Medallion Financial Balance Sheet Health
Financial Health criteria checks 2/6
Medallion Financial has a total shareholder equity of $431.2M and total debt of $2.4B, which brings its debt-to-equity ratio to 554.1%. Its total assets and total liabilities are $2.9B and $2.4B respectively. Medallion Financial's EBIT is $148.9M making its interest coverage ratio 1.8. It has cash and short-term investments of $187.9M.
Key information
554.1%
Debt to equity ratio
US$2.39b
Debt
| Interest coverage ratio | 1.8x |
| Cash | US$187.93m |
| Equity | US$431.18m |
| Total liabilities | US$2.45b |
| Total assets | US$2.88b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Short Term Liabilities: MD5's short term assets ($2.6B) exceed its short term liabilities ($82.6M).
Long Term Liabilities: MD5's short term assets ($2.6B) exceed its long term liabilities ($2.4B).
Debt to Equity History and Analysis
Debt Level: MD5's net debt to equity ratio (510.5%) is considered high.
Reducing Debt: MD5's debt to equity ratio has increased from 405.4% to 554.1% over the past 5 years.
Debt Coverage: MD5's debt is not well covered by operating cash flow (4.5%).
Interest Coverage: MD5's interest payments on its debt are not well covered by EBIT (1.8x coverage).