EAO Stock Overview
Engages in commercial banking and wealth management activities in Italy. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
My Notes
Capture your thoughts, links and company narrative
Credito Emiliano S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €11.64 |
| 52 Week High | €11.64 |
| 52 Week Low | €8.20 |
| Beta | 1.05 |
| 1 Month Change | 9.81% |
| 3 Month Change | 18.65% |
| 1 Year Change | 39.23% |
| 3 Year Change | 89.27% |
| 5 Year Change | 143.51% |
| Change since IPO | 86.54% |
Recent News & Updates
Recent updates
Shareholder Returns
| EAO | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 3.6% | 2.6% | 1.9% |
| 1Y | 39.2% | 30.1% | 14.1% |
Return vs Industry: EAO exceeded the German Banks industry which returned 29% over the past year.
Return vs Market: EAO exceeded the German Market which returned 12.9% over the past year.
Price Volatility
| EAO volatility | |
|---|---|
| EAO Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.0% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: EAO has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: EAO's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1910 | 6,627 | Angelo Campani | www.credem.it |
Credito Emiliano S.p.A., together with its subsidiaries, engages in commercial banking and wealth management activities in Italy. It offers financial products and services to retail and corporate customers; current accounts; private banking and financial consultancy services; brokerage of mortgages, placement of salary-backed loan products, and personal and special-purpose loans. The company also provides finance leasing comprising of vehicle, asset, real estate, and shipping leases; factoring services, including managing of trade receivables, monitoring of risks, guarantees, and advance payment of credit; and manages loans to public authorities and development agreements.
Credito Emiliano S.p.A. Fundamentals Summary
| EAO fundamental statistics | |
|---|---|
| Market cap | €3.88b |
| Earnings (TTM) | €608.97m |
| Revenue (TTM) | €1.91b |
6.4x
P/E Ratio0.9x
P/B RatioIs EAO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EAO income statement (TTM) | |
|---|---|
| Revenue | €1.91b |
| Cost of Revenue | €1.12m |
| Gross Profit | €1.91b |
| Other Expenses | €1.30b |
| Earnings | €608.97m |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 06, 2025
| Earnings per share (EPS) | 1.81 |
| Gross Margin | 99.94% |
| Net Profit Margin | 31.94% |
| Debt/Equity Ratio | 226.3% |
How did EAO perform over the long term?
See historical performance and comparisonDividends
3.9%
Current Dividend Yield26%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/01/29 15:18 |
| End of Day Share Price | 2025/01/29 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
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Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
Credito Emiliano S.p.A. is covered by 22 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| null Equity Team | Actinvest Group Ltd. |
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Daniela Miccolis | Banca Leonardo |