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Close Brothers Group plcDB:CS3 Stock Report

Market Cap €841.1m
Share Price
€5.65
My Fair Value
€5.85
3.4% undervalued intrinsic discount
1Y27.8%
7D0.9%
Portfolio Value
View

Close Brothers Group plc

DB:CS3 Stock Report

Market Cap: €841.1m

Close Brothers Group (CS3) Stock Overview

A merchant banking company, engages in the provision of financial services to small businesses and individuals in the United Kingdom. More details

CS3 fundamental analysis
Snowflake Score
Valuation4/6
Future Growth3/6
Past Performance0/6
Financial Health4/6
Dividends0/6

CS3 Community Fair Values

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Close Brothers Group plc Competitors

Price History & Performance

Summary of share price highs, lows and changes for Close Brothers Group
Historical stock prices
Current Share PriceUK£5.65
52 Week HighUK£6.35
52 Week LowUK£2.14
Beta1.21
1 Month Change2.73%
3 Month Change26.68%
1 Year Change27.83%
3 Year Change-47.69%
5 Year Change-53.00%
Change since IPO-71.75%

Recent News & Updates

Recent updates

Shareholder Returns

CS3DE BanksDE Market
7D0.9%0.6%2.7%
1Y27.8%52.1%14.6%

Return vs Industry: CS3 underperformed the German Banks industry which returned 52.1% over the past year.

Return vs Market: CS3 exceeded the German Market which returned 14.5% over the past year.

Price Volatility

Is CS3's price volatile compared to industry and market?
CS3 volatility
CS3 Average Weekly Movement9.3%
Banks Industry Average Movement3.2%
Market Average Movement4.9%
10% most volatile stocks in DE Market12.3%
10% least volatile stocks in DE Market2.5%

Stable Share Price: CS3's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: CS3's weekly volatility (9%) has been stable over the past year, but is still higher than 75% of German stocks.

About the Company

FoundedEmployeesCEOWebsite
18783,000Mike Morganwww.closebrothers.com

Close Brothers Group plc, a merchant banking company, engages in the provision of financial services to small businesses and individuals in the United Kingdom. It operates through five segments: Commercial, Retail, Property, Asset Management, and Securities. The company offers banking services comprises debt factoring, invoice discounting, asset-based lending; financing for SMEs, residential housing, transport, industrial equipment, renewable energy, motorcycle, used car, and commercial vehicle financing; insurance, refurbishment, and bridging financing, savings products for individuals and corporates, hire purchase, lease, and loan related services.

Close Brothers Group plc Fundamentals Summary

How do Close Brothers Group's earnings and revenue compare to its market cap?
CS3 fundamental statistics
Market cap€841.07m
Earnings (TTM)-€171.59m
Revenue (TTM)€782.49m
0.4x
P/B Ratio
1.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CS3 income statement (TTM)
RevenueUK£681.30m
Cost of RevenueUK£0
Gross ProfitUK£681.30m
Other ExpensesUK£830.70m
Earnings-UK£149.40m

Last Reported Earnings

Jul 31, 2025

Next Earnings Date

n/a

Earnings per share (EPS)-1.00
Gross Margin100.00%
Net Profit Margin-21.93%
Debt/Equity Ratio132.1%

How did CS3 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/05 19:08
End of Day Share Price 2025/10/03 00:00
Earnings2025/07/31
Annual Earnings2025/07/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Close Brothers Group plc is covered by 22 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sarah SpikesArden Partners Plc.
Toni DangBarclays
Peter RichardsonBerenberg