BEKNZ Stock Overview

Offers banking products and services to private individuals and corporate customers in Switzerland. More details

BEKNZ fundamental analysis
Snowflake Score
Valuation	0/6
Future Growth	0/6
Past Performance	3/6
Financial Health	4/6
Dividends	4/6

Rewards

Price-To-Earnings ratio (12.3x) is below the UK market (16x)

Earnings have grown 4.7% per year over the past 5 years

Pays a reliable dividend of 4.29%

Risk Analysis

No risks detected for BEKNZ from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Berner Kantonalbank AG Competitors

TBC Bank Group

LSE:TBCG

UK£1.7b

Bank of Georgia Group

LSE:BGEO

UK£2.0b

Halyk Bank of Kazakhstan

LSE:HSBK

US$5.0b

Close Brothers Group

LSE:CBG

UK£332.2m

Price History & Performance

Summary of share price highs, lows and changes for Berner Kantonalbank
Historical stock prices
Current Share Price	CHF 231.00
52 Week High	CHF 253.00
52 Week Low	CHF 226.00
Beta	0.18
1 Month Change	-0.86%
3 Month Change	0.65%
1 Year Change	-1.28%
3 Year Change	14.07%
5 Year Change	n/a
Change since IPO	-9.19%

Recent updates

Shareholder Returns

	BEKNZ	GB Banks	GB Market
7D	0%	-1.3%	-2.2%
1Y	-1.3%	32.4%	2.4%

Return vs Industry: BEKNZ underperformed the UK Banks industry which returned 32.4% over the past year.

Return vs Market: BEKNZ underperformed the UK Market which returned 2.4% over the past year.

Price Volatility

Is BEKNZ's price volatile compared to industry and market?
BEKNZ volatility
BEKNZ Average Weekly Movement	1.0%
Banks Industry Average Movement	3.7%
Market Average Movement	4.8%
10% most volatile stocks in GB Market	10.5%
10% least volatile stocks in GB Market	2.6%

Stable Share Price: BEKNZ has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: BEKNZ's weekly volatility (1%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1834	966	Armin Brun	www.bekb.ch

Berner Kantonalbank AG offers banking products and services to private individuals and corporate customers in Switzerland. It offers savings and payment accounts; mortgages and financing products; business and investment loans; real estate and individual financing products; and retirement accounts. The company also provides investment products and solutions; pension solutions; insurance and guarantees; capital goods leasing services; bank cards and credit cards; and asset management services, including strategy consulting, portfolio optimization and simulation, investment advisory, investment funds, and securities accounting services, as well as trades in stocks, bonds, derivatives, foreign exchange, and money market instruments.

Berner Kantonalbank AG Fundamentals Summary

How do Berner Kantonalbank's earnings and revenue compare to its market cap?
BEKNZ fundamental statistics
Market cap	CHF 2.15b
Earnings (TTM)	CHF 174.59m
Revenue (TTM)	CHF 539.60m

12.3x

P/E Ratio

0.7x

P/B Ratio

Is BEKNZ overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BEKNZ income statement (TTM)
Revenue	CHF 539.60m
Cost of Revenue	CHF 0
Gross Profit	CHF 539.60m
Other Expenses	CHF 365.01m
Earnings	CHF 174.59m

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	18.91
Gross Margin	100.00%
Net Profit Margin	32.36%
Debt/Equity Ratio	319.3%

How did BEKNZ perform over the long term?

See historical performance and comparison

Dividends

4.3%

Current Dividend Yield

53%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 08:20
End of Day Share Price	2024/12/18 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Berner Kantonalbank AG is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Andreas Brun	Credit Suisse
Pritish Ture	Virtua Research Inc.