XGJ Stock Overview
Provides general insurance and pension products in Norway, Sweden, Denmark, Finland, Latvia, Lithuania, and Estonia. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for XGJ from our risk checks.
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Gjensidige Forsikring ASA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 21.90 |
| 52 Week High | NOK 21.90 |
| 52 Week Low | NOK 14.44 |
| Beta | 0.20 |
| 1 Month Change | 9.66% |
| 3 Month Change | 12.19% |
| 1 Year Change | 42.21% |
| 3 Year Change | 14.60% |
| 5 Year Change | 38.87% |
| Change since IPO | 202.44% |
Recent News & Updates
Recent updates
Shareholder Returns
| XGJ | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | 2.1% | -2.5% | 0.8% |
| 1Y | 42.2% | 29.8% | 14.6% |
Return vs Industry: XGJ exceeded the German Insurance industry which returned 29.8% over the past year.
Return vs Market: XGJ exceeded the German Market which returned 14% over the past year.
Price Volatility
| XGJ volatility | |
|---|---|
| XGJ Average Weekly Movement | 4.9% |
| Insurance Industry Average Movement | 4.7% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.9% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: XGJ has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: XGJ's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1816 | 4,664 | Geir Holmgren | www.gjensidige.com |
Gjensidige Forsikring ASA, together with its subsidiaries, provides general insurance and pension products in Norway, Sweden, Denmark, Finland, Latvia, Lithuania, and Estonia. It operates in four segments: General Insurance Private, General Insurance Commercial, General Insurance Sweden, and Pension. The company offers motor, property, travel, accident and health, general liability, natural perils, agriculture, leisure craft, valuables, medical treatment and expense, disability, income protection, workers’ compensation, motor vehicle liability, marine, aviation, transport, fire and other damage to property, assistance, other non-life, and life insurance products, as well as non-proportional non-life reinsurance products.
Gjensidige Forsikring ASA Fundamentals Summary
| XGJ fundamental statistics | |
|---|---|
| Market cap | €11.23b |
| Earnings (TTM) | €474.39m |
| Revenue (TTM) | €3.70b |
23.7x
P/E Ratio3.0x
P/S RatioIs XGJ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| XGJ income statement (TTM) | |
|---|---|
| Revenue | NOK 42.88b |
| Cost of Revenue | NOK 28.00b |
| Gross Profit | NOK 14.88b |
| Other Expenses | NOK 9.38b |
| Earnings | NOK 5.50b |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
Jul 11, 2025
| Earnings per share (EPS) | 11.00 |
| Gross Margin | 34.70% |
| Net Profit Margin | 12.83% |
| Debt/Equity Ratio | 18.5% |
How did XGJ perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield82%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/16 15:22 |
| End of Day Share Price | 2025/05/16 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Gjensidige Forsikring ASA is covered by 32 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null null | ABG Sundal Collier |
| Fridtjof Berents | Arctic Securities ASA |
| Robert Bate | Barclays |