Medallion Financial Corp.

DB:MD5 Stock Report

Market Cap: €206.0m

Medallion Financial Past Earnings Performance

Past criteria checks 2/6

Medallion Financial has been growing earnings at an average annual rate of 44%, while the Consumer Finance industry saw earnings growing at 20.9% annually. Revenues have been growing at an average rate of 14.3% per year. Medallion Financial's return on equity is 10.7%, and it has net margins of 13.7%.

Key information

44.0%

Earnings growth rate

45.2%

EPS growth rate

Consumer Finance Industry Growth9.8%
Revenue growth rate14.3%
Return on equity10.7%
Net Margin13.7%
Last Earnings Update30 Sep 2024

Recent past performance updates

Recent updates

Revenue & Expenses Breakdown

How Medallion Financial makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

DB:MD5 Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Sep 2429340750
30 Jun 2428643750
31 Mar 2427850740
31 Dec 2326455740
30 Sep 2324854710
30 Jun 2322950710
31 Mar 2322049710
31 Dec 2220744710
30 Sep 2220950720
30 Jun 2220759690
31 Mar 2219756670
31 Dec 2119154620
30 Sep 2117641610
30 Jun 211732600
31 Mar 21169-13580
31 Dec 20164-35620
30 Sep 20161-42610
30 Jun 20157-13610
31 Mar 20153-17620
31 Dec 19153-2580
30 Sep 191488610
30 Jun 19149-2620
31 Mar 19150-9610
31 Dec 18120-25520
30 Sep 1892-31380
30 Jun 1853-26260
31 Mar 1820-16150
31 Dec 17200140
30 Sep 17194140
30 Jun 17188150
31 Mar 172018150
31 Dec 162524170
30 Sep 162923160
30 Jun 163526160
31 Mar 164029160
31 Dec 154329170
30 Sep 154431190
30 Jun 154530190
31 Mar 154429190
31 Dec 144129180
30 Sep 144027160
30 Jun 143827150
31 Mar 143626150
31 Dec 133526150

Quality Earnings: MD5 has high quality earnings.

Growing Profit Margin: MD5's current net profit margins (13.7%) are lower than last year (21.7%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: MD5's earnings have grown significantly by 44% per year over the past 5 years.

Accelerating Growth: MD5's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.

Earnings vs Industry: MD5 had negative earnings growth (-25.6%) over the past year, making it difficult to compare to the Consumer Finance industry average (3.2%).

Return on Equity

High ROE: MD5's Return on Equity (10.7%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 22:49
End of Day Share Price 2024/12/27 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Medallion Financial Corp. is covered by 9 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Matthew HowlettB. Riley Securities, Inc.
Giuliano Anderes BolognaBTIG
Collyn GilbertKeefe, Bruyette, & Woods