BCA0 logo

CrediaBank S.A.DB:BCA0 Stock Report

Market Cap €2.2b
Share Price
€1.15
€0.84
36.2% overvalued intrinsic discount
1Y64.5%
7D9.5%
Portfolio Value
View

CrediaBank S.A.

DB:BCA0 Stock Report

Market Cap: €2.2b

CrediaBank (BCA0) Stock Overview

Provides financial and banking services to individuals and companies in Greece. More details

BCA0 fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance2/6
Financial Health4/6
Dividends0/6

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CrediaBank S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CrediaBank
Historical stock prices
Current Share Price€1.15
52 Week High€1.80
52 Week Low€0.65
Beta1.48
1 Month Change-3.52%
3 Month Change-26.56%
1 Year Change64.52%
3 Year Change-99.90%
5 Year Changen/a
Change since IPO-99.90%

Recent News & Updates

Recent updates

Shareholder Returns

BCA0DE BanksDE Market
7D9.5%4.7%2.6%
1Y64.5%52.6%11.4%

Return vs Industry: BCA0 exceeded the German Banks industry which returned 60.3% over the past year.

Return vs Market: BCA0 exceeded the German Market which returned 16.5% over the past year.

Price Volatility

Is BCA0's price volatile compared to industry and market?
BCA0 volatility
BCA0 Average Weekly Movement24.2%
Banks Industry Average Movement4.0%
Market Average Movement6.0%
10% most volatile stocks in DE Market13.7%
10% least volatile stocks in DE Market2.7%

Stable Share Price: BCA0's share price has been volatile over the past 3 months compared to the German market.

Volatility Over Time: BCA0's weekly volatility has increased from 14% to 24% over the past year.

About the Company

FoundedEmployeesCEOWebsite
19241,202Eleni Ch. Christouwww.atticabank.gr

CrediaBank S.A. provides financial and banking services to individuals and companies in Greece. It offers saving, current, payroll, and pension accounts; time deposits; and sight and tiered interest rate sight interest-bearing accounts, as well as simple term deposits. The company also provides consumer, mortgage, ECO, business premises, working capital, and long and short-term loans.

CrediaBank S.A. Fundamentals Summary

How do CrediaBank's earnings and revenue compare to its market cap?
BCA0 fundamental statistics
Market cap€2.17b
Earnings (TTM)€15.22m
Revenue (TTM)€247.54m
142.8x
P/E Ratio
2.2x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BCA0 income statement (TTM)
Revenue€247.54m
Cost of Revenue€9.41m
Gross Profit€238.13m
Other Expenses€222.91m
Earnings€15.22m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 21, 2026

Earnings per share (EPS)0.0076
Gross Margin96.20%
Net Profit Margin6.15%
Debt/Equity Ratio42.8%

How did BCA0 perform over the long term?

See historical performance and comparison

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/09 04:16
End of Day Share Price 2026/04/09 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CrediaBank S.A. is covered by 2 analysts. 1 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Pedro FonsecaEdison Investment Research
Dimitris GiannoulisResearchGreece