3I8 Stock Overview
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico.
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 1/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
International Personal Finance plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£1.14 |
| 52 Week High | UK£1.46 |
| 52 Week Low | UK£1.02 |
| Beta | 1.29 |
| 1 Month Change | -10.94% |
| 3 Month Change | -16.18% |
| 1 Year Change | 10.68% |
| 3 Year Change | -19.15% |
| 5 Year Change | -47.59% |
| Change since IPO | -61.36% |
Recent News & Updates
Recent updates
Shareholder Returns
| 3I8 | DE Consumer Finance | DE Market | |
|---|---|---|---|
| 7D | -3.4% | -2.1% | -2.0% |
| 1Y | 10.7% | -4.1% | -0.3% |
Return vs Industry: 3I8 exceeded the German Consumer Finance industry which returned -4.1% over the past year.
Return vs Market: 3I8 exceeded the German Market which returned -0.3% over the past year.
Price Volatility
| 3I8 volatility | |
|---|---|
| 3I8 Average Weekly Movement | 8.2% |
| Consumer Finance Industry Average Movement | 5.0% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 10.0% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 3I8 has not had significant price volatility in the past 3 months.
Volatility Over Time: 3I8's weekly volatility (8%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1997 | 8,279 | Gerard Ryan | www.ipfin.co.uk |
International Personal Finance plc, together with its subsidiaries, provides consumer credit in Europe and Mexico. The company offers credit products, such as online payment transaction; revolving credit line; digital installment loans; credit card; hybrid loans; and home credit installment loans. It also offers medical and life insurances.
International Personal Finance plc Fundamentals Summary
| 3I8 fundamental statistics | |
|---|---|
| Market cap | €265.52m |
| Earnings (TTM) | €55.63m |
| Revenue (TTM) | €889.90m |
4.8x
P/E Ratio0.3x
P/S RatioIs 3I8 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 3I8 income statement (TTM) | |
|---|---|
| Revenue | UK£767.80m |
| Cost of Revenue | UK£169.40m |
| Gross Profit | UK£598.40m |
| Other Expenses | UK£550.40m |
| Earnings | UK£48.00m |
Last Reported Earnings
Dec 31, 2023
Next Earnings Date
Jul 31, 2024
| Earnings per share (EPS) | 0.21 |
| Gross Margin | 77.94% |
| Net Profit Margin | 6.25% |
| Debt/Equity Ratio | 102.0% |
How did 3I8 perform over the long term?
See historical performance and comparison