AS LHV Group Balance Sheet Health
Financial Health criteria checks 6/6
AS LHV Group has total assets of €7.8B and total equity of €639.8M. Total deposits are €6.2B, and total loans are €4.1B. It earns a Net Interest Margin of 3.9%. It has sufficient allowance for bad loans, which are currently at 0.9% of total loans. Cash and short-term investments are €3.3B.
Key information
12.2x
Asset to equity ratio
3.9%
Net interest margin
| Total deposits | €6.25b |
| Loan to deposit ratio | Appropriate |
| Bad loans | 0.9% |
| Allowance for bad loans | Sufficient |
| Current ratio | Low |
| Cash & equivalents | €3.34b |
Recent financial health updates
No updates
Recent updates
Financial Position Analysis
Debt to Equity History and Analysis
Balance Sheet
Financial Institutions Analysis
Asset Level: ASU0's Assets to Equity ratio (12.2x) is moderate.
Allowance for Bad Loans: ASU0 has a sufficient allowance for bad loans (118%).
Low Risk Liabilities: 87% of ASU0's liabilities are made up of primarily low risk sources of funding.
Loan Level: ASU0 has an appropriate level of Loans to Assets ratio (53%).
Low Risk Deposits: ASU0's Loans to Deposits ratio (66%) is appropriate.
Level of Bad Loans: ASU0 has an appropriate level of bad loans (0.9%).