ageas (DB:FO4) - Stock Price, News & Analysis

FO4 Stock Overview

Engages in insurance business. More details

FO4 fundamental analysis
Snowflake Score
Valuation	5/6
Future Growth	2/6
Past Performance	3/6
Financial Health	3/6
Dividends	5/6

Rewards

Trading at 64.1% below our estimate of its fair value

Earnings are forecast to grow 5.54% per year

Trading at good value compared to peers and industry

Risk Analysis

Dividend of 6.66% is not well covered by free cash flows

ageas SA/NV Competitors

Talanx

XTRA:TLX

€20.3b

Allianz

XTRA:ALV

€111.3b

NÜRNBERGER Beteiligungs-AG

XTRA:NBG6

€587.5m

RheinLand Holding

DUSE:RLV

€119.0m

Price History & Performance

Summary of all time highs, changes and price drops for ageas
Historical stock prices
Current Share Price	€48.20
52 Week High	€48.80
52 Week Low	€39.80
Beta	0.75
11 Month Change	-0.82%
3 Month Change	10.55%
1 Year Change	n/a
33 Year Change	n/a
5 Year Change	n/a
Change since IPO	12.09%

Recent updates

Shareholder Returns

	FO4	DE Insurance	DE Market
7D	0.8%	-0.4%	-1.5%
1Y	n/a	22.9%	7.9%

Return vs Industry: Insufficient data to determine how FO4 performed against the German Insurance industry.

Return vs Market: Insufficient data to determine how FO4 performed against the German Market.

Price Volatility

Is FO4's price volatile compared to industry and market?
FO4 volatility
FO4 Average Weekly Movement	2.0%
Insurance Industry Average Movement	2.6%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	11.0%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: FO4 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: FO4's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1824	14,837	Hans Jozef de Cuyper	www.ageas.com

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products.

ageas SA/NV Fundamentals Summary

How do ageas's earnings and revenue compare to its market cap?
FO4 fundamental statistics
Market cap	€8.97b
Earnings (TTM)	€1.06b
Revenue (TTM)	€8.11b

8.4x

P/E Ratio

1.1x

P/S Ratio

Is FO4 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FO4 income statement (TTM)
Revenue	€8.11b
Cost of Revenue	€5.62b
Gross Profit	€2.49b
Other Expenses	€1.43b
Earnings	€1.06b

Last Reported Earnings

Jun 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	5.79
Gross Margin	30.73%
Net Profit Margin	13.12%
Debt/Equity Ratio	71.5%

How did FO4 perform over the long term?

See historical performance and comparison

Dividends

6.7%

Current Dividend Yield

56%

Payout Ratio

ageas DB:FO4 Stock Report