0IQP Stock Overview

Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative provides various banking products and services in France. More details

0IQP fundamental analysis
Snowflake Score
Valuation	3/6
Future Growth	0/6
Past Performance	3/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 36.4% below our estimate of its fair value

Earnings have grown 13.3% per year over the past 5 years

Pays a reliable dividend of 4.04%

Risk Analysis

Shares are highly illiquid

My Notes

Capture your thoughts, links and company narrative

Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative Competitors

Close Brothers Group

LSE:CBG

UK£347.7m

Arbuthnot Banking Group

AIM:ARBB

UK£147.8m

TBC Bank Group

LSE:TBCG

UK£1.7b

Secure Trust Bank

LSE:STB

UK£67.7m

Price History & Performance

Summary of share price highs, lows and changes for Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative
Historical stock prices
Current Share Price	€78.10
52 Week High	€78.10
52 Week Low	€64.51
Beta	0.61
1 Month Change	2.79%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	82.69%

Recent updates

Shareholder Returns

	0IQP	GB Banks	GB Market
7D	0%	1.2%	1.3%
1Y	n/a	34.7%	4.3%

Return vs Industry: Insufficient data to determine how 0IQP performed against the UK Banks industry.

Return vs Market: Insufficient data to determine how 0IQP performed against the UK Market.

Price Volatility

Is 0IQP's price volatile compared to industry and market?
0IQP volatility
0IQP Average Weekly Movement	n/a
Banks Industry Average Movement	3.7%
Market Average Movement	4.7%
10% most volatile stocks in GB Market	10.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: 0IQP's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0IQP's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1995	1,500	Nathalie Mourlon	www.ca-tourainepoitou.fr/informations.html

Caisse Régionale de Crédit Agricole Mutuel de La Touraine et du Poitou Société Coopérative provides various banking products and services in France. It offers bank accounts and cards, savings products, real estate and agricultural loans, and other financial services, as well as car and two-wheeler, health and death, personal, borrower leisure and daily life, and home insurance products. The company also provides consumer credit comprising personal, car, and student and apprentice loans; and foreign exchange, real estate investment, cash management, business creation financing, leasing, medium-term credit, and financial investment services, as well as collection and treasury solutions.

Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative Fundamentals Summary

How do Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative's earnings and revenue compare to its market cap?
0IQP fundamental statistics
Market cap	€495.18m
Earnings (TTM)	€111.48m
Revenue (TTM)	€332.95m

4.4x

P/E Ratio

0.2x

P/B Ratio

Is 0IQP overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0IQP income statement (TTM)
Revenue	€332.95m
Cost of Revenue	€0
Gross Profit	€332.95m
Other Expenses	€221.46m
Earnings	€111.48m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	17.79
Gross Margin	100.00%
Net Profit Margin	33.48%
Debt/Equity Ratio	6.0%

How did 0IQP perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

18%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2025/01/02 07:36
End of Day Share Price	2024/12/24 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution

Caisse Régionale de Crédit Agricole Mutuel de la Touraine et du Poitou Société Coopérative LSE:0IQP Stock Report