BZI Stock Overview
Provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 1/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
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Santander Bank Polska S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | zł127.60 |
| 52 Week High | zł137.50 |
| 52 Week Low | zł99.66 |
| Beta | 0.83 |
| 1 Month Change | 10.19% |
| 3 Month Change | 25.10% |
| 1 Year Change | 2.16% |
| 3 Year Change | 113.74% |
| 5 Year Change | 117.75% |
| Change since IPO | 38.98% |
Recent News & Updates
Recent updates
Shareholder Returns
| BZI | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -0.2% | 2.1% | -0.6% |
| 1Y | 2.2% | 35.7% | 14.8% |
Return vs Industry: BZI underperformed the German Banks industry which returned 35.4% over the past year.
Return vs Market: BZI underperformed the German Market which returned 14.9% over the past year.
Price Volatility
| BZI volatility | |
|---|---|
| BZI Average Weekly Movement | 4.8% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.5% |
| 10% least volatile stocks in DE Market | 2.6% |
Stable Share Price: BZI has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: BZI's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1857 | 11,397 | Michal Gajewski | www.santander.pl |
Santander Bank Polska S.A. provides various banking products and services for individuals, small or medium-sized enterprises, corporate clients, and public sector institutions. It offers personal account, savings accounts and term deposits, currencies, internet and mobile banking, and contactless payments, and debit and credit solutions. The company also provides consumer loans and home mortgages; mutual funds, including pension schemes and various investment programmes; and tourist/travel, motor, and home insurance products, as well as bancassurance products.
Santander Bank Polska S.A. Fundamentals Summary
| BZI fundamental statistics | |
|---|---|
| Market cap | €13.04b |
| Earnings (TTM) | €1.25b |
| Revenue (TTM) | €3.88b |
10.4x
P/E Ratio1.7x
P/B RatioIs BZI overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BZI income statement (TTM) | |
|---|---|
| Revenue | zł16.15b |
| Cost of Revenue | zł0 |
| Gross Profit | zł16.15b |
| Other Expenses | zł10.94b |
| Earnings | zł5.21b |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Feb 25, 2025
| Earnings per share (EPS) | 51.01 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.28% |
| Debt/Equity Ratio | 74.9% |
How did BZI perform over the long term?
See historical performance and comparisonDividends
12.8%
Current Dividend Yield86%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/22 08:49 |
| End of Day Share Price | 2025/02/21 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Santander Bank Polska S.A. is covered by 29 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andreas Markou | Berenberg |
| Kamil Kliszcz | Biuro maklerskie mBanku |
| Olga Veselova | BofA Global Research |