Announcement • Aug 09
Repay Holdings Corporation Introduces Repay Voice For Natural Conversational Phone Payments Repay Holdings Corporation announced REPAY Voice, an AI-powered premium interactive voice response (IVR) solution that modernizes how consumers pay. Instead of callers using rigid menus and button presses, REPAY Voice enables natural, conversational interactions with a virtual agent that understands verbal instruction, applies customer-specific context, answers questions, and processes payments in real time. REPAY Voice leverages a sophisticated large language model to enable callers to speak naturally, reference their accounts, and complete payments without navigating frustrating menus or inflexible prompts. REPAY Voice is designed to help businesses reduce call abandonment and improve payment completion rates compared to traditional IVR experiences. With REPAY Voice, callers are greeted conversationally and can immediately state their intent. The AI-powered virtual agent recognizes the caller’s phone number, guides callers through identity verification, and presents current balance information and saved payment methods. Callers simply say what they want to do, and REPAY Voice understands, confirms details, and processes the payment securely. The solution is ideal for consumer lenders, utilities, government agencies, credit unions, banks, automotive finance providers, collection agencies, and servicing teams. These businesses can experience higher payment completion rates, lower call center volume, configurable call flows, and comprehensive payment support while offering their customers a convenient, flexible and pleasant payment experience. Announcement • Jul 28
Repay Holdings Corporation to Report Q2, 2026 Results on Aug 10, 2026 Repay Holdings Corporation announced that they will report Q2, 2026 results After-Market on Aug 10, 2026 Announcement • Jul 14
Repay Holdings Corporation Announces Appointment of Zachary F. Sadek as Independent Director, Effective July 13, 2026 Repay Holdings Corporation announced that Zachary F. Sadek had been appointed to its Board of Directors, effective July 13, 2026. Mr. Sadek is a Senior Partner at Parthenon Capital Partners, an affiliate of one of the Company’s largest stockholders, PCP Managers II L.P. (“Parthenon Capital”), a growth-oriented private equity firm that partners with management teams to develop and implement bold strategic visions to make companies leaders in their markets. He brings more than two decades of experience investing in and advising companies across the payments, financial technology, business services and software sectors. The appointment of Mr. Sadek expanded the Board to seven directors, six of whom qualify as independent within the meaning of the independent director guidelines of NASDAQ. Mr. Sadek was appointed in connection with a cooperation agreement between the Company and Parthenon Capital, following constructive engagement. The full agreement will be filed as an exhibit to a Current Report on Form 8-K with the U.S. Securities and Exchange Commission. Board Change • Jun 30
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 6 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Breakeven Date Change • Jun 30
Forecast to breakeven in 2028 The 4 analysts covering Repay Holdings expect the company to break even for the first time. New consensus forecast suggests the company will make a profit of US$4.37m in 2028. Average annual earnings growth of 120% is required to achieve expected profit on schedule. Announcement • Jun 19
Repay Holdings Corporation Completes Successful Proof of Concept For Stablecoin Payments Repay Holdings Corporation announced the successful completion of a proof of concept demonstrating stablecoin payment capabilities on its platform. The initiative marks a significant step in Repay Holdings Corporation's evaluation of blockchain-based payment methods for its clients and their customers. Repay Holdings Corporation's proof of concept is a fully operational demonstration of a consumer payment made over the Stellar blockchain network. The solution enables consumers holding funds in a compatible digital wallet to authorize transfers of USD Coin (USDC) — a regulated, fiat-collateralized stablecoin designed to maintain a 1:1 value with the U.S. dollar — directly to a Repay Holdings Corporation client's corresponding wallet. The proof of concept leverages Repay Holdings Corporation's existing platform to provide a user-friendly payment interface. Consumers can select USDC as a payment method, review transaction details, authorize payment through their preferred browser-based wallet extension, and view completed transaction records both on the Stellar network and within Repay Holdings Corporation. Once a consumer confirms a transaction, it is securely processed on the Stellar blockchain, and the client's wallet reflects the received funds shortly after confirmation on the network. Stablecoin payments offer the potential for faster settlement, lower transaction costs, and increased transparency for certain payment use cases compared to traditional payment rails. By building on the Stellar network — known for its speed and low fees — Repay Holdings Corporation is positioning itself to meet potential future demand for digital asset payment options among billers and their customers. Announcement • Jun 04
