How does 0J8I's PE Ratio compare to its peers?

0J8I is good value based on its Price-To-Earnings Ratio (5.6x) compared to the peer average (5.7x).

How does 0J8I's PE Ratio compare vs other companies in the European Banks Industry?

0J8I is good value based on its Price-To-Earnings Ratio (5.6x) compared to the European Banks industry average (7.6x).

What is 0J8I's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

Insufficient data to calculate 0J8I's Price-To-Earnings Fair Ratio for valuation analysis.

What is the Fair Price of 0J8I when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

0J8I (DKK585) is trading below our estimate of [[fair value]] (DKK879.48)

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

Insufficient data to show price forecast.

0J8I Stock Overview

Provides various banking products and services in Denmark. More details

0J8I fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	0/6
Past Performance	5/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 33.5% below our estimate of its fair value

Earnings grew by 58.1% over the past year

Risk Analysis

Shares are highly illiquid

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Djurslands Bank A/S Competitors

Arbuthnot Banking Group

AIM:ARBB

UK£147.8m

Close Brothers Group

LSE:CBG

UK£327.5m

Secure Trust Bank

LSE:STB

UK£66.2m

TBC Bank Group

LSE:TBCG

UK£1.7b

Price History & Performance

Summary of share price highs, lows and changes for Djurslands Bank
Historical stock prices
Current Share Price	DKK 585.00
52 Week High	DKK 590.00
52 Week Low	DKK 560.00
Beta	0.30
1 Month Change	0%
3 Month Change	0%
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	138.78%

Recent updates

Shareholder Returns

	0J8I	GB Banks	GB Market
7D	0%	0.6%	0.3%
1Y	n/a	41.3%	6.6%

Return vs Industry: Insufficient data to determine how 0J8I performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0J8I performed against the UK Market.

Price Volatility

Is 0J8I's price volatile compared to industry and market?
0J8I volatility
0J8I Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.7%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0J8I has not had significant price volatility in the past 3 months.

Volatility Over Time: Insufficient data to determine 0J8I's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1965	225	Sigurd Simmelsgaard	www.djurslandsbank.dk

Djurslands Bank A/S provides various banking products and services in Denmark. The company offers deposits; car and home loans; pension; payment; investment; insurance; cards; and leasing products, as well as private and online and mobile banking services. It serves private customers, small and medium-sized enterprises, and public institutions.

Djurslands Bank A/S Fundamentals Summary

How do Djurslands Bank's earnings and revenue compare to its market cap?
0J8I fundamental statistics
Market cap	DKK 1.38b
Earnings (TTM)	DKK 247.91m
Revenue (TTM)	DKK 658.38m

5.6x

P/E Ratio

0.9x

P/B Ratio

Is 0J8I overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0J8I income statement (TTM)
Revenue	DKK 658.38m
Cost of Revenue	DKK 0
Gross Profit	DKK 658.38m
Other Expenses	DKK 410.47m
Earnings	DKK 247.91m

Last Reported Earnings

Mar 31, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	92.27
Gross Margin	100.00%
Net Profit Margin	37.65%
Debt/Equity Ratio	14.1%

How did 0J8I perform over the long term?

See historical performance and comparison

Dividends

5.8%

Current Dividend Yield

33%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/06/16 18:06
End of Day Share Price	2024/03/19 00:00
Earnings	2024/03/31
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Djurslands Bank A/S is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Djurslands Bank LSE:0J8I Stock Report