BSP Financial Group (K0Y) Stock Overview

Provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. More details

K0Y fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	0/6
Past Performance	6/6
Financial Health	5/6
Dividends	3/6

Rewards

Price-To-Earnings ratio (10x) is below the German market (17.3x)

Earnings grew by 12.9% over the past year

Risk Analysis

Unstable dividend track record

K0Y Community Fair Values

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BSP Financial Group Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for BSP Financial Group
Historical stock prices
Current Share Price	AU$4.96
52 Week High	AU$5.07
52 Week Low	AU$4.77
Beta	0.11
1 Month Change	1.31%
3 Month Change	n/a
1 Year Change	n/a
3 Year Change	n/a
5 Year Change	n/a
Change since IPO	4.06%

Recent News & Updates

No updates

Recent updates

No updates

Shareholder Returns

	K0Y	DE Banks	DE Market
7D	1.6%	2.1%	0.1%
1Y	n/a	44.5%	-0.5%

Return vs Industry: Insufficient data to determine how K0Y performed against the German Banks industry.

Return vs Market: Insufficient data to determine how K0Y performed against the German Market.

Price Volatility

Is K0Y's price volatile compared to industry and market?
K0Y volatility
K0Y Average Weekly Movement	1.6%
Banks Industry Average Movement	3.4%
Market Average Movement	5.3%
10% most volatile stocks in DE Market	12.7%
10% least volatile stocks in DE Market	2.7%

Stable Share Price: K0Y has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: Insufficient data to determine K0Y's volatility change over the past year.

About the Company

Founded	Employees	CEO	Website
1957	4,813	Mark Robinson	www.bsp.com.pg

BSP Financial Group Limited provides commercial banking and financial services in Papua New Guinea, Fiji, Solomon Islands, Cook Islands, Tonga, Samoa, Vanuatu, Cambodia, and Laos. It offers personal banking services, such as saving accounts and term deposits; personal, education, and personal asset loans; and life, health, and mortgage insurance products. The company also provides business banking services, including business, solicitor’s trust, and SME business current and deposit accounts; business overdrafts; insurance premium funding; and asset financing, bridging, tailored business, commercial property investment, residential property investment, construction development, seasonal finance, and SME business and package loans.

BSP Financial Group Limited Fundamentals Summary

How do BSP Financial Group's earnings and revenue compare to its market cap?
K0Y fundamental statistics
Market cap	€2.35b
Earnings (TTM)	€233.52m
Revenue (TTM)	€655.92m

10.0x

P/E Ratio

2.3x

P/B Ratio

Is K0Y overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
K0Y income statement (TTM)
Revenue	K3.29b
Cost of Revenue	K0
Gross Profit	K3.29b
Other Expenses	K2.12b
Earnings	K1.17b

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

Aug 21, 2026

Earnings per share (EPS)	2.51
Gross Margin	100.00%
Net Profit Margin	35.60%
Debt/Equity Ratio	0.8%

How did K0Y perform over the long term?

See historical performance and comparison

Dividends

7.5%

Current Dividend Yield

75%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/07/23 01:38
End of Day Share Price	2026/07/23 00:00
Earnings	2025/12/31
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BSP Financial Group Limited is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.