Credito Emiliano is forecast to grow earnings and revenue by 2.4% and 3.8% per annum respectively. EPS is expected to grow by 4.5% per annum. Return on equity is forecast to be 10.7% in 3 years.
Key information
2.4%
Earnings growth rate
4.54%
EPS growth rate
Banks earnings growth
8.5%
Revenue growth rate
3.8%
Future return on equity
10.69%
Analyst coverage
Good
Last updated
01 Jun 2026
Recent future growth updates
No updates
Recent updates
Earnings and Revenue Growth Forecasts
DB:EAO - Analysts future estimates and past financials data (EUR Millions)
Date
Revenue
Earnings
Free Cash Flow
Cash from Op
Avg. No. Analysts
12/31/2028
2,070
568
N/A
N/A
5
12/31/2027
1,995
535
N/A
N/A
5
12/31/2026
1,936
511
N/A
N/A
4
3/31/2026
1,830
532
N/A
N/A
N/A
12/31/2025
1,800
621
-2,628
-2,526
N/A
9/30/2025
1,834
641
N/A
N/A
N/A
6/30/2025
1,851
668
-2,048
-1,956
N/A
3/31/2025
1,879
688
N/A
N/A
N/A
12/31/2024
1,937
620
-1,906
-1,823
N/A
9/30/2024
1,907
609
N/A
N/A
N/A
6/30/2024
1,892
587
-366
-244
N/A
3/31/2024
1,873
588
N/A
N/A
N/A
12/31/2023
1,823
562
3,075
3,188
N/A
9/30/2023
1,760
539
N/A
N/A
N/A
6/30/2023
1,642
468
4,410
4,526
N/A
3/31/2023
1,491
381
N/A
N/A
N/A
12/31/2022
1,382
326
3,233
3,336
N/A
9/30/2022
1,357
303
N/A
N/A
N/A
6/30/2022
1,318
373
90
245
N/A
3/31/2022
1,319
370
N/A
N/A
N/A
12/31/2021
1,290
352
-5
136
N/A
9/30/2021
1,201
338
N/A
N/A
N/A
6/30/2021
1,201
260
53
130
N/A
3/31/2021
1,124
223
N/A
N/A
N/A
12/31/2020
1,067
202
0
86
N/A
9/30/2020
1,066
183
N/A
N/A
N/A
6/30/2020
1,063
178
5
76
N/A
3/31/2020
1,107
197
N/A
N/A
N/A
12/31/2019
1,114
201
N/A
135
N/A
9/30/2019
1,089
193
N/A
N/A
N/A
6/30/2019
1,066
193
N/A
118
N/A
3/31/2019
1,043
177
N/A
N/A
N/A
12/31/2018
1,061
187
N/A
130
N/A
9/30/2018
1,059
191
N/A
N/A
N/A
6/30/2018
1,039
180
N/A
-1,909
N/A
3/31/2018
1,053
192
N/A
N/A
N/A
12/31/2017
1,028
186
N/A
-1,889
N/A
9/30/2017
1,051
175
N/A
N/A
N/A
6/30/2017
1,041
163
N/A
-709
N/A
3/31/2017
1,009
134
N/A
N/A
N/A
12/31/2016
1,002
132
N/A
-2,580
N/A
9/30/2016
963
119
N/A
N/A
N/A
6/30/2016
947
117
N/A
-2,879
N/A
3/31/2016
924
129
N/A
N/A
N/A
12/31/2015
983
166
N/A
-1,034
N/A
9/30/2015
969
174
N/A
N/A
N/A
6/30/2015
959
172
N/A
-1,607
N/A
Analyst Future Growth Forecasts
Earnings vs Savings Rate: EAO's forecast earnings growth (2.4% per year) is above the savings rate (1.9%).
Earnings vs Market: EAO's earnings (2.4% per year) are forecast to grow slower than the German market (17% per year).
High Growth Earnings: EAO's earnings are forecast to grow, but not significantly.
Revenue vs Market: EAO's revenue (3.8% per year) is forecast to grow slower than the German market (6.6% per year).
High Growth Revenue: EAO's revenue (3.8% per year) is forecast to grow slower than 20% per year.
Earnings per Share Growth Forecasts
Future Return on Equity
Future ROE: EAO's Return on Equity is forecast to be low in 3 years time (10.7%).
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Company Analysis and Financial Data Status
Data
Last Updated (UTC time)
Company Analysis
2026/06/17 15:03
End of Day Share Price
2026/06/17 00:00
Earnings
2026/03/31
Annual Earnings
2025/12/31
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Credito Emiliano S.p.A. is covered by 14 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.