Powszechny Zaklad Ubezpieczen (7PZ0) Stock Overview
Provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
7PZ0 Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Powszechny Zaklad Ubezpieczen SA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł12.70 |
| 52 Week High | zł16.60 |
| 52 Week Low | zł6.95 |
| Beta | 0.53 |
| 1 Month Change | 8.55% |
| 3 Month Change | -10.56% |
| 1 Year Change | 78.87% |
| 3 Year Change | 161.32% |
| 5 Year Change | n/a |
| Change since IPO | 65.71% |
Recent News & Updates
Recent updates
Shareholder Returns
| 7PZ0 | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | 1.6% | -1.1% | -1.7% |
| 1Y | 78.9% | 19.8% | 11.0% |
Return vs Industry: 7PZ0 exceeded the German Insurance industry which returned 21.1% over the past year.
Return vs Market: 7PZ0 exceeded the German Market which returned 14.1% over the past year.
Price Volatility
| 7PZ0 volatility | |
|---|---|
| 7PZ0 Average Weekly Movement | 7.8% |
| Insurance Industry Average Movement | 3.0% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in DE Market | 12.3% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: 7PZ0's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 7PZ0's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1803 | 37,898 | Tomasz Tarkowski | www.pzu.pl |
Powszechny Zaklad Ubezpieczen SA provides life and non-life insurance products and services in Poland, the Baltic States, and Ukraine. It operates through Corporate Insurance, Mass Insurance, Group and Individually Continued Life Insurance, Individual Protective Insurance Products, Unit-Linked Life Insurance, Investments, Banking Activity, Pension Insurance, Baltic States, Ukraine, Investment Contracts, and Other segments. The company offers motor, property, casualty, agricultural, fire, and third-party liability insurance, as well as health and accident insurance.
Powszechny Zaklad Ubezpieczen SA Fundamentals Summary
| 7PZ0 fundamental statistics | |
|---|---|
| Market cap | €12.39b |
| Earnings (TTM) | €1.44b |
| Revenue (TTM) | €14.80b |
Is 7PZ0 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 7PZ0 income statement (TTM) | |
|---|---|
| Revenue | zł62.88b |
| Cost of Revenue | zł25.46b |
| Gross Profit | zł37.43b |
| Other Expenses | zł31.30b |
| Earnings | zł6.13b |
Last Reported Earnings
Jun 30, 2025
Next Earnings Date
Nov 20, 2025
| Earnings per share (EPS) | 7.09 |
| Gross Margin | 59.52% |
| Net Profit Margin | 9.74% |
| Debt/Equity Ratio | 62.6% |
How did 7PZ0 perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/11/06 12:10 |
| End of Day Share Price | 2025/11/06 00:00 |
| Earnings | 2025/06/30 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Powszechny Zaklad Ubezpieczen SA is covered by 20 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrew Broadfield | Barclays |
| Michal Konarski | Biuro maklerskie mBanku |
| Thomas Jacquet | BNP Paribas |