B4M1 Stock Overview
Provides various financial products and services for personal and corporate customers primarily in Rogaland, Agder, Vestland, Oslo, and Viken. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
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SpareBank 1 Sør-Norge ASA Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 12.12 |
| 52 Week High | NOK 12.66 |
| 52 Week Low | NOK 10.68 |
| Beta | 1.02 |
| 1 Month Change | 0.33% |
| 3 Month Change | 6.32% |
| 1 Year Change | 11.09% |
| 3 Year Change | -2.42% |
| 5 Year Change | 23.23% |
| Change since IPO | 129.68% |
Recent News & Updates
Recent updates
Shareholder Returns
| B4M1 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | -2.3% | -2.0% | -2.6% |
| 1Y | 11.1% | 19.1% | 6.9% |
Return vs Industry: B4M1 underperformed the German Banks industry which returned 19.2% over the past year.
Return vs Market: B4M1 exceeded the German Market which returned 6.9% over the past year.
Price Volatility
| B4M1 volatility | |
|---|---|
| B4M1 Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.2% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: B4M1 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: B4M1's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1839 | 1,750 | Inge Reinertsen | www.sparebank1.no/nb/sr-bank |
SpareBank 1 Sør-Norge ASA, together with its subsidiaries, provides various financial products and services for personal and corporate customers primarily in Rogaland, Agder, Vestland, Oslo, and Viken. The company operates through Retail Customers, SME & Agriculture, and Large Corporates segments. It offers savings, loans, insurance, and pension products.
SpareBank 1 Sør-Norge ASA Fundamentals Summary
| B4M1 fundamental statistics | |
|---|---|
| Market cap | €3.22b |
| Earnings (TTM) | €427.39m |
| Revenue (TTM) | €844.72m |
7.5x
P/E Ratio1.1x
P/B RatioIs B4M1 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| B4M1 income statement (TTM) | |
|---|---|
| Revenue | NOK 9.99b |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 9.99b |
| Other Expenses | NOK 4.93b |
| Earnings | NOK 5.05b |
Last Reported Earnings
Sep 30, 2024
Next Earnings Date
Feb 12, 2025
| Earnings per share (EPS) | 19.13 |
| Gross Margin | 100.00% |
| Net Profit Margin | 50.60% |
| Debt/Equity Ratio | 540.1% |
How did B4M1 perform over the long term?
See historical performance and comparisonDividends
5.2%
Current Dividend Yield40%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2024/12/22 07:57 |
| End of Day Share Price | 2024/12/20 00:00 |
| Earnings | 2024/09/30 |
| Annual Earnings | 2023/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more here.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on .
Analyst Sources
SpareBank 1 Sør-Norge ASA is covered by 13 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Fridtjof Berents | Arctic Securities ASA |
| Geir Kristiansen | Beringer Finance AB |
| Johan Ström | Carnegie Investment Bank AB |