Forager Capital Intends to Vote Against All Director Nominees at Repay Holdings Corporation On June 3, 2026, Forager Capital Management issued a statement announcing that it intends to withhold its vote for each of the directors—Paul Garcia, Maryann Goebel, Pete Kight, Emnet Rios, and Richard Thornburgh—standing for election at Repay Holdings Corporation's 2026 annual meeting of stockholders, citing lack of substantive engagement by the Board and poor governance. Announcement • Jun 02
Repay Holdings Corporation Raises Earnings Guidance for 2026 Repay Holdings Corporation raised earnings guidance for 2026. For the period, the company expects revenue of $490 million - $500 million against previous guidance of $340 million - $346 million. Announcement • May 12
Repay Holdings Corporation, Annual General Meeting, Jun 10, 2026 Repay Holdings Corporation, Annual General Meeting, Jun 10, 2026. Announcement • May 05
Forager Capital Management LLC cancelled the acquisition of remaining 87.62% stake in Repay Holdings Corporation (NasdaqCM:RPAY) from Beckham Parent, L.P., Veradace Partners LP, a fund managed by Veradace Capital Management LLC, Private Management Group Inc, BlackRock, Inc. (NYSE:BLK), and others. Forager Capital Management LLC proposed to acquire remaining 87.62% stake in Repay Holdings Corporation (NasdaqCM:RPAY) from Beckham Parent, L.P., Veradace Partners LP, a fund managed by Veradace Capital Management LLC, Private Management Group Inc, BlackRock, Inc. (NYSE:BLK), and others for approximately $420 million on April 13, 2026. Under the terms of the acquisition, Forager Capital Management LLC will pay $4.8 in cash per share. The transaction will be financed through cash on hand of Forager Capital Management LLC. Upon completion, Forager Capital Management LLC will own 100% stake in Repay Holdings Corporation.
The transaction is subject to customary conditions, including receipt of required regulatory approvals and the execution of a definitive merger agreement. The proposal is not subject to a financing condition.
White & Case LLP acted as legal advisor to Forager Capital Management LLC. J.P. Morgan Securities LLC is serving as financial advisor, Troutman Pepper Locke LLP and Sullivan & Cromwell LLP are serving as legal counsel to Repay Holdings Corporation.
Forager Capital Management LLC cancelled the acquisition of remaining 87.62% stake in Repay Holdings Corporation (NasdaqCM:RPAY) from Beckham Parent, L.P., Veradace Partners LP, a fund managed by Veradace Capital Management LLC, Private Management Group Inc, BlackRock, Inc. (NYSE:BLK), and others for approximately $420 million on May 4, 2026. Repay announced that its Board of Directors unanimously rejected the unsolicited, non-binding proposal from Forager Capital Management, LLC, a stockholder of the Company, to acquire the outstanding shares of the Company for $4.80 per share in cash. Announcement • May 01
Veradace Partners L.P. Issues a Notice to Repay Holdings Corporation On April 28, 2026, Veradace Partners L.P. announced that on April 25, 2026, it has delivered a notice to Repay Holdings Corporation of its nomination of Alexander Vezendan who is Chief Investment Officer at the General Partner of the Fund and William Jacobs is Chief Executive Officer of Green Dot Corporation and a Former Independent Board Member at the Company for election at the 2026 annual meeting of stockholders. In addition, Veradace believes the board has a fiduciary obligation to waive the deadline for nominations at the 2026 Annual Meeting given the material change in circumstances facing the Company’s stockholders. Announcement • Apr 29
Repay Holdings Corporation Provides Preliminary Earnings Guidance for the First Quarter Ended March 31, 2026; Reiterates Earnings Guidance for the Year 2026 Repay Holdings Corporation provided preliminary earnings guidance for the first quarter ended March 31, 2026. For the quarter, the company's revenue is expected to be $80.5 million to $81.0 million, representing approximately 4% growth year-over-year.
