EAO Stock Overview
Engages in the provision of commercial banking and wealth management services to retail and corporate customers primarily in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Credito Emiliano S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €10.80 |
| 52 Week High | €10.84 |
| 52 Week Low | €7.89 |
| Beta | 1.07 |
| 1 Month Change | 9.09% |
| 3 Month Change | 5.88% |
| 1 Year Change | 36.88% |
| 3 Year Change | 85.57% |
| 5 Year Change | 111.35% |
| Change since IPO | 73.08% |
Recent News & Updates
Recent updates
Shareholder Returns
| EAO | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 2.1% | -0.1% | -0.2% |
| 1Y | 36.9% | 19.4% | 7.0% |
Return vs Industry: EAO exceeded the German Banks industry which returned 19.4% over the past year.
Return vs Market: EAO exceeded the German Market which returned 7% over the past year.
Price Volatility
| EAO volatility | |
|---|---|
| EAO Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in DE Market | 11.7% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: EAO has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: EAO's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 6,627 | Angelo Campani | www.credem.it |
Credito Emiliano S.p.A., together with its subsidiaries, engages in the provision of commercial banking and wealth management services to retail and corporate customers primarily in Italy. The company operates through Commercial Banking, Asset Management, Bancassurance, Finance, Treasury, and Corporate Centre, and Other segments. Its deposit products include current and savings accounts, time deposits, certificates of deposit, and bonds and subordinated debts; and loan portfolio comprises mortgages, credit cards, personal loans, and salary-backed loans.
Credito Emiliano S.p.A. Fundamentals Summary
| EAO fundamental statistics | |
|---|---|
| Market cap | €3.62b |
| Earnings (TTM) | €608.97m |
| Revenue (TTM) | €1.91b |
5.9x
P/E Ratio0.9x
P/B RatioIs EAO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EAO income statement (TTM) | |
|---|---|
| Revenue | €1.91b |
| Cost of Revenue | €1.12m |
| Gross Profit | €1.91b |
| Other Expenses | €1.30b |
| Earnings | €608.97m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.81 |
| Gross Margin | 99.94% |
| Net Profit Margin | 31.94% |
| Debt/Equity Ratio | 226.3% |
How did EAO perform over the long term?
See historical performance and comparisonDividends
4.2%
Current Dividend Yield26%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/27 23:55 |
| End of Day Share Price | 2024/12/27 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Credito Emiliano S.p.A. is covered by 22 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null Equity Team | Actinvest Group Ltd. |
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Daniela Miccolis | Banca Leonardo |