Orrstown Financial Services Past Earnings Performance
Past criteria checks 1/6
Orrstown Financial Services has been growing earnings at an average annual rate of 7.2%, while the Banks industry saw earnings growing at 17.4% annually. Revenues have been growing at an average rate of 7.2% per year. Orrstown Financial Services's return on equity is 3.1%, and it has net margins of 10.8%.
Key information
7.2%
Earnings growth rate
7.6%
EPS growth rate
| Banks Industry Growth | 10.6% |
| Revenue growth rate | 7.2% |
| Return on equity | 3.1% |
| Net Margin | 10.8% |
| Last Earnings Update | 30 Sep 2024 |
Recent past performance updates
Recent updates
Revenue & Expenses Breakdown
How Orrstown Financial Services makes and spends money. Based on latest reported earnings, on an LTM basis.
Earnings and Revenue History
| Date | Revenue | Earnings | G+A Expenses | R&D Expenses |
|---|---|---|---|---|
| 30 Sep 24 | 148 | 16 | 91 | 0 |
| 30 Jun 24 | 130 | 33 | 74 | 0 |
| 31 Mar 24 | 130 | 35 | 73 | 0 |
| 31 Dec 23 | 129 | 36 | 71 | 0 |
| 30 Sep 23 | 130 | 38 | 71 | 0 |
| 30 Jun 23 | 128 | 24 | 71 | 0 |
| 31 Mar 23 | 124 | 23 | 70 | 0 |
| 31 Dec 22 | 122 | 22 | 69 | 0 |
| 30 Sep 22 | 118 | 19 | 68 | 0 |
| 30 Jun 22 | 116 | 31 | 67 | 0 |
| 31 Mar 22 | 114 | 31 | 65 | 0 |
| 31 Dec 21 | 115 | 33 | 64 | 0 |
| 30 Sep 21 | 117 | 36 | 62 | 0 |
| 30 Jun 21 | 114 | 34 | 60 | 0 |
| 31 Mar 21 | 112 | 32 | 60 | 0 |
| 31 Dec 20 | 107 | 26 | 62 | 0 |
| 30 Sep 20 | 102 | 21 | 63 | 0 |
| 30 Jun 20 | 103 | 23 | 63 | 0 |
| 31 Mar 20 | 103 | 19 | 62 | 0 |
| 31 Dec 19 | 97 | 17 | 58 | 0 |
| 30 Sep 19 | 92 | 14 | 54 | 0 |
| 30 Jun 19 | 83 | 11 | 50 | 0 |
| 31 Mar 19 | 75 | 12 | 48 | 0 |
| 31 Dec 18 | 72 | 13 | 47 | 0 |
| 30 Sep 18 | 68 | 12 | 45 | 0 |
| 30 Jun 18 | 67 | 10 | 45 | 0 |
| 31 Mar 18 | 65 | 10 | 45 | 0 |
| 31 Dec 17 | 63 | 8 | 43 | 0 |
| 30 Sep 17 | 62 | 10 | 43 | 0 |
| 30 Jun 17 | 59 | 9 | 43 | 0 |
| 31 Mar 17 | 56 | 6 | 41 | 0 |
| 31 Dec 16 | 56 | 7 | 40 | 0 |
| 30 Sep 16 | 54 | 6 | 38 | 0 |
| 30 Jun 16 | 54 | 7 | 38 | 0 |
| 31 Mar 16 | 54 | 8 | 37 | 0 |
| 31 Dec 15 | 54 | 8 | 37 | 0 |
| 30 Sep 15 | 55 | 26 | 37 | 0 |
| 30 Jun 15 | 57 | 28 | 36 | 0 |
| 31 Mar 15 | 57 | 30 | 36 | 0 |
| 31 Dec 14 | 57 | 29 | 36 | 0 |
| 30 Sep 14 | 57 | 13 | 35 | 0 |
| 30 Jun 14 | 53 | 10 | 34 | 0 |
| 31 Mar 14 | 53 | 10 | 33 | 0 |
| 31 Dec 13 | 52 | 10 | 34 | 0 |
Quality Earnings: OFR has a large one-off loss of $20.1M impacting its last 12 months of financial results to 30th September, 2024.
Growing Profit Margin: OFR's current net profit margins (10.8%) are lower than last year (29%).
Free Cash Flow vs Earnings Analysis
Past Earnings Growth Analysis
Earnings Trend: OFR's earnings have grown by 7.2% per year over the past 5 years.
Accelerating Growth: OFR's has had negative earnings growth over the past year, so it can't be compared to its 5-year average.
Earnings vs Industry: OFR had negative earnings growth (-57.5%) over the past year, making it difficult to compare to the Banks industry average (13%).
Return on Equity
High ROE: OFR's Return on Equity (3.1%) is considered low.