Secure Trust Bank Past Earnings Performance
Past criteria checks 4/6
Secure Trust Bank's earnings have been declining at an average annual rate of -3.2%, while the Banks industry saw earnings growing at 24% annually. Revenues have been growing at an average rate of 3% per year. Secure Trust Bank's return on equity is 7.6%, and it has net margins of 18.7%.
Key information
-3.2%
Earnings growth rate
-3.6%
EPS growth rate
| Banks Industry Growth | 21.2% |
| Revenue growth rate | 3.0% |
| Return on equity | 7.6% |
| Net Margin | 18.7% |
| Last Earnings Update | 30 Jun 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Secure Trust Bank makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 24 | 144 | 27 | 0 | 0 |
| 31 Mar 24 | 143 | 27 | 0 | 0 |
| 31 Dec 23 | 142 | 26 | 0 | 0 |
| 30 Sep 23 | 138 | 23 | 50 | 0 |
| 30 Jun 23 | 135 | 20 | 101 | 0 |
| 31 Mar 23 | 134 | 20 | 101 | 0 |
| 31 Dec 22 | 133 | 21 | 101 | 0 |
| 30 Sep 22 | 135 | 20 | 102 | 0 |
| 30 Jun 22 | 137 | 19 | 103 | 0 |
| 31 Mar 22 | 141 | 25 | 103 | 0 |
| 31 Dec 21 | 145 | 31 | 103 | 0 |
| 30 Sep 21 | 140 | 34 | 97 | 0 |
| 30 Jun 21 | 134 | 36 | 91 | 0 |
| 31 Mar 21 | 123 | 26 | 91 | 0 |
| 31 Dec 20 | 112 | 15 | 91 | 0 |
| 30 Sep 20 | 115 | 18 | 91 | 0 |
| 30 Jun 20 | 119 | 20 | 92 | 0 |
| 31 Mar 20 | 126 | 26 | 92 | 0 |
| 31 Dec 19 | 133 | 31 | 92 | 0 |
| 30 Sep 19 | 130 | 31 | 88 | 0 |
| 30 Jun 19 | 127 | 30 | 83 | 0 |
| 31 Mar 19 | 123 | 29 | 83 | 0 |
| 31 Dec 18 | 119 | 28 | 83 | 0 |
| 30 Jun 18 | 108 | 23 | 69 | 0 |
| 31 Mar 18 | 102 | 22 | 69 | 0 |
| 31 Dec 17 | 96 | 20 | 69 | 0 |
| 30 Jun 17 | 85 | 13 | 63 | 0 |
| 31 Mar 17 | 84 | 14 | 63 | 0 |
| 31 Dec 16 | 84 | 14 | 63 | 0 |
| 30 Sep 16 | 84 | 18 | 56 | 0 |
| 30 Jun 16 | 85 | 21 | 49 | 0 |
| 31 Mar 16 | 80 | 20 | 49 | 0 |
| 31 Dec 15 | 75 | 19 | 49 | 0 |
| 30 Jun 15 | 52 | 14 | 36 | 0 |
| 31 Mar 15 | 54 | 14 | 36 | 0 |
| 31 Dec 14 | 55 | 14 | 36 | 0 |
| 30 Sep 14 | 77 | 18 | 49 | 0 |
| 30 Jun 14 | 72 | 16 | 43 | 0 |
| 31 Mar 14 | 68 | 14 | 43 | 0 |
| 31 Dec 13 | 63 | 12 | 43 | 0 |
Quality Earnings: STBL has high quality earnings.
Growing Profit Margin: STBL's current net profit margins (18.7%) are higher than last year (14.9%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: STBL's earnings have declined by 3.2% per year over the past 5 years.
Accelerating Growth: STBL's earnings growth over the past year (33.8%) exceeds its 5-year average (-3.2% per year).
Earnings vs Industry: STBL earnings growth over the past year (33.8%) exceeded the Banks industry 7.2%.
Return on Equity
High ROE: STBL's Return on Equity (7.6%) is considered low.