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C4C logo

Bank of Communications DB:C4C Stock Report

Last Price

€0.71

Market Cap

€64.4b

7D

1.4%

1Y

32.7%

Updated

22 Dec, 2024

Data

Company Financials +

Bank of Communications Co., Ltd.

DB:C4C Stock Report

Market Cap: €64.4b

C4C Stock Overview

Provides commercial banking products and services in China. More details

C4C fundamental analysis
Snowflake Score
Valuation5/6
Future Growth2/6
Past Performance2/6
Financial Health6/6
Dividends6/6

Rewards

Trading at 70.8% below our estimate of its fair value

Earnings are forecast to grow 5.6% per year

Pays a high and reliable dividend of 6.51%

Trading at good value compared to peers and industry

Risk Analysis

No risks detected for C4C from our risk checks.

My Notes

Capture your thoughts, links and company narrative

Bank of Communications Co., Ltd. Competitors

Commerzbank

XTRA:CBK

€18.1b

ProCredit Holding

XTRA:PCZ

€454.7m

Westpac Banking

ASX:WBC

AU$108.7b

Bank of Nova Scotia

TSX:BNS

CA$94.8b

Price History & Performance

Summary of share price highs, lows and changes for Bank of Communications
Historical stock prices
Current Share PriceHK$0.71
52 Week HighHK$0.76
52 Week LowHK$0.50
Beta0.30
1 Month Change2.16%
3 Month Change14.52%
1 Year Change32.71%
3 Year Change37.86%
5 Year Change12.70%
Change since IPO160.33%

Recent News & Updates

Recent updates

Shareholder Returns

C4CDE BanksDE Market
7D1.4%-2.0%-2.6%
1Y32.7%19.1%6.9%

Return vs Industry: C4C exceeded the German Banks industry which returned 19.2% over the past year.

Return vs Market: C4C exceeded the German Market which returned 6.9% over the past year.

Price Volatility

Is C4C's price volatile compared to industry and market?
C4C volatility
C4C Average Weekly Movement4.3%
Banks Industry Average Movement3.1%
Market Average Movement4.8%
10% most volatile stocks in DE Market11.2%
10% least volatile stocks in DE Market2.4%

Stable Share Price: C4C has not had significant price volatility in the past 3 months compared to the German market.

Volatility Over Time: C4C's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
190893,408Baojiang Zhangwww.bankcomm.com

Bank of Communications Co., Ltd. provides commercial banking products and services in China. The company offers savings deposit products, including demand deposits, lump-sum deposits and withdrawal, time deposit of small savings for lump-sum withdrawal, interest withdrawal on principal deposited, time-demand deposit, call deposit, swap management, and education deposit; personal certificate of deposit; salary financing A; and foreign currency deposit. It also provides credit, quasi-credit, and debit cards; new housing and second-hand mortgage loans and unsecured personal loans; personal wealth management advisor services; and precious metal and commodity trading services.

Bank of Communications Co., Ltd. Fundamentals Summary

How do Bank of Communications's earnings and revenue compare to its market cap?
C4C fundamental statistics
Market cap€64.37b
Earnings (TTM)€11.14b
Revenue (TTM)€26.46b

4.9x

P/E Ratio

0.4x

P/B Ratio

Is C4C overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
C4C income statement (TTM)
RevenueCN¥201.45b
Cost of RevenueCN¥0
Gross ProfitCN¥201.45b
Other ExpensesCN¥116.67b
EarningsCN¥84.78b

Last Reported Earnings

Sep 30, 2024

Next Earnings Date

n/a

Earnings per share (EPS)1.14
Gross Margin100.00%
Net Profit Margin42.08%
Debt/Equity Ratio270.2%

How did C4C perform over the long term?

See historical performance and comparison

Dividends

6.5%

Current Dividend Yield

49%

Payout Ratio

Does C4C pay a reliable dividends?

See C4C dividend history and benchmarks
When do you need to buy C4C by to receive an upcoming dividend?
Bank of Communications dividend dates
Ex Dividend DateJan 16 2025
Dividend Pay DateFeb 14 2025
Days until Ex dividend24 days
Days until Dividend pay date53 days

Does C4C pay a reliable dividends?

See C4C dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2024/12/22 14:32
End of Day Share Price 2024/12/20 00:00
Earnings2024/09/30
Annual Earnings2023/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .

Analyst Sources

Bank of Communications Co., Ltd. is covered by 73 analysts. 14 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Yu Hang AuABCI Securities Company Limited
Meizhi YanBarclays
Dorris ChenBNP Paribas Securities (Asia)