For the year, the company reiterates earnings guidance for the year 2026. For the year, the company revised revenue of $340 million to $346 million compared to previous guidance of $340 million to $346 million. Announcement • Apr 21
Repay Holdings Corporation to Report Q1, 2026 Results on May 04, 2026 Repay Holdings Corporation announced that they will report Q1, 2026 results After-Market on May 04, 2026 Announcement • Apr 17
Forager Capital Management LLC proposed to acquire remaining 86.48% stake in Repay Holdings Corporation (NasdaqCM:RPAY) for approximately $390 million. Forager Capital Management LLC proposed to acquire remaining 86.48% stake in Repay Holdings Corporation (NasdaqCM:RPAY) for approximately $390 million on April 13, 2026. Under the terms of the acquisition, Forager Capital Management LLC will pay $4.8 in cash per share. The transaction will be financed through cash on hand of Forager Capital Management LLC. Upon completion, Forager Capital Management LLC will own 100% stake in Repay Holdings Corporation.
The transaction is subject to customary conditions, including receipt of required regulatory approvals and the execution of a definitive merger agreement. The proposal is not subject to a financing condition.
White & Case LLP acted as legal advisor to Forager Capital Management LLC. Announcement • Mar 31
Repay Holdings Corporation (NasdaqCM:RPAY) entered into definitive agreement to acquire Kubra Data Transfer Ltd. for approximately $372 million. Repay Holdings Corporation (NasdaqCM:RPAY) announced a definitive agreement to acquire Kubra Data Transfer Ltd. from Hearst Communications, Inc. for approximately $372 million on March 30, 2026. A cash consideration of $372 million will be paid by Repay Holdings Corporation. As part of consideration, $372 million is paid towards common equity of Kubra Data Transfer Ltd. The transaction will be financed with a combination of cash on hand senior debt of $600 million.
The transaction is subject to regulatory approvals in the U.S. and Canada and certain customary closing conditions. The expected completion of the transaction is April 1, 2026 to June 30, 2026.
Truist Securities, Inc. acted as financial advisor for Repay Holdings Corporation. Troutman Pepper Locke LLP acted as legal advisor for Repay Holdings Corporation. Financial Technology Partners LP acted as financial advisor for Kubra Data Transfer Ltd. Clifford Chance US LLP acted as legal advisor for Kubra Data Transfer Ltd. New Risk • Mar 26
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of German stocks, typically moving 8.4% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 22% per year over the past 5 years. Minor Risks Currently unprofitable and not forecast to become profitable next year (US$25m net loss next year). Share price has been volatile over the past 3 months (8.4% average weekly change). New Risk • Mar 10
New major risk - Revenue and earnings growth Earnings have declined by 22% per year over the past 5 years. This is considered a major risk. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. If profits are declining over an extended period, then in most cases the share price will decline over time unless the company can turn around its fortunes. A trend of falling earnings can be very difficult to turn around. If the company is well already established it may also be a sign the company has matured and is in decline. In addition, if the company pays dividends it will also likely need to reduce or cut them, striking a dual blow to total shareholder returns. Currently, the following risks have been identified for the company: Major Risk Earnings have declined by 22% per year over the past 5 years. Minor Risk Currently unprofitable and not forecast to become profitable next year (US$25m net loss next year). Reported Earnings • Mar 10
Full year 2025 earnings released: US$3.00 loss per share (vs US$0.11 loss in FY 2024) Full year 2025 results: US$3.00 loss per share (further deteriorated from US$0.11 loss in FY 2024). Revenue: US$309.3m (down 1.2% from FY 2024). Net loss: US$256.7m (loss widened US$246.6m from FY 2024). Revenue is forecast to grow 7.6% p.a. on average during the next 3 years, compared to a 16% growth forecast for the Diversified Financial industry in Germany. Announcement • Mar 03
Repay Holdings Corporation to Report Q4, 2025 Results on Mar 09, 2026 Repay Holdings Corporation announced that they will report Q4, 2025 results After-Market on Mar 09, 2026 Announcement • Feb 13
