5QD Stock Overview
Operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
Community vs My Fair Value
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Alerus Financial Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$18.00 |
| 52 Week High | US$22.20 |
| 52 Week Low | US$12.70 |
| Beta | 0.72 |
| 1 Month Change | 38.46% |
| 3 Month Change | -4.76% |
| 1 Year Change | 1.12% |
| 3 Year Change | -23.08% |
| 5 Year Change | n/a |
| Change since IPO | 6.50% |
Recent News & Updates
Recent updates
Shareholder Returns
| 5QD | DE Diversified Financial | DE Market | |
|---|---|---|---|
| 7D | 4.0% | 1.2% | 0.5% |
| 1Y | 1.1% | -8.9% | 14.4% |
Return vs Industry: 5QD exceeded the German Diversified Financial industry which returned -8.9% over the past year.
Return vs Market: 5QD underperformed the German Market which returned 14.4% over the past year.
Price Volatility
| 5QD volatility | |
|---|---|
| 5QD Average Weekly Movement | 12.0% |
| Diversified Financial Industry Average Movement | 5.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.8% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: 5QD's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 5QD's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1879 | 869 | Katie Lorenson | www.alerus.com |
Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that provides various financial services to businesses and consumers in the United States. The company operates through three segments: Banking, Retirement and Benefit Services, and Wealth. It offers demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, noninterest-bearing deposits, interest-bearing checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault, merchant, and other cash management services.
Alerus Financial Corporation Fundamentals Summary
| 5QD fundamental statistics | |
|---|---|
| Market cap | €496.49m |
| Earnings (TTM) | €21.86m |
| Revenue (TTM) | €199.49m |
22.8x
P/E Ratio2.5x
P/S RatioIs 5QD overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 5QD income statement (TTM) | |
|---|---|
| Revenue | US$224.22m |
| Cost of Revenue | US$0 |
| Gross Profit | US$224.22m |
| Other Expenses | US$199.65m |
| Earnings | US$24.57m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.97 |
| Gross Margin | 100.00% |
| Net Profit Margin | 10.96% |
| Debt/Equity Ratio | 52.3% |
How did 5QD perform over the long term?
See historical performance and comparisonDividends
3.6%
Current Dividend Yield73%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/19 02:57 |
| End of Day Share Price | 2025/05/19 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Alerus Financial Corporation is covered by 5 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| Brendan Nosal | Hovde Group, LLC |
| Damon DelMonte | Keefe, Bruyette, & Woods |