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Updated 1d ago
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SCB X Public Company LimitedDB:OU8 Stock Report

Market Cap €13.2b
Updated 1d ago
Share Price
n/a
1Y10.1%
7D1.6%
1D3.3%
Portfolio Value
​
View

SCB X Public Company Limited

DB:OU8 Stock Report

Market Cap: €13.2b

  • Company Overview
    • Valuation
    • Future Growth
    • Past Performance
    • Financial Health
    • Dividend
  • Management
  • Ownership
  • Other Information
  • Stock Community

SCB X (OU8) Stock Overview

Engages in the banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally. More details

OU8 fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance2/6
Financial Health5/6
Dividends5/6

Rewards

Trading at 13.9% below our estimate of its fair value

Earnings are forecast to grow 5.15% per year

Trading at good value compared to peers and industry

Risk Analysis

Unstable dividend track record


OU8 Community Fair Values

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€
Current Price
€3.7216.0% undervalued intrinsic discount
%/yr
Decrease
Increase
PastFuture0198b2016201920222025202620282031Revenue ฿198.1bEarnings ฿68.9b
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SCB X Public Company Limited Competitors

Commerzbank

Symbol: XTRA:CBK
Market cap: €46.2b

ProCredit Holding

Symbol: XTRA:PCZ
Market cap: €511.2m

UmweltBank

Symbol: XTRA:UBK
Market cap: €158.5m

Merkur PrivatBank KgaA

Symbol: XTRA:MBK
Market cap: €94.1m

Price History & Performance

Summary of share price highs, lows and changes for SCB X
Historical stock prices
Current Share Price฿3.72
52 Week High฿4.42
52 Week Low฿3.18
Beta0.082
1 Month Change-2.62%
3 Month Change3.91%
1 Year Change10.06%
3 Year Change27.40%
5 Year Changen/a
Change since IPO27.16%

Recent News & Updates

Recent updates

Shareholder Returns

OU8DE BanksDE Market
7D1.6%-1.1%-2.2%
1Y10.1%36.2%3.4%

Return vs Industry: OU8 underperformed the German Banks industry which returned 37.6% over the past year.

Return vs Market: OU8 exceeded the German Market which returned 4% over the past year.

Price Volatility

Is OU8's price volatile compared to industry and market?
OU8 volatility
OU8 Average Weekly Movement4.0%
Banks Industry Average Movement3.1%
Market Average Movement5.0%
10% most volatile stocks in DE Market12.3%
10% least volatile stocks in DE Market2.5%

Stable Share Price: OU8 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: OU8's weekly volatility has decreased from 10% to 4% over the past year.

About the Company

FoundedEmployeesCEOWebsite
1906n/aArthid Nanthawithayawww.scbx.com

SCB X Public Company Limited engages in the banking, consumer and digital finance, and platform and technology businesses in Thailand and internationally. It operates through Corporate, SME, Retail, and Others segments. The company offers commercial banking and associated financial management services; CardX for credit and personal loans; AutoX for vehicle title loans; MONIX for digital lending through the FINNIX app; ABACUS Digital for digital lending through the Money Thunder app; Alpha X for luxury financing services; InnovestX, an integrated investing platform; SCB 10X, a technology investment arm; Token X, an initial coin offering portal; and Point X, a point redemption service.

SCB X Public Company Limited Fundamentals Summary

How do SCB X's earnings and revenue compare to its market cap?
OU8 fundamental statistics
Market cap€13.21b
Earnings (TTM)€1.13b
Revenue (TTM)€3.26b
11.6x
P/E Ratio
1.1x
P/B Ratio

Is OU8 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
OU8 income statement (TTM)
Revenue฿125.17b
Cost of Revenue฿0
Gross Profit฿125.17b
Other Expenses฿81.65b
Earnings฿43.51b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

n/a

Earnings per share (EPS)12.92
Gross Margin100.00%
Net Profit Margin34.76%
Debt/Equity Ratio35.5%

How did OU8 perform over the long term?

See historical performance and comparison

Dividends

7.5%
Current Dividend Yield
72%
Payout Ratio

Does OU8 pay a reliable dividends?

See OU8 dividend history and benchmarks
When do you need to buy OU8 by to receive an upcoming dividend?
SCB X dividend dates
Ex Dividend DateSep 08 2026
Dividend Pay DateSep 25 2026
Days until Ex dividend7 days
Days until Dividend pay date10 days

Does OU8 pay a reliable dividends?

See OU8 dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/09/14 09:47
End of Day Share Price 2026/09/14 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
  • SEC Form 10-K
  • SEC Form 10-Q
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
  • Analyst Research Reports
  • Blue Matrix
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
  • ICE Market Data
  • SEC Form S-1
Ownership10 years
  • Top shareholders
  • Insider trading
  • SEC Form 4
  • SEC Form 13D
Management10 years
  • Leadership team
  • Board of directors
  • SEC Form 10-K
  • SEC Form DEF 14A
Key Developments10 years
  • Company announcements
  • SEC Form 8-K

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

SCB X Public Company Limited is covered by 44 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Usanee LiurutAsia Plus Securities Company Limited
Kevin KwekBernstein
Sarachada SornsongBofA Global Research

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