F.N.B (DB:FN2) - Stock Price, News & Analysis

FN2 Stock Overview

A bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. More details

FN2 fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	2/6
Past Performance	2/6
Financial Health	6/6
Dividends	4/6

Rewards

Trading at 42.6% below our estimate of its fair value

Earnings are forecast to grow 16.35% per year

Pays a reliable dividend of 2.8%

Risk Analysis

No risks detected for FN2 from our risk checks.

F.N.B. Corporation Competitors

Commerzbank

XTRA:CBK

€17.1b

Valley National Bancorp

NasdaqGS:VLY

US$6.0b

UMB Financial

NasdaqGS:UMBF

US$6.2b

Bank OZK

NasdaqGS:OZK

US$5.7b

Price History & Performance

Summary of all time highs, changes and price drops for F.N.B
Historical stock prices
Current Share Price	US$16.40
52 Week High	US$16.40
52 Week Low	US$10.80
Beta	0.98
11 Month Change	22.39%
3 Month Change	23.31%
1 Year Change	51.85%
33 Year Change	60.78%
5 Year Change	50.46%
Change since IPO	46.36%

Recent updates

Shareholder Returns

	FN2	DE Banks	DE Market
7D	9.3%	-2.0%	1.1%
1Y	51.9%	18.7%	7.2%

Return vs Industry: FN2 exceeded the German Banks industry which returned 18.7% over the past year.

Return vs Market: FN2 exceeded the German Market which returned 7.2% over the past year.

Price Volatility

Is FN2's price volatile compared to industry and market?
FN2 volatility
FN2 Average Weekly Movement	6.3%
Banks Industry Average Movement	3.0%
Market Average Movement	4.8%
10% most volatile stocks in DE Market	10.9%
10% least volatile stocks in DE Market	2.4%

Stable Share Price: FN2 has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: FN2's weekly volatility (6%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1864	4,118	Vince Delie	www.fnb-online.com

F.N.B. Corporation, a bank and financial holding company, provides a range of financial products and services primarily to consumers, corporations, governments, and small- to medium-sized businesses in the United States. The company operates through three segments: Community Banking, Wealth Management, and Insurance.

F.N.B. Corporation Fundamentals Summary

How do F.N.B's earnings and revenue compare to its market cap?
FN2 fundamental statistics
Market cap	€5.85b
Earnings (TTM)	€377.09m
Revenue (TTM)	€1.41b

15.5x

P/E Ratio

1.0x

P/B Ratio

Is FN2 overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FN2 income statement (TTM)
Revenue	US$1.49b
Cost of Revenue	US$0
Gross Profit	US$1.49b
Other Expenses	US$1.09b
Earnings	US$397.98m

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)	1.11
Gross Margin	100.00%
Net Profit Margin	26.66%
Debt/Equity Ratio	69.5%

How did FN2 perform over the long term?

See historical performance and comparison

Dividends

2.8%

Current Dividend Yield

44%

Payout Ratio

Does FN2 pay a reliable dividends?

See FN2 dividend history and benchmarks

When do you need to buy FN2 by to receive an upcoming dividend?
F.N.B dividend dates
Ex Dividend Date	Dec 02 2024
Dividend Pay Date	Dec 15 2024
Days until Ex dividend	3 days
Days until Dividend pay date	16 days

Does FN2 pay a reliable dividends?

See FN2 dividend history and benchmarks

FN2 Stock Overview

Rewards

Risk Analysis

F.N.B. Corporation Competitors

XTRA:CBK

€17.1b

NasdaqGS:VLY

US$6.0b

NasdaqGS:UMBF

US$6.2b

NasdaqGS:OZK

US$5.7b

Price History & Performance

Recent News & Updates

F.N.B. Corporation Declares Cash Dividend on Common Stock, Payable on December 15, 2024

Investor sentiment improves as stock rises 18%

Third quarter 2024 earnings released: EPS: US$0.30 (vs US$0.40 in 3Q 2023)

F.N.B. Corporation Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2024

F.N.B. Corporation to Report Q3, 2024 Results on Oct 17, 2024

Upcoming dividend of US$0.12 per share

Recent updates

F.N.B. Corporation Declares Cash Dividend on Common Stock, Payable on December 15, 2024

Investor sentiment improves as stock rises 18%

Third quarter 2024 earnings released: EPS: US$0.30 (vs US$0.40 in 3Q 2023)