Repay Holdings Corporation Announces Departure of Shaler V. Alias as President, Co-Founder and Board Member, Effective February 27, 2026 Repay Holdings Corporation announced that Shaler V. Alias will depart from the company, as co-founder and president, effective February 27, 2026 as part of a mutual and amicable transition. Mr. Alias will also step down from the Board of Directors at that time. Mr. Alias co-founded REPAY in 2006 alongside Chief Executive Officer John Morris and has served as President since 2008. During his tenure, Mr. Alias played a central role in shaping REPAY’s strategy, culture and growth. Announcement • Dec 14
Repay Holdings Corporation Announces Termination of Jacob H. Moore as Executive Vice President Consumer Payments, Effective December 23, 2025 Repay Holdings Corporation notified Jacob H. Moore, the Company's Executive Vice President Consumer Payments, that his employment will end effective December 23, 2025. Reported Earnings • Nov 14
Third quarter 2025 earnings released: US$0.078 loss per share (vs US$0.037 profit in 3Q 2024) Third quarter 2025 results: US$0.078 loss per share (down from US$0.037 profit in 3Q 2024). Revenue: US$77.7m (down 1.8% from 3Q 2024). Net loss: US$6.41m (down 298% from profit in 3Q 2024). Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 20% growth forecast for the Diversified Financial industry in Germany. Board Change • Nov 14
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 7 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Oct 29
Repay Holdings Corporation Announces Resignation of Robert H. Hartheimer from the Board of Directors, Effective October 27, 2025 On October 27, 2025, Robert H. Hartheimer tendered notice of his decision to resign from the Board of Directors (the “Board”) of Repay Holdings Corporation (the “Company”), effective immediately. Mr. Hartheimer’s resignation from the Board is not the result of any disagreements between Mr. Hartheimer and the Company relating to the Company’s operations, policies, or practices. Announcement • Oct 28
Repay Holdings Corporation to Report Q3, 2025 Results on Nov 10, 2025 Repay Holdings Corporation announced that they will report Q3, 2025 results After-Market on Nov 10, 2025 Reported Earnings • Aug 12
Second quarter 2025 earnings released: US$1.15 loss per share (vs US$0.044 loss in 2Q 2024) Second quarter 2025 results: US$1.15 loss per share (further deteriorated from US$0.044 loss in 2Q 2024). Revenue: US$75.6m (up 1.0% from 2Q 2024). Net loss: US$102.3m (loss widened US$98.2m from 2Q 2024). Revenue is forecast to grow 4.1% p.a. on average during the next 3 years, compared to a 12% growth forecast for the Diversified Financial industry in Germany. Board Change • Aug 08
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Jul 29
Repay Holdings Corporation to Report Q2, 2025 Results on Aug 11, 2025 Repay Holdings Corporation announced that they will report Q2, 2025 results After-Market on Aug 11, 2025 Board Change • Jun 25
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 8 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Recent Insider Transactions • May 17
CEO, Co-Founder & Director recently bought €914k worth of stock On the 15th of May, John Morris bought around 250k shares on-market at roughly €3.66 per share. This transaction amounted to 10% of their direct individual holding at the time of the trade. This was the largest purchase by an insider in the last 3 months. This was John's only on-market trade for the last 12 months. Reported Earnings • May 13
First quarter 2025 earnings released: US$0.089 loss per share (vs US$0.057 loss in 1Q 2024) First quarter 2025 results: US$0.089 loss per share (further deteriorated from US$0.057 loss in 1Q 2024). Revenue: US$77.3m (down 4.2% from 1Q 2024). Net loss: US$7.95m (loss widened 53% from 1Q 2024). Revenue is forecast to grow 5.8% p.a. on average during the next 3 years, compared to a 11% growth forecast for the Diversified Financial industry in Germany. Announcement • May 01
Repay Holdings Corporation, Annual General Meeting, Jun 12, 2025 Repay Holdings Corporation, Annual General Meeting, Jun 12, 2025. Board Change • Apr 28
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Apr 26
