828 Stock Overview
Operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
My Notes
Capture your thoughts, links and company narrative
Business First Bancshares, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$23.20 |
| 52 Week High | US$27.60 |
| 52 Week Low | US$18.00 |
| Beta | 1.0 |
| 1 Month Change | 8.41% |
| 3 Month Change | -14.07% |
| 1 Year Change | 18.97% |
| 3 Year Change | -7.11% |
| 5 Year Change | n/a |
| Change since IPO | 46.35% |
Recent News & Updates
Recent updates
Shareholder Returns
| 828 | DE Banks | DE Market | |
|---|---|---|---|
| 7D | 0% | -0.4% | -0.2% |
| 1Y | 19.0% | 30.8% | 13.7% |
Return vs Industry: 828 underperformed the German Banks industry which returned 29.4% over the past year.
Return vs Market: 828 exceeded the German Market which returned 12.9% over the past year.
Price Volatility
| 828 volatility | |
|---|---|
| 828 Average Weekly Movement | 7.0% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in DE Market | 11.1% |
| 10% least volatile stocks in DE Market | 2.4% |
Stable Share Price: 828's share price has been volatile over the past 3 months compared to the German market.
Volatility Over Time: 828's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of German stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 761 | Jude Melville | www.b1bank.com |
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans.
Business First Bancshares, Inc. Fundamentals Summary
| 828 fundamental statistics | |
|---|---|
| Market cap | €769.92m |
| Earnings (TTM) | €57.38m |
| Revenue (TTM) | €250.54m |
13.6x
P/E Ratio1.1x
P/B RatioIs 828 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 828 income statement (TTM) | |
|---|---|
| Revenue | US$260.70m |
| Cost of Revenue | US$0 |
| Gross Profit | US$260.70m |
| Other Expenses | US$201.00m |
| Earnings | US$59.71m |
Last Reported Earnings
Dec 31, 2024
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.02 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.90% |
| Debt/Equity Ratio | 60.4% |
How did 828 perform over the long term?
See historical performance and comparisonDividends
2.0%
Current Dividend Yield25%
Payout RatioDoes 828 pay a reliable dividends?
See 828 dividend history and benchmarks| Business First Bancshares dividend dates | |
|---|---|
| Ex Dividend Date | Feb 14 2025 |
| Dividend Pay Date | Feb 28 2025 |
| Days until Ex dividend | 8 days |
| Days until Dividend pay date | 22 days |
Does 828 pay a reliable dividends?
See 828 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2025/02/05 09:03 |
| End of Day Share Price | 2025/02/05 00:00 |
| Earnings | 2024/12/31 |
| Annual Earnings | 2024/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Business First Bancshares, Inc. is covered by 6 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Manuel Navas | D.A. Davidson & Co. |
| Feddie Strickland | Hovde Group, LLC |
| Christopher Marinac | Janney Montgomery Scott LLC |