OFR Stock Overview
Operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 1/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
Community vs My Fair Value
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Orrstown Financial Services, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.80 |
| 52 Week High | US$38.60 |
| 52 Week Low | US$21.40 |
| Beta | 0.76 |
| 1 Month Change | 3.33% |
| 3 Month Change | -10.14% |
| 1 Year Change | 0.81% |
| 3 Year Change | 11.71% |
| 5 Year Change | n/a |
| Change since IPO | 121.43% |
Recent News & Updates
Recent updates
Shareholder Returns
| OFR | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 6.9% | 1.1% | 3.4% |
| 1Y | 0.8% | 26.6% | 15.0% |
Return vs Industry: OFR underperformed the German Banks industry which returned 26.6% over the past year.
Return vs Market: OFR underperformed the German Market which returned 15% over the past year.
Price Volatility
| OFR volatility | |
|---|---|
| OFR Average Weekly Movement | 11.9% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.3% |
| 10% most volatile stocks in DE Market | 12.9% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: OFR's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: OFR's weekly volatility (12%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1919 | 619 | Tom Quinn | www.orrstown.com |
Orrstown Financial Services, Inc. operates as the financial holding company for Orrstown Bank that provides commercial banking and financial advisory services to retail, commercial, non-profit, and government clients in the United States. It accepts various deposits, including checking, savings, time, demand, and money market deposits, as well as certificates of deposit. The company also offers commercial loans, such as commercial real estate, equipment, construction, working capital, and other commercial purpose loans, as well as industrial loans; consumer loans, such as home equity and other consumer loans, as well as home equity lines of credit; residential mortgage loans; acquisition and development loans; municipal loans; and installment and other loans.
Orrstown Financial Services, Inc. Fundamentals Summary
| OFR fundamental statistics | |
|---|---|
| Market cap | €517.44m |
| Earnings (TTM) | €27.75m |
| Revenue (TTM) | €179.22m |
18.5x
P/E Ratio1.1x
P/B RatioIs OFR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| OFR income statement (TTM) | |
|---|---|
| Revenue | US$203.87m |
| Cost of Revenue | US$0 |
| Gross Profit | US$203.87m |
| Other Expenses | US$172.30m |
| Earnings | US$31.57m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.62 |
| Gross Margin | 100.00% |
| Net Profit Margin | 15.49% |
| Debt/Equity Ratio | 36.1% |
How did OFR perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield49%
Payout RatioDoes OFR pay a reliable dividends?
See OFR dividend history and benchmarks| Orrstown Financial Services dividend dates | |
|---|---|
| Ex Dividend Date | May 06 2025 |
| Dividend Pay Date | May 13 2025 |
| Days until Ex dividend | 1 day |
| Days until Dividend pay date | 6 days |
Does OFR pay a reliable dividends?
See OFR dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/06 03:45 |
| End of Day Share Price | 2025/05/06 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Orrstown Financial Services, Inc. is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| James Beury | Boenning & Scattergood, Inc. |
| David Bishop | Hovde Group, LLC |
| Daniel Cardenas | Janney Montgomery Scott LLC |