KIFF Stock Overview

Engages in the provision of various banking products and services for commercial and public customers in Thailand. More details

KIFF fundamental analysis
Snowflake Score
Valuation	4/6
Future Growth	2/6
Past Performance	1/6
Financial Health	5/6
Dividends	5/6

Rewards

Trading at 38.3% below our estimate of its fair value

Earnings are forecast to grow 11.59% per year

Risk Analysis

Unstable dividend track record

My Notes

Capture your thoughts, links and company narrative

Kiatnakin Phatra Bank Public Company Limited Competitors

ProCredit Holding

XTRA:PCZ

€465.3m

Merkur PrivatBank KgaA

XTRA:MBK

€105.8m

Commerzbank

XTRA:CBK

€18.1b

Bank Dhofar SAOG

MSM:BKDB

ر.ع479.4m

Price History & Performance

Summary of share price highs, lows and changes for Kiatnakin Phatra Bank
Historical stock prices
Current Share Price	฿1.36
52 Week High	฿1.48
52 Week Low	฿0.94
Beta	0.66
1 Month Change	-2.86%
3 Month Change	2.26%
1 Year Change	7.94%
3 Year Change	-12.26%
5 Year Change	-29.17%
Change since IPO	-28.04%

Recent updates

Shareholder Returns

	KIFF	DE Banks	DE Market
7D	-2.2%	-2.0%	-2.0%
1Y	7.9%	19.1%	6.9%

Return vs Industry: KIFF underperformed the German Banks industry which returned 19.1% over the past year.

Return vs Market: KIFF exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is KIFF's price volatile compared to industry and market?
KIFF volatility
KIFF Average Weekly Movement	4.8%
Banks Industry Average Movement	3.1%
Market Average Movement	4.9%
10% most volatile stocks in DE Market	11.3%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: KIFF has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: KIFF's weekly volatility (5%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1971	n/a	Aphinant Klewpatinond	bank.kkpfg.com

Kiatnakin Phatra Bank Public Company Limited, together with its subsidiaries, engages in the provision of various banking products and services for commercial and public customers in Thailand. The company operates through Commercial Banking Business, Capital Market Business, and Debt Restructuring segments. Its deposit products include current, savings, and fixed deposit accounts, as well as certificates of deposit.

Kiatnakin Phatra Bank Public Company Limited Fundamentals Summary

How do Kiatnakin Phatra Bank's earnings and revenue compare to its market cap?
KIFF fundamental statistics
Market cap	€1.18b
Earnings (TTM)	€119.04m
Revenue (TTM)	€615.51m

9.9x

P/E Ratio

0.7x

P/B Ratio

Is KIFF overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
KIFF income statement (TTM)
Revenue	฿21.97b
Cost of Revenue	฿0
Gross Profit	฿21.97b
Other Expenses	฿17.72b
Earnings	฿4.25b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	5.08
Gross Margin	100.00%
Net Profit Margin	19.34%
Debt/Equity Ratio	126.3%

How did KIFF perform over the long term?

See historical performance and comparison

Dividends

6.0%

Current Dividend Yield

60%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2024/12/23 02:36
End of Day Share Price	2024/12/23 00:00
Earnings	2024/09/30
Annual Earnings	2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Kiatnakin Phatra Bank Public Company Limited is covered by 38 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
Usanee Liurut	Asia Plus Securities Company Limited
Wannapa Asavatevavith	BNP Paribas Securities (Asia)
Anakepong Putthapibal	Bualuang Securities PCL