ASU0 Stock Overview
Through its subsidiaries, provides various banking products and services to private and business customers in Estonia and United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
No risks detected for ASU0 from our risk checks.
My Notes
Capture your thoughts, links and company narrative
AS LHV Group Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €3.66 |
| 52 Week High | €3.81 |
| 52 Week Low | €3.11 |
| Beta | 0.82 |
| 1 Month Change | 6.40% |
| 3 Month Change | 10.91% |
| 1 Year Change | 5.78% |
| 3 Year Change | -7.22% |
| 5 Year Change | 168.13% |
| Change since IPO | 237.20% |
Recent News & Updates
Recent updates
Shareholder Returns
| ASU0 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 1.4% | 3.1% | 3.0% |
| 1Y | 5.8% | 37.0% | 19.3% |
Return vs Industry: ASU0 underperformed the German Banks industry which returned 37% over the past year.
Return vs Market: ASU0 underperformed the German Market which returned 19.3% over the past year.
Price Volatility
| ASU0 volatility | |
|---|---|
| ASU0 Average Weekly Movement | 5.2% |
| Banks Industry Average Movement | 3.3% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.4% |
| 10% least volatile stocks in DE Market | 2.5% |
Stable Share Price: ASU0 has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: ASU0's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1999 | 1,215 | Madis Toomsalu | www.lhv.ee |
AS LHV Group, through its subsidiaries, provides various banking products and services to private and business customers in Estonia and United Kingdom. The company operates through Retail Banking, Corporate Banking, Asset Management, Hire Purchase and Consumer Finance, Financial Intermediaries, and Insurance segments. It offers demand and fixed-term deposits; pension investment, growth, startup, and securities accounts; cash pool, entrepreneur, non-resident, foreign exchange, and child accounts; leasing and hire purchase; and guarantees, letters of credit, documentary collection, and factoring services.
AS LHV Group Fundamentals Summary
| ASU0 fundamental statistics | |
|---|---|
| Market cap | €1.20b |
| Earnings (TTM) | €148.97m |
| Revenue (TTM) | €322.04m |
8.1x
P/E Ratio1.8x
P/B RatioIs ASU0 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ASU0 income statement (TTM) | |
|---|---|
| Revenue | €322.04m |
| Cost of Revenue | €0 |
| Gross Profit | €322.04m |
| Other Expenses | €173.08m |
| Earnings | €148.97m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
Mar 04, 2025
| Earnings per share (EPS) | 0.46 |
| Gross Margin | 100.00% |
| Net Profit Margin | 46.26% |
| Debt/Equity Ratio | 155.3% |
How did ASU0 perform over the long term?
See historical performance and comparisonDividends
3.5%
Current Dividend Yield29%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/19 02:46 |
| End of Day Share Price | 2025/02/19 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
AS LHV Group is covered by 2 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andrej Rodionov | Swedbank AS |
| Andrej Rodionov | Swedbank Large Corporates & Institutions |