Repay Holdings Corporation Announces Chief Financial Officer Changes Repay Holdings Corporation announced that Tim Murphy will be stepping down from his role as Chief Financial Officer to pursue an opportunity outside of the payments industry with a private equity-backed company. Mr. Murphy has served as the Chief Financial Officer of REPAY since 2014, and helped guide the company to its successful public listing in 2019 while also completing eleven acquisitions during his tenure. Mr. Murphy will remain with the Company until May 15, 2025 to help facilitate a smooth transition. Upon his departure from the Company, Thomas Sullivan will be appointed as Interim Chief Financial Officer until a permanent replacement can be identified. Mr. Sullivan is currently the Company’s Chief Accounting Officer. Announcement • Apr 25
Repay Holdings Corporation to Report Q1, 2025 Results on May 12, 2025 Repay Holdings Corporation announced that they will report Q1, 2025 results on May 12, 2025 New Risk • Mar 05
New minor risk - Profitability The company is currently unprofitable and not forecast to become profitable over the next 2 years. Trailing 12-month net loss: US$10m Forecast net loss in 2 years: US$948k This is considered a minor risk. Companies that are not profitable are more likely to be burning through cash and less likely to be well established. Ultimately, shareholders want to see a good return on their investment and that generally comes from sharing in the company's profits. Without profits, the company is under pressure to grow significantly while potentially having to reduce costs and possibly needing to take on debt or raise capital to remain afloat. Currently, the following risks have been identified for the company: Major Risk Shares are highly illiquid. Minor Risk Currently unprofitable and not forecast to become profitable over next 2 years (US$948k net loss in 2 years). Board Change • Feb 21
Insufficient new directors No new directors have joined the board in the last 3 years. The company's board is composed of: No new directors. 9 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Feb 18
Repay Holdings Corporation to Report Q4, 2024 Results on Mar 03, 2025 Repay Holdings Corporation announced that they will report Q4, 2024 results at 4:00 PM, US Eastern Standard Time on Mar 03, 2025 Board Change • Nov 28
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Announcement • Nov 14
Repay Holdings Corporation Updates Earnings Guidance for Full Year 2024 Repay Holdings Corporation updated earnings guidance for full year 2024. For the period, the company expects to be in the range of $314 million to $320 million. Reported Earnings • Nov 13
Third quarter 2024 earnings released: EPS: US$0.037 (vs US$0.068 loss in 3Q 2023) Third quarter 2024 results: EPS: US$0.037 (up from US$0.068 loss in 3Q 2023). Revenue: US$79.1m (up 6.5% from 3Q 2023). Net income: US$3.24m (up US$9.41m from 3Q 2023). Profit margin: 4.1% (up from net loss in 3Q 2023). Revenue is forecast to grow 6.8% p.a. on average during the next 3 years, compared to a 13% growth forecast for the Diversified Financial industry in Germany. Announcement • Oct 25
Repay Holdings Corporation to Report Q3, 2024 Results on Nov 12, 2024 Repay Holdings Corporation announced that they will report Q3, 2024 results After-Market on Nov 12, 2024 Board Change • Oct 16
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. Recent Insider Transactions • Sep 07
Insider recently sold €1.5m worth of stock On the 5th of September, Jacob Moore sold around 205k shares on-market at roughly €7.46 per share. This transaction amounted to 59% of their direct individual holding at the time of the trade. This was the largest sale by an insider in the last 3 months. Insiders have been net sellers, collectively disposing of €1.9m more than they bought in the last 12 months. Reported Earnings • Aug 09
Second quarter 2024 earnings released: US$0.044 loss per share (vs US$0.052 loss in 2Q 2023) Second quarter 2024 results: US$0.044 loss per share (improved from US$0.052 loss in 2Q 2023). Revenue: US$74.9m (up 4.4% from 2Q 2023). Net loss: US$4.07m (loss narrowed 12% from 2Q 2023). Revenue is forecast to grow 8.0% p.a. on average during the next 3 years, compared to a 14% growth forecast for the Diversified Financial industry in Germany. Announcement • Jul 26
Repay Holdings Corporation to Report Q2, 2024 Results on Aug 08, 2024 Repay Holdings Corporation announced that they will report Q2, 2024 results After-Market on Aug 08, 2024 Board Change • Jul 05
Insufficient new directors There is 1 new director who has joined the board in the last 3 years. The company's board is composed of: 1 new director. 8 experienced directors. No highly experienced directors. Independent Director Emnet Rios was the last director to join the board, commencing their role in 2022. The company’s insufficient board refreshment is considered a risk according to the Simply Wall St Risk Model. 
