China CITIC Bank Balance Sheet Health
Financial Health criteria checks 6/6
China CITIC Bank has total assets of CN¥9,052.5B and total equity of CN¥734.7B. Total deposits are CN¥6,322.3B, and total loans are CN¥5,383.8B. It earns a Net Interest Margin of 1.8%. It has sufficient allowance for bad loans, which are currently at 1.2% of total loans. Cash and short-term investments are CN¥1,086.6B.
Key information
12.3x
Asset to equity ratio
1.8%
Net interest margin
Total deposits | CN¥6.32t |
Loan to deposit ratio | Appropriate |
Bad loans | 1.2% |
Allowance for bad loans | Sufficient |
Current ratio | Low |
Cash & equivalents | CN¥1.09t |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: D7C's Assets to Equity ratio (12.3x) is moderate.
Allowance for Bad Loans: D7C has a sufficient allowance for bad loans (208%).
Low Risk Liabilities: 76% of D7C's liabilities are made up of primarily low risk sources of funding.
Loan Level: D7C has an appropriate level of Loans to Assets ratio (59%).
Low Risk Deposits: D7C's Loans to Deposits ratio (85%) is appropriate.
Level of Bad Loans: D7C has an appropriate level of bad loans (1.2%).