F.N.B. Corporation Reports Net Loan Charge-Offs for the Third Quarter Ended September 30, 2024

F.N.B. Corporation to Report Q3, 2024 Results on Oct 17, 2024

Upcoming dividend of US$0.12 per share

F.N.B. Corporation Announces Executive Changes

Investor sentiment deteriorates as stock falls 15%

Second quarter dividend of US$0.12 announced

F.N.B. Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on September 15, 2024

Second quarter 2024 earnings released: EPS: US$0.34 (vs US$0.39 in 2Q 2023)

F.N.B. Corporation Reports Net Charge-Offs for the Second Quarter Ended June 30, 2024

F.N.B. Corporation to Report Q2, 2024 Results on Jul 17, 2024

Upcoming dividend of US$0.12 per share

First quarter 2024 earnings released: EPS: US$0.32 (vs US$0.40 in 1Q 2023)

First quarter dividend of US$0.12 announced

F.N.B. Corporation Declares Quarterly Cash Dividend on Common Stock, Payable on June 15, 2024

First quarter 2024 earnings released: EPS: US$0.32 (vs US$0.40 in 1Q 2023)

F.N.B. Corporation to Report Q1, 2024 Results on Apr 17, 2024

F.N.B. Corporation, Annual General Meeting, May 08, 2024

Full year 2023 earnings released: EPS: US$1.32 (vs US$1.23 in FY 2022)

Upcoming dividend of US$0.12 per share

Fourth quarter dividend of US$0.12 announced

Full year 2023 earnings released: EPS: US$1.32 (vs US$1.23 in FY 2022)

Upcoming dividend of US$0.12 per share at 4.1% yield

New major risk - Revenue and earnings growth

F.N.B. Corporation Declares Common Dividends, Payable on December 15, 2023

Third quarter 2023 earnings released: EPS: US$0.40 (vs US$0.39 in 3Q 2022)

F.N.B. Corporation to Report Q3, 2023 Results on Oct 18, 2023

Upcoming dividend of US$0.12 per share at 4.2% yield

F.N.B. Corporation Reports Net Charge-Offs for the Second Quarter Ended June 30, 2023

F.N.B. Corporation Declares Common Dividend, Payable on September 15, 2023

New major risk - Revenue and earnings growth

Second quarter 2023 earnings released: EPS: US$0.39 (vs US$0.30 in 2Q 2022)

F.N.B. Corporation to Report Q2, 2023 Results on Jul 19, 2023

F.N.B. Corporation Enhances estore® with New Common Application

Upcoming dividend of US$0.12 per share at 4.3% yield

First quarter 2023 earnings released: EPS: US$0.40 (vs US$0.15 in 1Q 2022)

Full year 2022 earnings released: EPS: US$1.23 (vs US$1.24 in FY 2021)

Upcoming dividend of US$0.12 per share at 3.4% yield

Chief Credit Officer recently sold €68k worth of stock

F.N.B. Corporation Provides Earnings Guidance for the First Quarter and Full Year of 2023

Full year 2022 earnings released: EPS: US$1.23 (vs US$1.24 in FY 2021)

F.N.B. Corporation Declares Quarterly Cash Dividend, Payable on March 15, 2023

F.N.B. Corporation to Report Q4, 2022 Results on Jan 23, 2023

Upcoming dividend of US$0.12 per share

Insufficient new directors

Independent Director recently sold €409k worth of stock

Third quarter 2022 earnings released: EPS: US$0.38 (vs US$0.34 in 3Q 2021)

F.N.B. Corporation Reports Unaudited Net Charge-Offs for the Third Quarter Ended September 30, 2022

F.N.B. Corporation Declares Quarterly Cash Dividend, Payable on December 15, 2022

F.N.B. Corporation to Report Q3, 2022 Results on Oct 18, 2022

F.N.B. Appoints Brian Wozniak as its New Executive Vice President and Executive Director of Small Business Banking

Insider recently sold €650k worth of stock

Second quarter 2022 earnings released: EPS: US$0.30 (vs US$0.31 in 2Q 2021)

F.N.B. Corporation Provides Earnings Guidance for the Year 2022

F.N.B. Corporation Declares Quarterly Cash Dividend on Its Common Stock, Payable on September 15, 2022

F.N.B. Corporation to Report Q2, 2022 Results on Jul 20, 2022

F.N.B. Corporation (NYSE:FNB) entered into an agreement to acquire UB Bancorp (OTCPK:UBNC) for approximately $120 million.