F.N.B Balance Sheet Health
Financial Health criteria checks 6/6
F.N.B has total assets of $48.0B and total equity of $6.2B. Total deposits are $36.8B, and total loans are $33.3B. It earns a Net Interest Margin of 3.4%. It has sufficient allowance for bad loans, which are currently at 0.4% of total loans. Cash and short-term investments are $2.2B.
Key information
7.7x
Asset to equity ratio
3.4%
Net interest margin
| Total deposits | US$36.77b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.4% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | US$2.20b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: FN2's Assets to Equity ratio (7.7x) is low.
Allowance for Bad Loans: FN2 has a sufficient allowance for bad loans (326%).
Low Risk Liabilities: 88% of FN2's liabilities are made up of primarily low risk sources of funding.
Loan Level: FN2 has an appropriate level of Loans to Assets ratio (69%).
Low Risk Deposits: FN2's Loans to Deposits ratio (91%) is appropriate.
Level of Bad Loans: FN2 has an appropriate level of bad loans (0.4%).