Santander Bank Polska Balance Sheet Health
Financial Health criteria checks 4/6
Santander Bank Polska has total assets of PLN280.0B and total equity of PLN35.0B. Total deposits are PLN212.4B, and total loans are PLN172.2B earning a Net Interest Margin of 5.4%. It has insufficient allowance for bad loans, which are currently at 4.2% of total loans. Cash and short-term investments are PLN23.4B.
Key information
8x
Asset to equity ratio
5.4%
Net interest margin
Total deposits | zł212.39b |
Loan to deposit ratio | Appropriate |
Bad loans | 4.2% |
Allowance for bad loans | Low |
Current ratio | Low |
Cash & equivalents | zł23.42b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: BZI's Assets to Equity ratio (8x) is low.
Allowance for Bad Loans: BZI has a low allowance for bad loans (76%).
Low Risk Liabilities: 87% of BZI's liabilities are made up of primarily low risk sources of funding.
Loan Level: BZI has an appropriate level of Loans to Assets ratio (61%).
Low Risk Deposits: BZI's Loans to Deposits ratio (81%) is appropriate.
Level of Bad Loans: BZI has a high level of bad loans (4.2%).