International Personal Finance Ownership

Who are the major shareholders and have insiders been buying or selling?

Recent Insider Transactions

DB:3I8 Recent Insider Transactions by Companies or Individuals
Date	Value	Name	Entity	Shares	Max Price
28 Jun 24	Buy€23,592	Gary Thompson	Individual	15,700	€1.50
10 Jun 24	Buy€13,989	Aileen Wallace	Individual	9,489	€1.47
02 Apr 24	Buy€21,757	Aileen Wallace	Individual	16,903	€1.29

Insider Trading Volume

Insider Buying: Insufficient data to determine if insiders have bought more shares than they have sold in the past 3 months.

Ownership Breakdown

What is the ownership structure of 3I8?
Owner Type	Number of Shares	Ownership Percentage
Public Companies	136,001	0.0626%
Private Companies	295,196	0.136%
Employee Share Scheme	918,796	0.423%
Individual Insiders	16,264,184	7.49%
General Public	40,226,766	18.5%
Institutions	159,316,346	73.4%

Dilution of Shares: Shareholders have not been meaningfully diluted in the past year.

Top Shareholders

Top 25 shareholders own 76% of the company

Ownership	Name	Shares	Current Value	Change %	Portfolio %
12.2%	Schroder Investment Management Limited	26,567,039	€42.0m	10.2%	0.03%
10.7%	Aberforth Partners LLP	23,278,844	€36.8m	-19.5%	1.48%
8.31%	Artemis Investment Management LLP	18,043,747	€28.5m	1%	0.11%
6.49%	Hendrik Van Heijst	14,085,000	€22.2m	0%	no data
5.81%	abrdn plc	12,618,494	€19.9m	0.98%	0.02%
5.36%	Janus Henderson Group plc	11,642,042	€18.4m	0%	0.01%
5.05%	J O Hambro Capital Management Limited	10,958,363	€17.3m	-1.43%	0.15%
4.99%	Marathon Asset Management Limited	10,826,188	€17.1m	0.7%	0.11%
4.72%	Castlefield Investments	10,250,000	€16.2m	-6.82%	2.05%
2.73%	Dimensional Fund Advisors LP	5,930,377	€9.4m	-0.6%	no data
1.87%	BlackRock, Inc.	4,052,043	€6.4m	-9.84%	no data
1.51%	Legal & General Investment Management Limited	3,272,700	€5.2m	-0.16%	no data
1.08%	UBS Asset Management AG	2,354,874	€3.7m	16.3%	no data
0.67%	Gerard Ryan	1,460,466	€2.3m	0%	no data
0.58%	The Vanguard Group, Inc.	1,265,337	€2.0m	0%	no data
0.58%	HBOS Investment Fund Managers Limited	1,263,636	€2.0m	-5.58%	0.01%
0.44%	Merrill Lynch & Co. Inc., Banking Investments	962,604	€1.5m	11.1%	no data
0.44%	Acadian Asset Management LLC	952,266	€1.5m	0%	no data
0.42%	International Personal Finance Plc, Employee Benefit Trust	918,796	€1.5m	-11.9%	no data
0.42%	River Global Investors LLP	905,803	€1.4m	48.1%	0.07%
0.38%	Swedbank Robur Fonder AB	831,215	€1.3m	-0.28%	no data
0.31%	Goldman Sachs Group, Investment Banking and Securities Investments	670,952	€1.1m	19.1%	no data
0.31%	Dowgate Wealth Limited	668,000	€1.1m	42.7%	0.64%
0.3%	JPMorgan Chase & Co, Brokerage and Securities Investments	655,888	€1.0m	3.47%	no data
0.28%	Cape Wrath Capital	614,662	€971.0k	47.1%	4.4%

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/26 17:07
End of Day Share Price	2024/12/23 00:00
Earnings	2024/06/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

International Personal Finance plc is covered by 22 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Graham Webster	Arden Partners Plc.
Prasaanna Jeyanandhan	Berenberg
Martin Price	BofA Global Research