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Updated 1y ago
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mBank S.A.LSE:0DU3 Stock Report

Market Cap zł33.4b
Updated 1y ago
Share Price
n/a
1Y12.6%
7D0%
Portfolio Value
​
View

mBank S.A.

LSE:0DU3 Stock Report

Market Cap: zł33.4b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

mBank (0DU3) Stock Overview

Provides various banking and financial services in Poland, the Czech Republic, Slovakia, and internationally. More details

0DU3 fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance4/6
Financial Health4/6
Dividends0/6

Rewards

Trading at 56.9% below our estimate of its fair value

Earnings are forecast to grow 9.44% per year

Earnings grew by 1768.6% over the past year

Risk Analysis

Shares are highly illiquid

Large one-off items impacting financial results


0DU3 Community Fair Values

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zł
Current Price
zł705.0032.2% overvalued intrinsic discount
%/yr
Decrease
Increase
PastFuture-1b12b2016201920222025202620282031Revenue zł11.8bEarnings zł2.7b
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mBank S.A. Competitors

Halyk Bank of Kazakhstan

Symbol: LSE:HSBK
Market cap: US$9.3b

Lion Finance Group

Symbol: LSE:BGEO
Market cap: UK£5.9b

TBC Bank Group

Symbol: LSE:TBCG
Market cap: UK£2.8b

Standard Chartered

Symbol: LSE:STAN
Market cap: UK£50.9b

Price History & Performance

Summary of share price highs, lows and changes for mBank
Historical stock prices
Current Share Pricezł705.00
52 Week Highzł819.00
52 Week Lowzł531.27
Beta0.98
1 Month Change0%
3 Month Changen/a
1 Year Change12.60%
3 Year Changen/a
5 Year Change196.97%
Change since IPO32.68%

Recent News & Updates

Recent updates

Shareholder Returns

0DU3GB BanksGB Market
7D0%-1.2%-0.1%
1Y12.6%42.3%16.3%

Return vs Industry: 0DU3 underperformed the UK Banks industry which returned 38.8% over the past year.

Return vs Market: 0DU3 exceeded the UK Market which returned 4.8% over the past year.

Price Volatility

Is 0DU3's price volatile compared to industry and market?
0DU3 volatility
0DU3 Average Weekly Movementn/a
Banks Industry Average Movement3.4%
Market Average Movement4.9%
10% most volatile stocks in GB Market10.6%
10% least volatile stocks in GB Market2.6%

Stable Share Price: 0DU3's share price has been volatile over the past 3 months compared to the UK market.

Volatility Over Time: Insufficient data to determine 0DU3's volatility change over the past year.

About the Company

FoundedEmployeesCEOWebsite
19867,627Cezary Kocikwww.mbank.pl

mBank S.A. provides various banking and financial services in Poland, the Czech Republic, Slovakia, and internationally. The company offers retail, SME, corporate, and investment banking services. It provides banking services, such as personal, savings, currency, investment, and business accounts, as well as various deposits.

mBank S.A. Fundamentals Summary

How do mBank's earnings and revenue compare to its market cap?
0DU3 fundamental statistics
Market capzł33.45b
Earnings (TTM)zł2.69b
Revenue (TTM)zł11.64b
12.4x
P/E Ratio
1.8x
P/B Ratio

Is 0DU3 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
0DU3 income statement (TTM)
Revenuezł11.64b
Cost of Revenuezł0
Gross Profitzł11.64b
Other Expenseszł8.95b
Earningszł2.69b

Last Reported Earnings

Mar 31, 2025

Next Earnings Date

Jul 31, 2025

Earnings per share (EPS)63.21
Gross Margin100.00%
Net Profit Margin23.08%
Debt/Equity Ratio89.1%

How did 0DU3 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/07/05 02:13
End of Day Share Price 2025/04/07 00:00
Earnings2025/03/31
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

mBank S.A. is covered by 20 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrzej PowierzaCitigroup Inc
Gabor KemenyConCorde Securities Ltd.
Kazim AndaçDeutsche Bank

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