Palomar Holdings, Inc.

DB:PH8 Stock Report

Market Cap: €2.7b

Palomar Holdings Past Earnings Performance

Past criteria checks 5/6

Palomar Holdings has been growing earnings at an average annual rate of 38.6%, while the Insurance industry saw earnings growing at 13.7% annually. Revenues have been growing at an average rate of 27.6% per year. Palomar Holdings's return on equity is 15.4%, and it has net margins of 21.6%.

Key information

38.6%

Earnings growth rate

37.8%

EPS growth rate

Insurance Industry Growth5.9%
Revenue growth rate27.6%
Return on equity15.4%
Net Margin21.6%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Palomar Holdings makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:PH8 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 24503109160
30 Jun 2444696160
31 Mar 2440588150
31 Dec 2337679150
30 Sep 2335972140
30 Jun 2334958130
31 Mar 2333855120
31 Dec 2232752120
30 Sep 2231250110
30 Jun 222994690
31 Mar 222774470
31 Dec 212484660
30 Sep 212172740
30 Jun 211941130
31 Mar 211801130
31 Dec 20168620
30 Sep 201611920
30 Jun 201464220
31 Mar 2012937250
31 Dec 1911311240
30 Sep 19944240
30 Jun 1983-2230
31 Mar 1977-200
31 Dec 18731800
31 Dec 1759400
31 Dec 1643700

Quality Earnings: PH8 has high quality earnings.

Growing Profit Margin: PH8's current net profit margins (21.6%) are higher than last year (20.1%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: PH8's earnings have grown significantly by 38.6% per year over the past 5 years.

Accelerating Growth: PH8's earnings growth over the past year (50.6%) exceeds its 5-year average (38.6% per year).

Earnings vs Industry: PH8 earnings growth over the past year (50.6%) exceeded the Insurance industry 17.8%.

Return on Equity

High ROE: PH8's Return on Equity (15.4%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/01/02 20:50
End of Day Share Price 2025/01/02 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Palomar Holdings, Inc. is covered by 12 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Tracy Dolin-BenguiguiBarclays
Tracy Dolin-BenguiguiBarclays
David MotemadenEvercore ISI