Secure Trust Bank Balance Sheet Health
Financial Health criteria checks 4/6
Secure Trust Bank has total assets of £3.9B and total equity of £355.5M. Total deposits are £3.0B, and total loans are £3.4B.
Key information
11x
Asset to equity ratio
n/a
Net interest margin
| Total deposits | UK£3.04b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 4.5% |
| Allowance for bad loans | Low |
| Current ratio | Low |
| Cash & equivalents | UK£441.50m |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: STBL's Assets to Equity ratio (11x) is moderate.
Allowance for Bad Loans: STBL has a low allowance for bad loans (64%).
Low Risk Liabilities: 86% of STBL's liabilities are made up of primarily low risk sources of funding.
Loan Level: STBL has an appropriate level of Loans to Assets ratio (88%).
Low Risk Deposits: STBL's Loans to Deposits ratio (112%) is appropriate.
Level of Bad Loans: STBL has a high level of bad loans (4.5%).