Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros

BME:LDA Stock Report

Market Cap: €1.3b

Línea Directa Aseguradora Compañía de Seguros y Reaseguros Management

Management criteria checks 2/4

Línea Directa Aseguradora Compañía de Seguros y Reaseguros' CEO is Patricia de Rueda, appointed in Feb 2022, has a tenure of 4.42 years. directly owns 0.12% of the company’s shares, worth €1.56M. The average tenure of the management team and the board of directors is 8.5 years and 5.5 years respectively.

Key information

Patricia de Rueda

Chief executive officer

n/a

Total compensation

CEO salary percentagen/a
CEO tenure4.4yrs
CEO ownership0.1%
Management average tenure8.5yrs
Board average tenure5.5yrs

Recent management updates

Recent updates

Analysis Article Feb 21

Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (BME:LDA) Investors Are Less Pessimistic Than Expected

With a median price-to-sales (or "P/S") ratio of close to 1.1x in the Insurance industry in Spain, you could be...
User avatar
New Narrative Feb 02

Efficient Digital Channels Will Lower Expenses And Optimize Net Margins

Digital transformation and cross-selling strategies in non-Motor and Health insurance are set to improve net margins and boost revenue growth.
Analysis Article Sep 03

What Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' (BME:LDA) P/S Is Not Telling You

It's not a stretch to say that Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' ( BME:LDA...
Analysis Article Apr 30

Some Confidence Is Lacking In Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' (BME:LDA) P/S

There wouldn't be many who think Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros' ( BME:LDA...
Analysis Article Nov 04

Línea Directa Aseguradora, S.A.'s (BME:LDA) Earnings Are Not Doing Enough For Some Investors

When close to half the companies in Spain have price-to-earnings ratios (or "P/E's") above 20x, you may consider Línea...

CEO

Patricia de Rueda

4.4yrs
Tenure

Ms. Patricia Ayuela de Rueda is Chief Executive Officer and Executive Director of Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros (formerly known as Bankinter Aseguradora Directa, S.A. Co...


Leadership Team

NamePositionTenureCompensationOwnership
Alfonso de Sautuola y Naveda
Chairman & President21.5yrsno datano data
Patricia de Rueda
CEO & Executive Director4.4yrsno data0.12%
€ 1.6m
Carlos Rodriguez Ugarte
Chief Financial Officer10.5yrsno datano data
Juan José Fernández
Chief Technical Officerno datano datano data
Beatriz Izard
Head of Investor Relationsno datano datano data
Mar Garre del Olmo
Head of Peopleno datano datano data
Antonio García
Head of Marketing8.5yrsno datano data
Ana Sanchez Galan
Head of Technologyno datano datano data
Jose Diaz
Head of Internal Auditno datano datano data
Inmaculada Aldea
Chief Risk Officerno datano datano data
Pablo Grimaldo
General Secretary & Secretary to the Board of Directors8.5yrsno datano data
Isabel Lillo
Director of Services & Benefitsno datano datano data
8.5yrs
Average Tenure

Experienced Management: LDA's management team is seasoned and experienced (8.5 years average tenure).


Board Members

NamePositionTenureCompensationOwnership
Alfonso de Sautuola y Naveda
Chairman & President21.5yrsno datano data
Patricia de Rueda
CEO & Executive Director4.4yrsno data0.12%
€ 1.6m
Fernando Herrero
Propietary Director5.5yrsno data0.090%
€ 1.2m
Ana Plaza Arregui
Independent Director5.5yrsno datano data
Rita Maria Luana
Independent Director6.5yrsno datano data
Inaki Mediavilla
Independent Director1.5yrsno datano data
Marina Blum
Independent Director1.5yrsno datano data
5.5yrs
Average Tenure
56yo
Average Age

Experienced Board: LDA's board of directors are considered experienced (5.5 years average tenure).


Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/07/08 17:49
End of Day Share Price 2026/07/08 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Línea Directa Aseguradora, S.A., Compañía de Seguros y Reaseguros is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Juan Lopez CoboBanco Santander
Thomas BatemanBerenberg
Javier Beldarrain PascualBestinver Sociedad De Valores, S.A