Palomar Holdings (PH8) Stock Overview
A specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
PH8 Community Fair Values
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Palomar Holdings, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$97.50 |
| 52 Week High | US$161.00 |
| 52 Week Low | US$93.50 |
| Beta | 0.53 |
| 1 Month Change | -6.25% |
| 3 Month Change | -12.16% |
| 1 Year Change | -16.67% |
| 3 Year Change | 102.28% |
| 5 Year Change | 87.50% |
| Change since IPO | 502.82% |
Recent News & Updates
Recent updates
Shareholder Returns
| PH8 | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | -4.4% | -2.0% | -3.8% |
| 1Y | -16.7% | -2.7% | -5.1% |
Return vs Industry: PH8 underperformed the German Insurance industry which returned -2.7% over the past year.
Return vs Market: PH8 underperformed the German Market which returned -5.1% over the past year.
Price Volatility
| PH8 volatility | |
|---|---|
| PH8 Average Weekly Movement | 5.7% |
| Insurance Industry Average Movement | 3.3% |
| Market Average Movement | 6.0% |
| 10% most volatile stocks in DE Market | 14.3% |
| 10% least volatile stocks in DE Market | 2.6% |
Stable Share Price: PH8 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: PH8's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2013 | 439 | Mac Armstrong | plmr.com |
Palomar Holdings, Inc., a specialty insurance company, provides property and casualty insurance to individuals and businesses in the United States. The company offers personal and commercial specialty insurance products, including residential and commercial earthquake; fronting; and inland marine and other property products, such as inland marine, Hawaii hurricane, excess national property, residential flood, and other property products, as well as assumed reinsurance and crop insurance products. It markets and distributes its products through retail agents, program administrators, wholesale brokers, and strategic partnerships.
Palomar Holdings, Inc. Fundamentals Summary
| PH8 fundamental statistics | |
|---|---|
| Market cap | €2.70b |
| Earnings (TTM) | €170.49m |
| Revenue (TTM) | €757.80m |
Is PH8 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PH8 income statement (TTM) | |
|---|---|
| Revenue | US$875.97m |
| Cost of Revenue | US$601.17m |
| Gross Profit | US$274.80m |
| Other Expenses | US$77.73m |
| Earnings | US$197.07m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 7.38 |
| Gross Margin | 31.37% |
| Net Profit Margin | 22.50% |
| Debt/Equity Ratio | 0% |
How did PH8 perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/22 04:03 |
| End of Day Share Price | 2026/03/20 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Palomar Holdings, Inc. is covered by 11 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tracy Dolin-Benguigui | Barclays |
| Tracy Dolin-Benguigui | Barclays |
| Matthew Carletti | Citizens JMP Securities, LLC |