Línea Directa Aseguradora Compañía de Seguros y Reaseguros Past Earnings Performance
Past criteria checks 5/6
Línea Directa Aseguradora Compañía de Seguros y Reaseguros's earnings have been declining at an average annual rate of -7.8%, while the Insurance industry saw earnings growing at 13.4% annually. Revenues have been growing at an average rate of 5.2% per year. Línea Directa Aseguradora Compañía de Seguros y Reaseguros's return on equity is 21.9%, and it has net margins of 7.9%.
Key information
-7.77%
Earnings growth rate
-4.92%
EPS growth rate
| Insurance Industry Growth | 7.60% |
| Revenue growth rate | 5.17% |
| Return on equity | 21.85% |
| Net Margin | 7.86% |
| Last Earnings Update | 30 Jun 2026 |
Recent past performance updates
Recent updates
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA) Just Released Its Half-Year Results And Analysts Are Updating Their Estimates
Last week saw the newest half-yearly earnings release from Línea Directa Aseguradora, S.A., Compañía de Seguros y...Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA) Investors Are Less Pessimistic Than Expected
With a median price-to-sales (or "P/S") ratio of close to 1.1x in the Insurance industry in Spain, you could be...
Efficient Digital Channels Will Lower Expenses And Optimize Net Margins
Digital transformation and cross-selling strategies in non-Motor and Health insurance are set to improve net margins and boost revenue growth.What Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' (BME:LDA) P/S Is Not Telling You
It's not a stretch to say that Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' ( BME:LDA...Some Confidence Is Lacking In Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' (BME:LDA) P/S
There wouldn't be many who think Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' ( BME:LDA...Línea Directa Aseguradora, S.A.'s (BME:LDA) Earnings Are Not Doing Enough For Some Investors
When close to half the companies in Spain have price-to-earnings ratios (or "P/E's") above 20x, you may consider Línea...Revenue & Expenses Breakdown
How Línea Directa Aseguradora Compañía de Seguros y Reaseguros makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Jun 26 | 1,196 | 94 | 0 | 0 |
| 31 Mar 26 | 1,154 | 91 | 0 | 0 |
| 31 Dec 25 | 1,133 | 86 | 0 | 0 |
| 30 Sep 25 | 1,158 | 83 | 5 | 0 |
| 30 Jun 25 | 1,087 | 83 | 0 | 0 |
| 31 Mar 25 | 1,071 | 75 | 0 | 0 |
| 31 Dec 24 | 1,046 | 64 | 0 | 0 |
| 30 Sep 24 | 1,107 | 49 | 0 | 0 |
| 30 Jun 24 | 1,020 | 36 | 0 | 0 |
| 31 Mar 24 | 1,017 | 11 | 0 | 0 |
| 31 Dec 23 | 1,017 | -4 | 0 | 0 |
| 30 Sep 23 | 999 | -8 | 23 | 0 |
| 30 Jun 23 | 995 | -3 | 0 | 0 |
| 31 Mar 23 | 960 | 30 | 31 | 0 |
| 31 Dec 22 | 980 | 63 | 0 | 0 |
| 30 Sep 22 | 943 | 82 | 27 | 0 |
| 30 Jun 22 | 961 | 103 | 13 | 0 |
| 31 Mar 22 | 930 | 105 | 27 | 0 |
| 31 Dec 21 | 928 | 110 | 27 | 0 |
| 30 Sep 21 | 927 | 122 | 27 | 0 |
| 30 Jun 21 | 920 | 134 | 27 | 0 |
| 31 Mar 21 | 917 | 135 | 20 | 0 |
| 31 Dec 20 | 920 | 135 | 27 | 0 |
| 31 Dec 19 | 899 | 107 | 23 | 0 |
| 31 Dec 18 | 859 | 117 | 21 | 0 |
| 31 Dec 17 | 807 | 112 | 19 | 0 |
Quality Earnings: LDA has high quality earnings.
Growing Profit Margin: LDA's current net profit margins (7.9%) are higher than last year (7.6%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: LDA's earnings have declined by 7.8% per year over the past 5 years.
Accelerating Growth: LDA's earnings growth over the past year (13.9%) exceeds its 5-year average (-7.8% per year).
Earnings vs Industry: LDA earnings growth over the past year (13.9%) exceeded the Insurance industry 12.6%.
Return on Equity
High ROE: LDA's Return on Equity (21.9%) is considered high.
Return on Assets
Return on Capital Employed
Discover strong past performing companies
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/13 02:23 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros is covered by 10 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Juan Lopez Cobo | Banco Santander |
| Thomas Bateman | Berenberg |
| Javier Beldarrain Pascual | Bestinver Sociedad De Valores, S.A |