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Alerus Financial DB:5QD Stock Report

Last Price

€17.30

Market Cap

€481.2m

7D

7.5%

1Y

-13.1%

Updated

27 Dec, 2024

Data

Company Financials +

Alerus Financial Corporation

DB:5QD Stock Report

Market Cap: €481.2m

5QD Stock Overview

Operates as the bank holding company for Alerus Financial, National Association that engages in the provision of various financial services to businesses and consumers. More details

5QD fundamental analysis
Snowflake Score
Valuation3/6
Future Growth5/6
Past Performance0/6
Financial Health5/6
Dividends4/6

My Notes

Capture your thoughts, links and company narrative

Alerus Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for Alerus Financial
Historical stock prices
Current Share PriceUS$17.30
52 Week HighUS$22.40
52 Week LowUS$16.10
Beta0.70
1 Month Change-8.95%
3 Month Change-10.36%
1 Year Change-13.07%
3 Year Change-32.95%
5 Year Changen/a
Change since IPO2.35%

Recent News & Updates

Recent updates

Shareholder Returns

5QDDE Diversified FinancialDE Market
7D7.5%0.5%-0.2%
1Y-13.1%-13.8%7.0%

Return vs Industry: 5QD matched the German Diversified Financial industry which returned -13.8% over the past year.

Return vs Market: 5QD underperformed the German Market which returned 7% over the past year.

Price Volatility

Is 5QD's price volatile compared to industry and market?
5QD volatility
5QD Average Weekly Movement8.1%
Diversified Financial Industry Average Movement3.7%
Market Average Movement4.9%
10% most volatile stocks in DE Market11.7%
10% least volatile stocks in DE Market2.4%

Stable Share Price: 5QD's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: 5QD's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
1879732Katie Lorensonalerus.com

Alerus Financial Corporation operates as the bank holding company for Alerus Financial, National Association that engages in the provision of various financial services to businesses and consumers. The company operates in four segments: Banking, Mortgage, Retirement and Benefit Services, and Wealth Management. It offers various deposit products, including demand deposits, interest-bearing transaction accounts, money market accounts, time and savings deposits, checking accounts, and certificates of deposit; and treasury management products, including electronic receivables management, remote deposit capture, cash vault services, merchant services, and other cash management services.

Alerus Financial Corporation Fundamentals Summary

How do Alerus Financial's earnings and revenue compare to its market cap?
5QD fundamental statistics
Market cap€481.20m
Earnings (TTM)€3.05m
Revenue (TTM)€158.02m

157.5x

P/E Ratio

3.0x

P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
5QD income statement (TTM)
RevenueUS$164.50m
Cost of RevenueUS$0
Gross ProfitUS$164.50m
Other ExpensesUS$161.32m
EarningsUS$3.18m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)0.13
Gross Margin100.00%
Net Profit Margin1.93%
Debt/Equity Ratio82.0%

How did 5QD perform over the long term?

See historical performance and comparison

Dividends

4.0%

Current Dividend Yield

485%

Payout Ratio

Does 5QD pay a reliable dividends?

See 5QD dividend history and benchmarks
When do you need to buy 5QD by to receive an upcoming dividend?
Alerus Financial dividend dates
Ex Dividend DateDec 27 2024
Dividend Pay DateJan 17 2025
Days until Ex dividend1 day
Days until Dividend pay date20 days

Does 5QD pay a reliable dividends?

See 5QD dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/27 15:19
End of Day Share Price 2024/12/23 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Alerus Financial Corporation is covered by 8 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jeffrey RulisD.A. Davidson & Co.
null nullD.A. Davidson & Co.
Brendan NosalHovde Group, LLC