SCB X Balance Sheet Health
Financial Health criteria checks 5/6
SCB X has total assets of THB3,484.3B and total equity of THB478.5B. Total deposits are THB2,457.3B, and total loans are THB2,289.3B. It earns a Net Interest Margin of 3.7%. It has sufficient allowance for bad loans, which are currently at 3.9% of total loans. Cash and short-term investments are THB614.8B.
Key information
7.3x
Asset to equity ratio
3.7%
Net interest margin
| Total deposits | ฿2.46t |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿614.81b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: OU8's Assets to Equity ratio (7.3x) is low.
Allowance for Bad Loans: OU8 has a sufficient allowance for bad loans (157%).
Low Risk Liabilities: 82% of OU8's liabilities are made up of primarily low risk sources of funding.
Loan Level: OU8 has an appropriate level of Loans to Assets ratio (66%).
Low Risk Deposits: OU8's Loans to Deposits ratio (93%) is appropriate.
Level of Bad Loans: OU8 has a high level of bad loans (3.9%).