Kiatnakin Phatra Bank Balance Sheet Health
Financial Health criteria checks 5/6
Kiatnakin Phatra Bank has total assets of THB515.6B and total equity of THB62.0B. Total deposits are THB344.2B, and total loans are THB359.6B. It earns a Net Interest Margin of 4.6%. It has sufficient allowance for bad loans, which are currently at 3.7% of total loans. Cash and short-term investments are THB41.5B.
Key information
8.3x
Asset to equity ratio
4.6%
Net interest margin
| Total deposits | ฿344.23b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 3.7% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | ฿41.53b |
Recent financial health updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: KIFF's Assets to Equity ratio (8.3x) is low.
Allowance for Bad Loans: KIFF has a sufficient allowance for bad loans (131%).
Low Risk Liabilities: 76% of KIFF's liabilities are made up of primarily low risk sources of funding.
Loan Level: KIFF has an appropriate level of Loans to Assets ratio (70%).
Low Risk Deposits: KIFF's Loans to Deposits ratio (104%) is appropriate.
Level of Bad Loans: KIFF has a high level of bad loans (3.7%).