CEM Stock Overview
Credito Emiliano S.p.A., together with its subsidiaries, engages in the provision of commercial banking and wealth management services to retail and corporate customers primarily in Italy.
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
Credito Emiliano S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €7.87 |
| 52 Week High | €8.14 |
| 52 Week Low | €6.55 |
| Beta | 1.03 |
| 1 Month Change | 0% |
| 3 Month Change | n/a |
| 1 Year Change | 10.00% |
| 3 Year Change | 78.34% |
| 5 Year Change | 55.13% |
| Change since IPO | 161.82% |
Recent News & Updates
Recent updates
Shareholder Returns
| CEM | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 0% | 4.5% | 2.3% |
| 1Y | 10.0% | 14.0% | 0.6% |
Return vs Industry: CEM exceeded the UK Banks industry which returned 4.4% over the past year.
Return vs Market: CEM exceeded the UK Market which returned -3.9% over the past year.
Price Volatility
| CEM volatility | |
|---|---|
| CEM Average Weekly Movement | n/a |
| Banks Industry Average Movement | 4.0% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 11.3% |
| 10% least volatile stocks in GB Market | 2.7% |
Stable Share Price: CEM has not had significant price volatility in the past 3 months.
Volatility Over Time: Insufficient data to determine CEM's volatility change over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 6,658 | Angelo Campani | www.credem.it |
Credito Emiliano S.p.A., together with its subsidiaries, engages in the provision of commercial banking and wealth management services to retail and corporate customers primarily in Italy. The company operates through Commercial Banking, Asset Management, Bancassurance, Finance, Treasury, and Corporate Centre, and Other segments. Its deposit products include current and savings accounts, time deposits, certificates of deposit, and bonds and subordinated debts; and loan portfolio comprises mortgages, credit cards, personal loans, and salary-backed loans.
Credito Emiliano S.p.A. Fundamentals Summary
| CEM fundamental statistics | |
|---|---|
| Market cap | €2.86b |
| Earnings (TTM) | €529.94m |
| Revenue (TTM) | €1.77b |
5.4x
P/E Ratio0.8x
P/B RatioIs CEM overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CEM income statement (TTM) | |
|---|---|
| Revenue | €1.77b |
| Cost of Revenue | €0 |
| Gross Profit | €1.77b |
| Other Expenses | €1.24b |
| Earnings | €529.94m |
Last Reported Earnings
Sep 30, 2023
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.56 |
| Gross Margin | 100.00% |
| Net Profit Margin | 30.00% |
| Debt/Equity Ratio | 293.4% |
How did CEM perform over the long term?
See historical performance and comparison