry: Regional Banks
- Sector: Banks
- Market Cap: US$66.595b
- Shares outstanding: 433.00m
- Website: https://www.pnc.com
Number of Employees
- The PNC Financial Services Group, Inc.
- The Tower at PNC Plaza
- 300 Fifth Avenue
- United States
|Ticker||Exchange||Primary Security||Security Type||Country||Currency||Listed on|
|PNC||NYSE (New York Stock Exchange)||Yes||Common Stock||US||USD||Jan 1969|
|PNP||DB (Deutsche Boerse AG)||Yes||Common Stock||DE||EUR||Jan 1969|
|PNC *||BMV (Bolsa Mexicana de Valores)||Yes||Common Stock||MX||MXN||Jan 1969|
|0KEF||LSE (London Stock Exchange)||Yes||Common Stock||GB||USD||Jan 1969|
|PNP||ETLX (Eurotlx)||Yes||Common Stock||IT||EUR||Jan 1969|
|PNCF||WBAG (Wiener Boerse AG)||Yes||Common Stock||AT||EUR||Jan 1969|
|A1GT09||DB (Deutsche Boerse AG)||PERP SR -O NT||DE||USD||Jul 2011|
|PNC.PRQ||NYSE (New York Stock Exchange)||DEP REPSTG 1/400||US||USD||Sep 2012|
|A188NK||DB (Deutsche Boerse AG)||5%-FRN PERP USD 'S'||DE||USD||Oct 2016|
|PNCS34||BOVESPA (Bolsa de Valores de Sao Paulo)||BDR EACH 1 REP 0.5 COM USD5||BR||BRL||May 2019|
The PNC Financial Services Group, Inc. operates as a diversified financial services company in the United States. The Retail Banking segment offers deposit, lending, brokerage, insurance, and investment and cash management services to consumer and small business customers through a network of branches, ATMs, call centers, and online banking and mobile channels. The Corporate & Institutional Banking segment provides secured and unsecured loans, letters of credit, and equipment leases; and cash and investment management, receivables management, disbursement, fund transfer, information reporting, and global trade services, as well as foreign exchange, derivative, security underwriting, loan syndication, merger and acquisition advisory, and equity capital market advisory related services for corporations, government, and not-for-profit entities. This segment also offers commercial loan servicing and technology solutions for the commercial real estate finance industry. The Asset Management Group segment provides investment and retirement planning, customized investment management, private banking, tailored credit, and trust management and administration solutions; and multi-generational family planning products, such as estate, financial, tax planning, fiduciary, investment management and consulting, private banking, personal administrative, asset custody, and customized performance reporting services. This segment also provides chief investment officer, custody, private real estate, cash and fixed income client solutions, and retirement administration services; and mutual funds and investment strategies. The BlackRock segment offers single- and multi-asset class portfolios; and investment and risk management services technology platform. As of December 31, 2018, it operated 2,372 branches and 9,162 ATMs. The PNC Financial Services Group, Inc. was founded in 1852 and is headquartered in Pittsburgh, Pennsylvania.
Company Analysis and Financial Data Status
|Data||Last Updated (UTC time)|
|Company Analysis||2020/02/24 23:13|
|End of Day Share Price||2020/02/24 00:00|
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.