EAO Stock Overview
Engages in commercial banking and wealth management activities in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
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Credito Emiliano S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €12.16 |
| 52 Week High | €13.08 |
| 52 Week Low | €8.68 |
| Beta | 1.02 |
| 1 Month Change | 9.55% |
| 3 Month Change | 3.58% |
| 1 Year Change | 27.46% |
| 3 Year Change | 100.00% |
| 5 Year Change | 194.08% |
| Change since IPO | 94.87% |
Recent News & Updates
Recent updates
Shareholder Returns
| EAO | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -1.3% | 1.2% | 0.5% |
| 1Y | 27.5% | 32.6% | 15.8% |
Return vs Industry: EAO underperformed the German Banks industry which returned 33.2% over the past year.
Return vs Market: EAO exceeded the German Market which returned 16.5% over the past year.
Price Volatility
| EAO volatility | |
|---|---|
| EAO Average Weekly Movement | 5.8% |
| Banks Industry Average Movement | 4.8% |
| Market Average Movement | 6.5% |
| 10% most volatile stocks in DE Market | 12.8% |
| 10% least volatile stocks in DE Market | 3.1% |
Stable Share Price: EAO has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: EAO's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 6,289 | Angelo Campani | www.credem.it |
Credito Emiliano S.p.A., together with its subsidiaries, engages in commercial banking and wealth management activities in Italy. It offers financial products and services to retail and corporate customers; current accounts; private banking and financial consultancy services; brokerage of mortgages, placement of salary-backed loan products, and personal and special-purpose loans. The company also provides finance leasing comprising of vehicle, asset, real estate, and shipping leases; factoring services, including managing of trade receivables, monitoring of risks, guarantees, and advance payment of credit; and manages loans to public authorities and development agreements.
Credito Emiliano S.p.A. Fundamentals Summary
| EAO fundamental statistics | |
|---|---|
| Market cap | €4.20b |
| Earnings (TTM) | €688.45m |
| Revenue (TTM) | €1.88b |
Is EAO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EAO income statement (TTM) | |
|---|---|
| Revenue | €1.88b |
| Cost of Revenue | €1.53m |
| Gross Profit | €1.88b |
| Other Expenses | €1.19b |
| Earnings | €688.45m |
Last Reported Earnings
Mar 31, 2025
Next Earnings Date
Aug 05, 2025
| Earnings per share (EPS) | 2.02 |
| Gross Margin | 99.92% |
| Net Profit Margin | 36.62% |
| Debt/Equity Ratio | 304.0% |
How did EAO perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/05/22 17:28 |
| End of Day Share Price | 2025/05/22 00:00 |
| Earnings | 2025/03/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Credito Emiliano S.p.A. is covered by 21 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null Equity Team | Actinvest Group Ltd. |
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Daniela Miccolis | Banca Leonardo |